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Burly_Shirley wrote: »I'm managing to get confused over my own rules.
My question to myself is, should this come from my grocery budget or my "entertainment budget"?
I have a separate 'spending money' budget for treats and eating out and I spend it on what I want (£30 per month).
I'm using YNAB to organise me and budget all of my pennies, it's taken some getting used to...just spent half an hour trying to figure out where £30 has disappeared to :huh: ...finally figured it was on fuel...must improve my recording methods!#4 DFBXMAS24 - £1,936.00/£5,000
NSD Challenge - Jan 15/12, Feb 3/12, Mar 10/10 Apr 10/12, May 5/12.
SPC #44
Success is the good fortune that comes from aspiration, desperation, perspiration & inspiration ~ Evan Esar0 -
nsd yesterday, yipee!! xx0
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Morning all!
I didn't get around to sorting out my middle freezer drawer last night, so I'll be aiming to do that tonight, but I did do two lots of batch cooking and cleaned the bathroom so I don't feel bad about it!
I made a Chickpea and Aubergine Harissa Stew:
And a Bean and Pepper Chilli:
I ended up doing this because I had been browsing for recipes in the afternoon and came across these two which used things I already had in the house. I also have one more for a dahl which I'm hoping to do tonight, but the freezer drawer must be cleared first as no more room!
Aubergine and Chickpea Harissa Stew
1 tbsp olive oil
1 onion
1 v. large or two medium aubergines
2 tbsps harissa
1 tin of chickpeas
1 tin of chopped tomatoes
500ml water (just under a pint)
2 tbsps fresh coriander (optional)
Saute the onion in the oil until translucent
Stir in the harissa and saute for a further minute
Add the aubergine and stir until well mixed with the onion and harissa
Add the tomatoes, chickpeas and water, stir well and simmer for 30 mins
(I simmered a little longer as I wanted the liquid to reduce a little more, but only about 45 mins total)
Take off the heat and stir through the coriander
Bean and Pepper Chilli
1 tbsp olive oil
1 onion
350g mixed peppers (if you don't have a glut of fresh ones like I did I'm sure that frozen would work well - I used 3 peppers and it came to 353g!)
1 tbsp chilli powder
1 tbsp smoked paprika
1 tbsp cumin
1 tin kidney beans in chilli sauce (I bought these by mistake ages ago and was so pleased to find a use for them!)
1 tin mixed beans (I just used a tin of cannelini)
1 tin tomatoes
Saute the onions and the peppers in the oil for about 8 mins until soft
Stir in the spices and cook for 1 further minute
Add the beans and tomatoes, mix well and simmer for 15-20 mins until thickened
Hope these are useful to someone! I found them on the BBC Good Food site when just browsing :j
Oh and I had a nsd yesterday for grocery budget... did spend on other budgets though :rotfl:
LC x
I’m a Forum Ambassador and I support the Forum Team on the Old Style, Crafting and Techie Stuff boards.If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.All views are my own and not the official line of MoneySavingExpert.GC: May 22 £tbc/£250 Vegan 27-8-130 -
Blubella, YNAB?! Please explain! Thank you!0
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Another £10 dribbled away - a loaf of good bread, some veg. to go into omelettes tonight and some frozen veg for the freezer. I needed to do the omelettes, to save some eggs that I bought a couple of weeks ago, before the "girls" came back into lay, and some I'd brought back from Mum's that were on their use-by; the carers would have chucked them otherwise. So that went onto this week's meal plan, but the veg I would have used had already been snaffled up by our resident veggie (really a pescatarian) in the meantime!
I still need to get to the farm shop to update the spuds & poultry supplies. then we should be "all in" except fresh stuff for the rest of the month.
ETA: I've added £10 because I can't find my co-op receipt. But it's a rounding-up, rather than down, as some of it was YS and DD1 works at the bakery/cafe so gets a good discount on the bread.
And PS - I think YNAB is either an app or a piece of software for budgeting, in full You Need A Budget?Angie - GC May 24 £253.52/£450: 2024 Fashion on the Ration Challenge: 10/68: (Money's just a substitute for time & talent...)0 -
carolinerunner wrote: »Blubella, YNAB?! Please explain! Thank you!
YNAB (You need a budget) is budgeting software which enables me to budget my monthly income...you create your own categories and assign money to each one/or not! It means i don't spend more than my monthly income...it's also helping me to pay off my pre YNAB debt and save for a rainy day :A...
It cost me approx £40 although i think they have changed their fees since Xmas...but it's definitely helped me keep track of all my spending and where the money goes!#4 DFBXMAS24 - £1,936.00/£5,000
NSD Challenge - Jan 15/12, Feb 3/12, Mar 10/10 Apr 10/12, May 5/12.
SPC #44
Success is the good fortune that comes from aspiration, desperation, perspiration & inspiration ~ Evan Esar0 -
So I have completed my online shop for tomorrow which means I will have spent a total of £100.95/£250 so far this month. Therefore all on trackDebt @ Sept '16 = £51804 Oct '16= £51,095 1.37% paid off
Oct grocery challenge = £229.05/£250
Oct AFD challenge = 20/31
Oct NSD = 13/18
Emergency Fund member #209 = 376/10000 -
£6.50 in Aldi on 8 pints of milk, onions, salad stuff, frozen sweetcorn, mayonnaise and some brown sugar for DS's food tech.
PP xOriginal mortgage £112,000 . Final payment due August 2027.
Mortgage neutral achieved August 2020 - 7 years early!!!0 -
Evening all
Another NSD here today :j
I don't think we will need anything until the weekend now, fingers xd
Hope you all have a thrifty Thursday
Lx£10day.2014=3213/2015=3421/2016=3238/2017=2702/2018=498..APR=12.03/300
GrocC.2014=2162/2015=2083/2016=218/2017=1996/2018=450..APR=17.13/200
Bulk buy.......APR=233.76
GC.NSD..2015=216/2016=213/2017=229/2018=39..APR=03/15
SPC130:staradminx61..2014=1178/2015=1287/2016=4616/2017=3843
OS WL= -2/8 ......CC =00......Savings = £13,1400 -
£70 spent on monthly shop -tea, loo rolls, sandwich stuffs, cereal, tins, cleaning, washing, etc.
£6 wine to take to Sunday dinner at the in-laws
£1 bread.
Should be ok with £40 for the rest of the month for bread and milk IF I remember to defrost meat most nights."Why not now, OK so when and how," ElephantChunks.
Electrics re-wire savings Oct 18 - March 2020 WE GOT ELECTRIC!
Heating Loan Sept 0/£5000
SPC14 #650
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