We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

DMP & Mutual Support Thread - Part 10

Options
1…441442444446447…503

Comments

  • Puzzcat
    Puzzcat Posts: 4,200 Forumite
    Jono987 wrote: »
    Hey everyone, is anyone elses most recent payment from SC showing on their bayclaycard account yet? Mine was sent on the 13th and is still not showing, not sure if i should ring them or not.

    Thanks!



    Hi,


    BC are the only online access creditor I have left now but no sign of payment. I am just assuming it will show up when the next statement is due which is the 1st may for me.. If your worried then give SC a ring but i'm sure (crosses fingers) all our payments will end up in the right accounts.


    Puzz
    Christmas 2020 £109
    I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
    £60062/25384.84 - 13222.60k UE

    MY DIARY     http://forums.moneysavingexpert.com/showthread.php?t=4768685
  • January2015
    January2015 Posts: 2,369 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    edited 24 April 2015 at 11:37PM
    Hi everyone

    I am still waiting for B'card and Shop Direct aka Very to update my online accounts with April's SC payment.

    I'm not worried - funds will show eventually :)

    After month 1 of our DMP when we had some interest added and the total debt went up - I am over the moon we are now 1% paid:T

    I know it's not a lot, but every small step towards becoming debt free is what counts. ;)

    Edit: meant to say....I'm missing Ploppy, hope she's okay and back online soon
    DFW Nerd No. 1484 LBM 07/01/15 Debt was £95k :eek: Now debt free and happy :j
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    If anyone has received this:

    --> Letter received from Payplan

    MSE would like to see a copy.

    Thanks. :)
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • Ali80
    Ali80 Posts: 75 Forumite
    Sixth Anniversary Combo Breaker
    Puzzcat wrote: »
    Hi,


    BC are the only online access creditor I have left now but no sign of payment. I am just assuming it will show up when the next statement is due which is the 1st may for me.. If your worried then give SC a ring but i'm sure (crosses fingers) all our payments will end up in the right accounts.


    Puzz

    My BC statement was yesterday......
    Payments= £0.00
    Interest= £32.64 :mad:

    Seems that this is a problem with BC and not SC as I have received paper statements from all other accounts showing SC payment credited before 16th April.
    LBM: 18th January 2015:idea:
    DMP start date:     1st April 2015
    Debt at start: £36,668 :eek:
    Current debt:     £30,557     DFD: February 2021
    16.39% paid :j
  • dmb_2
    dmb_2 Posts: 330 Forumite
    Time_to_face_the_music wrote: »
    Good morning DMPers new and old :hello:

    Just got a fantastic surprise when I opened our online banking, I have been paid early for some consultancy work so have just made our last payment to Lloyds TSB and .........

    :j :j :j We are now debt free :j :j :j


    TTFTM x



    Fantastic news and many many congratulations! What an absolute inspiration you have been. Enjoy your debt free life
    DeeBee
  • Sazzie23
    Sazzie23 Posts: 2,634 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker Post of the Month
    January2015 wrote: »
    Hi everyone

    I am still waiting for B'card and Shop Direct aka Very to update my online accounts with April's SC payment.

    I'm not worried - funds will show eventually :)

    After month 1 of our DMP when we had some interest added and the total debt went up - I am over the moon we are now 1% paid:T

    I know it's not a lot, but every small step towards becoming debt free is what counts. ;)

    Edit: meant to say....I'm missing Ploppy, hope she's okay and back online soon

    I'm paper with BC and not recieved it yet.

    Yes wonder where Ploppy has vanished to, it's always a mystery people come on here quite a lot for a while then disappear, sometimes they come back years later, other times they never reappear and you are always left puzzling what happened. Let's hope it's because things are settled for Ploppy and she doesn't need too much support at the moment.

    Those 1% soon add up and you'll be feeling like the DMP is really starting to pay off.
    Debt -it's a fight that I'm winning, dealing with debt one day at a time.
    Estimated DFD August 2018 - 2031 - now 2027 :T
    Guide dog Tess, missing Scotland 2 years
    DMP support no438.
  • Puzzcat
    Puzzcat Posts: 4,200 Forumite
    Ali80 wrote: »
    My BC statement was yesterday......
    Payments= £0.00
    Interest= £32.64 :mad:

    Seems that this is a problem with BC and not SC as I have received paper statements from all other accounts showing SC payment credited before 16th April.

    Did you contact either/both of them? Can you let us know what they said?
    Christmas 2020 £109
    I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
    £60062/25384.84 - 13222.60k UE

    MY DIARY     http://forums.moneysavingexpert.com/showthread.php?t=4768685
  • Ali80
    Ali80 Posts: 75 Forumite
    Sixth Anniversary Combo Breaker
    Puzzcat wrote: »
    Did you contact either/both of them? Can you let us know what they said?

    So, I rang BC and told them that SC took payment on 1st April and said the payment would be distributed within 5 working days and all other accounts were credited by 16th April. They said they could see that I was on a plan with SC but since I have not kept to my agreed payment, they have cancelled my payment plan (as of yesterday (day after statement date) and whacked the interest back up to 29.9% :eek:

    The man I spoke to kept saying "because you have not paid", I assured him that I have paid and that £95 of my money is now floating around somewhere between SC and BC! He agreed to freeze my account for 30 days and said they would need another proposal of a new plan from SC!!!

    I can't quite believe it, rang SC but offices closed so will have to wait until Monday. It's a bit worrying for everyone else as well, when did payments used to be credited on accounts? Was it 25th? I should have thought SC should have notified BC when my first payment would be made?

    Anyhow, glass or 2 of wine is called for now I think!
    LBM: 18th January 2015:idea:
    DMP start date:     1st April 2015
    Debt at start: £36,668 :eek:
    Current debt:     £30,557     DFD: February 2021
    16.39% paid :j
  • Hopelessly_Hopeful
    Hopelessly_Hopeful Posts: 2,868 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Ali80 wrote: »
    So, I rang BC and told them that SC took payment on 1st April and said the payment would be distributed within 5 working days and all other accounts were credited by 16th April. They said they could see that I was on a plan with SC but since I have not kept to my agreed payment, they have cancelled my payment plan (as of yesterday (day after statement date) and whacked the interest back up to 29.9% :eek:

    The man I spoke to kept saying "because you have not paid", I assured him that I have paid and that £95 of my money is now floating around somewhere between SC and BC! He agreed to freeze my account for 30 days and said they would need another proposal of a new plan from SC!!!

    I can't quite believe it, rang SC but offices closed so will have to wait until Monday. It's a bit worrying for everyone else as well, when did payments used to be credited on accounts? Was it 25th? I should have thought SC should have notified BC when my first payment would be made?

    Anyhow, glass or 2 of wine is called for now I think!

    Hi Ali

    That's a nuisance for you.

    I'd raise a formal complaint( you have to say that in the letter) and if no joy then call the FOS to raise one about them. What usually happens is a letter or apology and a small token amount of cash to recompense the inconvenience.

    Good luck

    HHx
  • Ali80
    Ali80 Posts: 75 Forumite
    Sixth Anniversary Combo Breaker
    Hopelessly_Hopeful wrote: »
    Hi Ali

    That's a nuisance for you.

    I'd raise a formal complaint( you have to say that in the letter) and if no joy then call the FOS to raise one about them. What usually happens is a letter or apology and a small token amount of cash to recompense the inconvenience.

    Good luck

    HHx

    Thanks, I was wondering if that was worth a shot. I asked him about removing the interest BC charged for the last month as it was not proportional considering I have made a payment, and he refused, even saying that because I'd missed a payment I would be unlikely to get the "favourable" 6.9% that they had agreed to in future!!! :mad: Am really cross!
    LBM: 18th January 2015:idea:
    DMP start date:     1st April 2015
    Debt at start: £36,668 :eek:
    Current debt:     £30,557     DFD: February 2021
    16.39% paid :j
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture