bank account

fatou256 · 7 August 2008 at 4:48PM

the co op refused me as i was overdrawn with them they refused as well my appeal .

aparently i have been told that from now on bankrutp who have debt with the coop will be refused a new basic account as per their new security measure.

anyway i have applied for a basic ban account also with barclays it is well over two weeks do u knwo how long it take to set up or open a bank account with them ? when i rang them up they keep telling me to go to my branch . my local branch tol dme to ring them up ....

anyway the only thing i know it is there are procesing it !

if i am refused do u know what should i do regarding my wages direct debit and so on .. .?

Dez-Titute · 7 August 2008 at 5:00PM

Hi Fat,

Do you have a family member who would allow you to have your wages paid in until you get yourself sorted

DEZ

fatou256 · 7 August 2008 at 5:12PM

no my family live abroad so no chance of that !

fiveyearplan · 7 August 2008 at 5:27PM

I had trouble like that with Barclays. I was trying to take my name off our joint account and was told to go in to branch, the branch told me I had to phone etc round and round we went. It took 4 months in the end.

I woul go in to the branch and sit down with them and ask them to phone so you've got them there both at the same time and they can't volley any more.

Good luck. Also tell them wha problems you've been having etc regarding opening the account and say you would like your account number now please!

fatou256 · 9 August 2008 at 8:15AM

i went to barclays they foun d my application and they will go back as soon as they can. Apparently they are behind 2 weeks with a huge demand for their cashcard application.

anyway does anyone know if city bank allow undischarged bankrupt to open a basic bank account ?

Purplekylie22 · 9 August 2008 at 8:24AM

If you get totally stuck, you can apply for a pre paided card, I think that you canput your salary into most of them.

tigerfeet2006 · 9 August 2008 at 8:27AM

Fatou the only 2 banks that are BR friendly are Barclays and Co-op, sorry.

As Kylie says there are certain pre-paid credit cards that you can have your wages paid into if it becomes difficult while you are waiting.

k2nga · 9 August 2008 at 8:35AM

Yeah i just got myself a virgin prepaid card as its rates are great for what i need and no monthly fee which is even better. You can have your salary paid straight into that if you get stuck it might be the way forward.

welshpaula · 9 August 2008 at 9:41AM

re tigerfeets comment i had no problem with natwest after bankruptcy opening a basic step account paula x

fatou256 · 9 August 2008 at 9:56AM

i applied with city bank online few days agos i received the information pack today saying i was provisionnaly accepted they need me sending some id detail and proof of address .

however there is no mentin in their term and condition about bankruptcy as being inelligible to open a bank account.

however i am still waiting the decision of barclays ...

i was thinking of a prepaid card does anyone recommand one ?

get_me_out · 9 August 2008 at 10:43AM

Hi

I had a Barclays basic account, joint with hubby. Not much trouble opening I went into branch and got account number etc next morning on letter.

Went into branch on Friday to remove my name as I go BR on Thursday 14th. Very helpful guy changed it there and then as hubby was with me. Guy removed all my details from the account on the computer right in front of us. I'm now minus a cashpoint card BUT I still have my lovely blue co op one

bank account

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