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Old 25-02-2008, 4:35 PM   #1
MSE Lawrence
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Default Who wears the financial trousers? Poll discussion.

Poll started 25 Feb 08

Who wears the financial trousers in your family? Which of these is closest to your set-up?

A. Man does household budget, woman does financial product choice. 3% (210 votes)
B. Woman does household budget, man does financial product choice. 7% (542 votes)
C. Man does everything financial, woman does nothing. 22% (1600 votes)
D. Woman does everything financial, man does nothing. 36% (2680 votes)
E. Everything is done together. 15% (1078 votes)
F. Tasks are split equally. 3% (258 votes)
G. Take it in turns. 1% (49 votes)
H. I'm single/a single parent. 11% (847 votes)
I. Same gender couple. 2% (135 votes)

Voting has now closed, but you can still click 'post reply' to discuss below.

Thanks to everybody that took part

Last edited by MSE Wendy; 04-03-2008 at 11:38 AM..
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Old 25-02-2008, 4:40 PM   #2
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A combination of D and E, but more on the D side really. I handle the budget (he gets pocket money) and research products, which we then discuss. I thought he was keeping up with things but found out yesterday he doesn't even know who our basic suppliers are, even though we have an organised housefile with all the info in. If I dropped dead tomorrow, he wouldn't have a clue where to begin.
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Old 25-02-2008, 4:42 PM   #3
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D - on the day-to-day running of the finances. For big purchases etc E, things are done together.

EM xx



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Old 25-02-2008, 9:57 PM   #4
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I think there should be a choice combining D and E. Woman does everything financial, Man thinks everything is done together.
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Old 25-02-2008, 10:22 PM   #5
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H, just me, but the problem was that for a good old while, no one was wearing the financial trousers....




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Old 26-02-2008, 12:33 AM   #6
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D - I deal with everything, he's happy to let me


Obviously huge things like house or car decisions are made together, but banking, insurance, energy suppliers etc are all done by me (with a little help from this site)

It has to be that way else nothing would get done - we moved house 2 months ago - only thing I asked him to do was phone his credit card company and give them our change of address.....guess what? Still waiting



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Old 26-02-2008, 10:42 AM   #7
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D for me too,but anything major,like car,new telly etc we obviously talk about it.I think to be fair to most men,they are too busy working long hours(mine certainly does) and is therefore more than happy to let us ladies keep the financial side of things in order.

Just as an example of how much he leaves to me,he fancied a tin of soup at the weekend which is when i work,and though we have had the ceramic hob almost a year(one of those without knobs) he couldn't get it to work!! Luckily we have a microwave!!

He does clean my car and the windows though,jobs i hate, so can't complain!!
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Old 26-02-2008, 10:46 AM   #8
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D - I work in the financial sector so it's all left to me. I check the joint acc daily, although he does have his own account which I know nothing about. In fact he trusts me so much it worries me, he just signs things when I tell him to!



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Old 26-02-2008, 11:58 AM   #9
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It's D for our household too, I even put in an offer on my current home without his knowledge and he hadn't seen it, my OH is happy as long as I am happy, he is simply not interested in budgets/aprs/best deals for credit cards or even football.

It works for us, I simply hand him "pocket money" of £270 a month, to use as he pleases. We both know were we are then. He works very long hours and I'm a SAHM so I have the time to do the financial side of things, my OH couldn't tell you who our mortgage is with or gas/electricity supplier, infact he doesn't even know were our saving are...but I do


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Last edited by Merlot; 26-02-2008 at 12:01 PM..
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Old 26-02-2008, 9:18 PM   #10
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The results of this poll have truly suprised me!
In the lead, currently, is D - Woman makes all financial decisions.

In my household, it is the same... I've voted D. I make all joint financial decisions. I am in charge of making sure we have savings, all the bills go out of my account, I do the food shopping... in fact, the only thing he is responsible to pay for is his Insurance!

If I left it up to him, we would run out of money within a couple of weeks, and so he is happy for me to take charge!



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Old 26-02-2008, 9:20 PM   #11
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Quote:
Originally Posted by *Louise* View Post
D - I deal with everything, he's happy to let me

It has to be that way else nothing would get done - we moved house 2 months ago - only thing I asked him to do was phone his credit card company and give them our change of address.....guess what? Still waiting
Ha ha ha, exactly the same here! Although to be fair, I just deal with the money - he actually earns it Well, he does if I do his invoicing for him (s/e)... lol

But seriously, I do worry. If owt happened to me, he'd be high and dry. Must sort this out... but how?



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Old 26-02-2008, 9:32 PM   #12
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"H" and I like it that way, my money! my debt! and my responsibility!



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Old 26-02-2008, 9:56 PM   #13
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I voted D and thought I would be in the minority - seems I was wrong! I am the one who does everything financial in our household, without me the OH wouldn't even have a proper savings account or an ISA. The monies reclaimed in my signature are all his, and everytime he "just knew" I wouldn't be successful. Yeah, right. I am the one who spots the freebies, I am the one who reminds him to send off for cashback for his mobile phone contract, I am the one who deals with suppliers, I am the one whose account most DD's go from, I am the one who makes the expenses spreadsheet each month to reclaim my half. In fact, the only thing that is his sole financial responsibility is his car. No, I tell a lie. I was the one who told him to shop around when his car insurance ran out in October, and he saved about £200 in the process!



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Last edited by Beate; 26-02-2008 at 9:58 PM..
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Old 26-02-2008, 10:05 PM   #14
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It's D here too. I do everything, budegt, product choice, check we're in the black etc, except actually earn the money!
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Old 26-02-2008, 10:38 PM   #15
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same here too! definately D all the way. oh hasnt got a clue about any of our finances and dont think he wants to either! if it was left to him, we'd run out of money by the end of the 1st week of the month and the kids would be eating crisps!
must admit i do worry about what would happen to the finances if anything happened to me, but havent got a clue where to start
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Old 27-02-2008, 8:30 AM   #16
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Mostly D for me. He's a bit rubbish with money so it's just better if I do the planning and researching for better products and find out where to get them cheaper (with the aid of this site of course!!)



Trust me - I'm a scientist!!!

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Old 27-02-2008, 9:01 AM   #17
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I do all of it, and even get my wife's card at the end of the month when there is no money left on it
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Old 27-02-2008, 9:04 AM   #18
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Yes, interesting how many people are voting D.
But how many of those votes are from women?

Does it not go without saying that the person who goes to moneysavingexpert.com (regardless of gender) will do the financial product choice? Any way of knowing how the voters are split between male and female?
[Though in the divorce settlement poll, more men voted than women, so I may be barking up the wrong tree.]
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Old 27-02-2008, 9:59 AM   #19
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Smile Too difficult box

Sorry, which box was for 'He's in charge of earning and saving, she's in charge of spending?'
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Old 27-02-2008, 10:04 AM   #20
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'D' but i sometimes get talked into buying un-needed stuffs. My otherhalf isn't great with money, and never worries about it, even when ther is none. He does however look after me when i stress that we wont be able to pay the bills...
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