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which bank offers best online banking facilities? (Merged)

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dcurzon
dcurzon Posts: 97 Forumite
in Budgeting & bank accounts
i currently use barclays as my 'main' current account, the online banking is fantastic! so easy to set up s/o's and adjust them, make one off payments etc.

however, they also charge me £3.20 per month for something or other...

i have an a+l current account and online saver as well, the online banking seems a bit naff to me, but i basically xfer a few hundred from barclays into A+L current a/c and use it as a 'spending' account.

recently opened first direct current account to take advantage of £25 offer, which they paid :) unfortunately, somehow, i managed to go over my barclays o/d limit for a day, which cost me £25... !!!!!!!

ideally, i want to get rid of the barclays account... been paying them £3.20 per month for gawd knows how long now and im fed up of it, but i also want online banking that can match theirs.

who would you recommend, and why?? also add other reasons besides the online banking.

thanks :)
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Comments

  • squeaky
    squeaky Posts: 14,129 Forumite
    10,000 Posts Combo Breaker
    Silly question number 49...

    Why don't you ASK Barclays what they are charging you for and then change the whateveritis?
    Hi, I'm a Board Guide on the Old Style and the Consumer Rights boards which means I'm a volunteer to help the boards run smoothly and can move and merge posts there. Board guides are not moderators and don't read every post. If you spot an inappropriate or illegal post then please report it to forumteam@moneysavingexpert.com. It is not part of my role to deal with reportable posts. Any views are mine and are not the official line of MoneySavingExpert.
    Never ascribe to malice that which is adequately explained by incompetence.
    DTFAC: Y.T.D = £5.20 Apr £0.50
  • dcurzon
    dcurzon Posts: 97 Forumite
    what are the other 48??? ;)
  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I like Barclays too. I do not pay them anything though.
    My other main account is with Nationwide. I can compare their online banking with Barclays' and find it quite good.
    Sometimes I use A&L and Lloyds TSB accounts. I do not like their online banking.
  • squeaky
    squeaky Posts: 14,129 Forumite
    10,000 Posts Combo Breaker
    dcurzon wrote:
    what are the other 48??? ;)
    Good grief I've asked thousands of stupid questions in my time. What on Earth made you think I stopped at fortynine? ;)
    Hi, I'm a Board Guide on the Old Style and the Consumer Rights boards which means I'm a volunteer to help the boards run smoothly and can move and merge posts there. Board guides are not moderators and don't read every post. If you spot an inappropriate or illegal post then please report it to forumteam@moneysavingexpert.com. It is not part of my role to deal with reportable posts. Any views are mine and are not the official line of MoneySavingExpert.
    Never ascribe to malice that which is adequately explained by incompetence.
    DTFAC: Y.T.D = £5.20 Apr £0.50
  • dougk_2
    dougk_2 Posts: 1,403 Forumite
    I have or have used LLoydsTSB, First Direct and Nationwide.

    Prefer Nationwide and great thing is Microsoft Money can link straight to it!

    Nationwide are also good at responding to questions made online.
  • newfoundglory
    newfoundglory Posts: 1,912 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I'd have to agree that the Nationwide internet banking is excellent.

    Lloyds isn't that bad... a bit basic though.

    Halifax is quite good too.
  • Katgoddess
    Katgoddess Posts: 1,821 Forumite
    Part of the Furniture 1,000 Posts
    Do you have an overdraft? It could be the protection fee for it?

    I use Barclays online banking. It's great! My only gripe is you can't transfer money from a Barclays account to your Barclays ISA account using it.
  • Turning_into_scrooge
    Turning_into_scrooge Posts: 1,492 Forumite
    1,000 Posts Combo Breaker
    I personally like Nationwide as their statements can be automatically downloaded into MS Money whereas LLoyds Tsb which i've just left and also Natwest cant they have to be manually downloaded :o
  • Magentasue
    Magentasue Posts: 4,229 Forumite
    Have you tried First Direct's online banking? I use it and like it, more than Abbeys that isn't quite so flexible for things like making one off payments. Both download to Microsoft Money. If you use First Direct Internet Banking Plus, you can just log in once to access all of your online accounts. Having said that, I think some people feel this is risky practice.
  • Paul_Varjak
    Paul_Varjak Posts: 4,627 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    I like Halifax - they have a username and password, both chosen by user.

    Don't like A&L - have to use supplied customer number (hard to remember) and supplied PIN number. You change PIN number but it's only five digits!
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