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The "Save 12k in 2016" Thread!
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Apologies for the delay folks - spreadsheet updated!
Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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slowlyfading wrote: »Apologies for the delay folks - spreadsheet updated!
No problem, It takes time to update, I appreciate the support and time you give to this thread.
;-)I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%£2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%Total £4095.19/£7332.95 = 55.84%0 -
Thanks SF - spreaddie looking brilliantMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
ArmyDilllo wrote: ȣ6k in shares:-
£3k in B.P.
£3k in Royal Dutch Shell
9k in funds:-
£3k in Artemis Global Emerging Markets
£3k in Invesco Perpetual UK Growth, and
£3k in Stewart Investors Asia Pacific Leaders.
.
Interesting looking portfolio that. I can see it either it going horribly well or horribly wrong.
Save 12K in 2020 # 38 £0/£20,0000 -
slowlyfading wrote: »Apologies for the delay folks - spreadsheet updated!
Thank you for updating! :T
I'm not sure about my total savings amount since the beginning of the year: my spreadsheet is working funny lately and I'm sure the formula I'm using is overcomplicated and substantially wrong! At the moment is showing £1500 as a total from January to March, instead of the $!250 that was showing a couple of days ago :doh:
he problem is that if i just consider income-expenses I don't take into account the annual pots for shopping, holidays and extras, overestimating the savings (I haven't booked all of my holidays yet and my shopping has been very very limited so far).GC £~~/3000 -
@ darkidoe
Yussir.
You and me both.
lolol
I am heavily invested at home already, so it is about time I panned out a bit geographically and there is some evidence to suggest my choices here may all be reasonable bets, albeit higher risk than I normally accept.
This is part of my long-term (30 year) strategy.
At the end of the day it's all a gamble, but I note with some amusement that both Shell and BP are up 2.5% this morning.
In olden days the druids would be shouting, "It's a sign! It's a sign!" and sacrificing their perkiest virgins.
{ 8-]2016 : Realised £103,000.00 savings (banked)
2017 : Realised £97,000.00 savings (banked)
2018 : Realised £ savings (banked)
20.4% avg annual portfolio growth since 2004.
Retired 17:30 hrs, Friday 30th September 2016, aged 56, and luvvin' it!!
:beer:0 -
Good luck to to ArmyDillio - at the end of the day, if you only invest what you can afford to lose, then anything else is a bonus. I don't think I would have gone with the fossil fuels - even though they are giving it away at the moment, I do believe that the future is in sustainable energy (hopefully), with electric/hydrogen cars etc., but just an opinion.0
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Thanks bud',
I agree with you.
But I see fossils being valued more highly as they start to run out unless we completely replace them with renewables before they do.
Sadly I don't see man (in general) as being that clever.
So it's up to me to capitalise on our stupidity.
Incidentally, I expect the Saudi's, Iranians and Russia doing a deal this Summer which will restrict production again and push oil prices a lot higher.
Otherwise they are just wasting what they have and Saudi must have exhausted it's massive reserves by now.2016 : Realised £103,000.00 savings (banked)
2017 : Realised £97,000.00 savings (banked)
2018 : Realised £ savings (banked)
20.4% avg annual portfolio growth since 2004.
Retired 17:30 hrs, Friday 30th September 2016, aged 56, and luvvin' it!!
:beer:0 -
@darkidoe
Sorry, I should clarify that is just what I've invested so far this tax year (2016/17).Interesting looking portfolio that.
It is not my whole portfolio, by a long shot.
The rest has been focussed much more on 'safe' funds in the UK and Europe.
I use the 'pyramid' approach to all my investing:-
Build a 'safe' base layer.
Then you can be a little more adventurous with the next layer.
And the next.
Etc etc etc.
I have been fortunate enough to have been doing this for a while and am almost at the point where the profits of this strategy become self-funding and perpetuate my investments for future years.
At which point I will retire and attempt to live via the 4% rule. 2016 : Realised £103,000.00 savings (banked)
2017 : Realised £97,000.00 savings (banked)
2018 : Realised £ savings (banked)
20.4% avg annual portfolio growth since 2004.
Retired 17:30 hrs, Friday 30th September 2016, aged 56, and luvvin' it!!
:beer:0 -
Hi, does anyone know how I can find the percentage of something on a calculator - duh ..... I really don't know. I have saved 6,200 out of 12,000 and I was wondering how to calculate what percentage I have saved of my total on a calculator. I did used to know a really easy way, but can't remember and I have googled it, but I can't find what im looking for. Thanks in advance.0
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