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Travel cost cutting tips for older travellers/those with pre-existing conditions
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Former_MSE_Lawrence
Posts: 975 Forumite
This is a new discussion thread to discuss hints and tips for older travellers and those with pre-existing conditions. If you spot a good provider please click reply to report it. View the old version of this thread.
For the general Travel Insurance discussion link please click here.
For the general Travel Insurance discussion link please click here.
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Another way of looking at this is that yes I can get insurance at a good price to cover me for my trip to X but would I really want to be ill in a hospital in X and what would travelling back from X in an air ambulance to the UK be like.Posts are not advice and must not be relied upon.0
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I'm looking for a quote to cover pre existing conditions. I just wondered if anyone can provide any feedback about Mia online. Considering it's listed in Martin's article, I'm surprised there's not more feedback, and the only post I could find was not positive.
I contacted them for a quote, and although they are the cheapest, they don't seem very professional. When you phone, someone has to call you back. It took several calls to get a quote. The medical questions were very vague.
They may be cheap, but I'm not sure it's worth it.
Thanks in advance0 -
As a mobility-impaired disabled person with several pre-existing conditions, you'd think that the last place I'd find good travel insurance would be the BMC (British Mountaineering Council) but they offered me excellent rates (they are particularly good for annual policies that includes the US and for longish duration.) Also a lot of insurers will not touch you if you've had cancer (no matter how long ago it was or how successful the treatment!) My cancer treatment was successful and finished over a year ago so I was accepted without any extra premium.
You have to join the BMC to benefit from these rates but they do discount membership rates for many people (U18 / Student / Unemployed). Plus they send you nice magazines with beautiful vistas (so I can imagine what it might be like to climb a mountain. :wave: Well, I am entitled to dream, aren't I?)
The link is here. I hope it is of some use.0 -
Thanks for posting the information about the British Mountaineering Council and Travel Insurance Cover for people with pre-existing medical conditions. I will give them a try.0
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Nationwide use LV= for their travel insurance there is an online questionaire.
covers most conditions at no extra and is reasonably priced. My renewal with another company £203. Nationwide £133.0 -
I have recently booked an annual policy to cover myself and my wife with just me needing cover for my Diabetes. the prices I was getting quoted were ridiculous some going as high as £300. In the end I went with Columbus Direct who I have used before and got a good price of £74.39 . Last year the wife and I used a single trip policy through another agent when we went Las Vegas and that was around the £70 mark so I am quite happy with Columbus.0
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You just saved me £120 with that link, thank you so much. I was beginning to give up hope. Other insurers wanted about £176 if they would insure me at all. I got this one for £50 (inc membership fee), if I take another trip in the next year will be £20 as I will already have the membership.:j0
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ianthefabricman wrote: »Nationwide use LV= for their travel insurance there is an online questionaire.
covers most conditions at no extra and is reasonably priced. My renewal with another company £203. Nationwide £133.
My renewal quote with Nationwide was £190 with a pre-existing condition, but I got cover with Direct Travel for £120 and they also have Scheduled Airline Failure cover for £2.50 for the year.0 -
OH:j has diabetes 2 and hypertension. We used Flexicover last year (approx £130 for annual worldwide incl USA). This year we have signed up for HSBC Plus account which includes travel insurance and, to my surprise, agreed full cover for OH. It came out at £2 cheaper.
This also means we haven't had to pay out a lump sum and we get breakdown cover, as well as a good interest rate on current account.
I never thought the fee payable accounts would be good value, but it is for us.
(Ian, were you the lovely curtain man on Mold Market?):DMember #14 of SKI-ers club
Words, words, they're all we have to go by!.
(Pity they are mangled by this autocorrect!)0 -
:T many thanks this insurance works out cheaper than anything i have looked at and there are 5 existing medical conds and all for only £160 for a couple!big difference to one Quote of £500:Dstormrogue wrote: »I have recently booked an annual policy to cover myself and my wife with just me needing cover for my Diabetes. the prices I was getting quoted were ridiculous some going as high as £300. In the end I went with Columbus Direct who I have used before and got a good price of £74.39 . Last year the wife and I used a single trip policy through another agent when we went Las Vegas and that was around the £70 mark so I am quite happy with Columbus.0
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