Debt free in 1,000 days.......

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ehallett
ehallett Posts: 1,960 Forumite
in Debt free diaries
Hi everyone

I know that I have had more than my fair share of diaries :o. However, due to slipping off the DFW wagon again, I need a challenge to focus my energy on clearing my debts.

I have 10 debts and will therefore clear one every 100 days until I am debt free. I will do this in order of the size of the debt - smallest to largest. Easy in the beginning I know, but I am hoping to clear my smallers debts in less than 100 days and then add that accumulated time onto the other debts.

So my challenge runs from 1st October 2009 to 27th June 2012.

My first debt to clear is my Barclaycard with £175 on it. Needs to be cleared by 9th January 2010 (scary that 100 days from now, we will be in a new year :eek:).

Please please please can I ask my readers to harrass me with numerous PMs and posts on here if I don't post for a few days. I am a nightmare for not posting on my diary and then slipping out of the DFW habit for a while. I really want to complete this challenge so I can stop worrying about my debts.

Thanks for reading. Will post more later.

Emz xx
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Comments

  • hypno06
    hypno06 Posts: 32,296 Forumite
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    Good luck Em!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • ehallett
    ehallett Posts: 1,960 Forumite
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    Hi

    I wasn't sure if my post made any sense when I woke up this morning. I was so tired last night when I wrote it. I went to see the Paul O'Grady show with my friend yesterday so was tired from travelling.

    It was really good, saw Olivia Newton John and Nelly Furtado. Paul is really funny, even during the ad breaks. It was a great day out and I only had to pay £2 for the coach, £9 for my meal and £5 for a tube ticket. Bargain!!

    Anyway, off work for the rest of the week but have got 1 mystery shop today, 4 tomorrow and 2 on Saturday. Will earn about £80 from them.

    Going to get started on AQA early this month and stick to it.

    Have a good day everyone :D

    Emily xx
  • ehallett
    ehallett Posts: 1,960 Forumite
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    Evening all

    Not a bad first day. Did my mystery shop and got some free batteries too. I have also done my 100 questions on AQA for the day.

    I'm going to see if my luck is in on BP before going to bed.

    Night everyone

    Emily xx
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
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    hi and what a fab challenge. is it ok to ask how much in total you have to clear? I've no doubt that you will achieve your goals.
  • mark55man
    mark55man Posts: 7,936 Forumite
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    you go for it. one at a time - that's a good philosophy!!

    even a journey of a thousand miles starts with a single step
    how do you eat a elephant - one bit at a time
    kills debts 100% dead
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • mark55man
    mark55man Posts: 7,936 Forumite
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    hey lemon tree - have you stolen my avatar lolcat - or have I stolen yours
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • Buffythedebtslayer
    Buffythedebtslayer Posts: 18,922 Forumite
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    That is a brilliant plan ehallett!

    *tries to work out a similar plan*

    I will subscribe !

    Now come on woman post!!!

    xxxxx
    Nevertheless she persisted.
  • savingholmes
    savingholmes Posts: 27,548 Forumite
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    Well done on your efforts! Hope you have a good debt busting week!
    Achieve FIRE/Mortgage Neutrality by mid 2030
    1) MFW Nov 21 £201,999 with 236 payments to go - now £183,036 Equity 26.8%
    2) Spend on handyman & external building works & new patio door £12.65K
    3) CC £4.6K on 0% spends card but offset by £33.8K savings (part EF, part future home improvement)
    4) Mortgage neutral by June 2030 AVC £10.2K/£127.5K AVC target 8% value at 15/5
    5) FI Age 60 annual income target £13.7/30K 45.7%
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
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    mark88man wrote: »
    hey lemon tree - have you stolen my avatar lolcat - or have I stolen yours

    ted bear was my puddy cat, so i think you must have done the borrowing lol
  • Different_Corner
    Different_Corner Posts: 1,925 Forumite
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    Oh Emz I like this, off to find a date calculator..
    DC.
    "Some people walk in the rain... others just get wet... " - Roger Miller
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