Weekend 3rd/4th October - What small DFW things have you done today?

pixiechick99 · 3 October 2009 at 9:04AM

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Well good morning everyone

I thought I was too late to start the thread today but everyone must be having a lie in too:rotfl:

Hi again to all you regulars

and

to any new posters.

It's dull and rather autumnal here today, but at least it's Saturday

After the excitement of my student loan going in yesterday, I went to town with DD2 and bought myslef a lovely new pair of boots - I do think I'm allowed though as I haven't bought any for 3 years. Bought a tanktop for work too in M+S, only £12 - must get selling on ebay to make up for it!

Off to my sister's later for the night, after I've taken DD2 to gymnstics and DD1 has returned from her pals. So....today's list:

check banking
daily scratchies
washing on as we speak
washing will go on the airer to dry
takeaway pizza tonight (bought by my sis I beleive)
read my Uni book while watching DD2 at gym
Take my mum the banana loaf DD2 and I made for her birthday
X factor and wine tinight
Sparkle.....

Ok, I must get off here and have a shower.

Have a fab day everone - enjoy the weekend!

Katy83 · 3 October 2009 at 9:30AM

Morning milly, thanks for starting the thread and morning everyone who comes later.

Ooh, check me out - don't think I've ever been second before! Everyone must be having a lie-in!

Right, my list for today (need to make up for yesterday when I was a bit useless):

Breakfast from store
Lunch at my parents (free meal )
Freezer inventory and meal plan for week
Shopping from meal plan, within budget
Buy some firewood
Tumble dry washing at parents house
Hopefully get round to the flat and take the sink and bath out.

OH is going to put the kitchen back together and paint where has been plastered so it will be good to have that back. Was very annoyed at myself at not preparing for that yesterday...although the takeaway burgers we had for tea were pretty good :rolleyes:

Hope everyone has a good saturday...am off to make some toast with plaster dust xx

sophiesmum_2 · 3 October 2009 at 9:39AM

Good morning Milly, thanks for starting the thread:D

At a bit of a loss this weekend as haven't been able to get up to my cottage as no water on there

so need to find something to do now:rolleyes: I think a major decluttering and wardrobe sorting sesion may be in order, I will be driving OH round the twist no doubt.

My list so far

check online acounts
update spreadsheets
declutter
weed out wardrobe
shred lots of paperwork and add to compost bin
one lot of hokey cokey and ironing
clean bathroom with stardrops and microfibre cloths
make a batch of yoghurt - must dig some starter culture out of freezer
meals from freezer and stores
low spend day - just need some milk for stores
make some lemon marmalade with lemons pepared in freezer - have enough jars now to make it;)
sparkle

Have a great day everyone, hugs to any poorlies, hi to all the regular posters , and welcome to any new posters.
Catch up with you all later xx

Candy0107 · 3 October 2009 at 9:45AM

Morning All,

Morning Milly – almost had a duplicate thread again today (I have put a note on my one saying duplicate….see Milly’s thread)
Morning Katy – enjoy your toast
Morning Sophiesmum – good luck with the decluttering

Hello to everyone who posts today. ***waves***** frantically at everyone

Today I have/will:
• Checked online banking – moved money around
• Have an NSD – apart from monthly food shopping which is budgeted for
• Enter comps online
• Put a jumper on rather than putting the heating on …..brrrrr it is really cold
• I will make sure that I have me time today – possibly watch a film while doing some of my party outfit for a fancy dress party later this year
• I will sit down and devise a meal plan combining Weight Watchers and Low GI

didn’t so this last weekend
• I will print out meal plan for mum for info (she needs help sometimes) –--- see above
• I will continue to drink water (filtered from a tap) rather than squash or coffee
• I was MIA yesterday….work things were a bit mad, so I had to take some time out for me, so I need to read up on yesterday’s thread
•

I am sure there will be other things, but for now, this is it – take care everyone

Candy xxxx

DawnW · 3 October 2009 at 9:58AM

Morning :j

Yep, I am one of those lazy people who had a lie in

First day of my week off work :T

Today I have / will:

HM breakfast (done, just)

Check online banking

See to animals

Go through cupboards, freezers and fridge to list what I have (this might take longer than just today :rotfl:) and plan meals accordingly.

Post book sold on Green Metropolis

Clean house

Make some marmalade as OH has run out and is complaining about having to have nice HM damson jelly on his breakfast toast (apparently it is not for breakfast, it is for scones :rolleyes:)

Small shop, but see above about checking stores etc - but I do need some dog and cat food.

Start to think about cleaning up greenhouse after summer growing season and think what might grow in the winter - lettuce perhaps.

Frittata for supper to use up eggs, chorizo and parmesan that I know are lurking.

That will probably do me for the weekend - I am on holiday after all :rotfl:

~BamNaggy~ · 3 October 2009 at 10:07AM

Morning all x x

Today I have/will:
Will eat a free meal at work,

Walked to work saving petrol money & free exercise

Applied to two baby clubs for free cuddly toys (Aptamil & cow&gate)

Drank a cold cup of tea rather than waste it...:(

Sent some broken gold jewellery off to one of those gold smelting places

Changed pet insurance (from Argos to Asda) it's £32 cheaper over 12 months

Working 6.5hrs overtime today

Have a great day peeps.

BamNaggy x x

honeybear_2 · 3 October 2009 at 10:08AM

Morning all :coffee:

I've actually been a bit old-fashioned today & made a list on paper of the things I need to do :rotfl:

But, as always, I'll be:

checking accounts online
setting up a new spreadsheet for credit card
hoovering
dusting
tidying
rootling around in the freezer & cupboards for HM meals
and I'm with Sophiesmum in spirit as I'll be having a declutter/reorganisation too

nickynoo08 · 3 October 2009 at 10:12AM

Morning yep we also had a lazy morning, dont get them often so make the most of it when i do:D
It was freezing last night, but still no heating although OH thinks its now time we put rad on in ds2's bedroom. He's got fleecy pjs which keep him snuggly warm so i said we'll see how it is tonight - yes i'm being tight this year all extra pennies are going towards new bubs. Yay i had my scan on thurs, so i'm offically due 6th april. 6 months to save save save;)

Today i have/will

check online banking
do daily scratchies and clicks
go to mums for free lunch while OH is sleeping (works nights)
breakfast and tea from storecuppboards
do meal plan for next 3 days till i can get stocked up...Again!
no heating except maybe in ds2's room, jumpers and fleecy blankets for us for a while yet.

Have a nice weekend everyone:D

Pippilongstocking · 3 October 2009 at 10:35AM

Morning all ta for starting the thread Milly very very colourful SM will be very proud

Waves to all above

Slept in due to gale force winds keeping me awake most of the night and making me think eeek what's left outside going ot peek in a mo and rescue the washing that there was no way I could have got last night.

[STRIKE]Today
Big pile of stuff out of the freezer for cooking
Declutter kitchen larder [/STRIKE]and start making my 'stripey shop storecupboard' top up list for a 6month shop when I am in Scotland next weekend.
[STRIKE]Batch cook teas for the week as its a busy one[/STRIKE]
Clear out fridge as well
[STRIKE]Pick up darwin from his MOT (just a bulb

) and book other car in - why am I so stupid as to have 2 cars due mots at the same time ??
I opened an internet savings account yesterday so see if that's shown up yet on my account[/STRIKE] transferred some dosh into it

[STRIKE]PAD to evil edna (TODAY IS HALF WAY PAID OFF) woo hoo[/STRIKE]:D
[STRIKE]Check banks[/STRIKE]:rolleyes:
Car insurance to sort out for brothers chum visiting and borrowing the car - she's paying

Organise getting Wii stuff from a chum who's selling some (we only want a few bits but some freinds have expressed interest in other bits of it)
[STRIKE]Look at selling the perfume (Kenzo 'flowers') I got from boots for £6 quid for my chum - turns out I made a mistake she doesn't liek the one I thought she did - whoops[/STRIKE] sorted no need to list now hurrah

Tidy up laundry cupboard
SOrt out extra blankets for lodger
Find out if her chum is coming to visit and organise a bed for her
[STRIKE]Think about walking dogs[/STRIKE] we discussed it they don't liek rain and wind so done a mutual IOU:rotfl:
Pasta sauce surprise to make with bendy veggies
[STRIKE]Pick tomaotes[/STRIKE]
Pick basic and make a sauce
tidy up evil ice cave no 1 (greenhouse) then think about evil ice cave no 2 (conservatory)
Start putting pressies into piles and maybe wrap some - I need to dig out the box of boots cards, paper etc I got in Jan from the attic
Yawn - also need to wake up
Did a charity shop raid yesterday and got more pressies:) and a couple baskets for mini-hampers.
Teaching tomorrow at the college garden (Veggie gardening for beginners) then off to the local tomato place for a look round - need to prepare something on growing herbs (done) and salads for next week.
Phone heating engineer and ask him to service boiler - its arctic here and just got a delivery of oil - I want to make the most of it though so i think a service is overdue

Dunno what else yet - its the first month that I have had money left at the end of the month (been paid some extra for other jobs this month)

honeybear_2 · 3 October 2009 at 10:38AM

fayjmck wrote: »

Dunno what else yet

:eek:

How can you possibly fit in anymore? I need to go back to bed after just reading your list! :rotfl:

Pippilongstocking · 3 October 2009 at 10:39AM

SM just think its a shame you didn't get to the cottage but its OUR gain as we can annoy you all day - or you can annoy us when OH has had enough of you

Waves to Honeybear too

good luck on the grand weekend declutter

Weekend 3rd/4th October - What small DFW things have you done today?

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