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repossession

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  • I 've had to reboot several times but it seems faster now.As there is no insurance I can ony go with what merlot says.Sorry.
  • Just a thought,have you house insurance,if so does it cover you for illness in any way.
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Please phone the bank first tne depending on what they say you can phone shelter or the CAB
  • thanks i will call them all tomorrow to see what if anything can be done, i am so scared, my partner is going to hate me, he trusted me to keep us afloat whilst he was ill and i have let him and everyone else down.
    tryimg to be calm, feeling like i have been through the mill and wondering if i am strong enough to do this all again, please help and advise me, im desperate:o
  • Merlot
    Merlot Posts: 1,890 Forumite
    Just a thought,have you house insurance,if so does it cover you for illness in any way.


    House insurance cover for illness, I have never heard of that? I'm off to check my policy, why would it? What wud be the point of Critical illness etc?:confused:
    "Wisdom doesn't automatically come with old age. Nothing does, except wrinkles. It's true, some wines improve with age. But only if the grapes were good in the first place." — Abigail Van Buren
  • Merlot
    Merlot Posts: 1,890 Forumite
    thanks i will call them all tomorrow to see what if anything can be done, i am so scared, my partner is going to hate me, he trusted me to keep us afloat whilst he was ill and i have let him and everyone else down.


    Pink,

    YOU MUST PHONE THEM IMMEDIATELY IN THE MORNING, otherwise they will evict you, you can try and prevent this if you phone the bank in the morning and offer to pay your mortgage payment via debit card, if no joy there, phone Shelter, they will advise you.

    Merlot
    "Wisdom doesn't automatically come with old age. Nothing does, except wrinkles. It's true, some wines improve with age. But only if the grapes were good in the first place." — Abigail Van Buren
  • does that letter mean they dont have to give us any notice do you know?
    i cant stop being sick with stress i am so worried, how did i let it get to this
    tryimg to be calm, feeling like i have been through the mill and wondering if i am strong enough to do this all again, please help and advise me, im desperate:o
  • Don't stress yourself,take 5, Go and make a cuppa and come back.
  • i am crying my eyes out and confessing all to complete strangers, i can really understand how people get so down abut things and do things i really can, i hate the bank right now, i know it is all my fault, it was only yesterday at the hospital my partner got the all clear, his kidney is fine and he can live a normal life, then tonight i get home to this letter!
    tryimg to be calm, feeling like i have been through the mill and wondering if i am strong enough to do this all again, please help and advise me, im desperate:o
  • Merlot
    Merlot Posts: 1,890 Forumite
    Don't stress yourself,take 5, Go and make a cuppa and come back.


    Exactly Pink, take a11waysindebt advice, you can't do anything until the morning and until you have spoken to the bank, none of us can really say what will happen if you offer to pay your mortgage this month. I know this isn't much comfort, but you only have 6 hours before the bank opens and 5 hours before Shelters phone line is open.

    Sorry we can't offer you any quarantees tonight, but please do let us know how your phone calls went, and stop worrying, it going to make you ill. This can be sorted one way or another in the morning, try and get some sleep, you have lots to do in the morning,I'll be thinking of you.

    Goodnite, I have to be up in 3.5 hours time.

    Merlot
    "Wisdom doesn't automatically come with old age. Nothing does, except wrinkles. It's true, some wines improve with age. But only if the grapes were good in the first place." — Abigail Van Buren
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