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can you have 2 barclaycards?

can you have 2 Barclaycards?....is it possible?




Do they use there internal score to see if you can have a second or is it a whole new credit check?


I would like a second one to keep finances separate for expenses.


I Do have an old egg one that I was paying back, I guess I could ask for a new card on that, (I initially said I didn't want one when it was moved over.)
5 kids..1 hubby...1 dog..3 rabbits and a goldfish...yep ours is a Madhouse :D

:smileyhea We love Disney...:heart:

Trying to Save for a Bigger house ...:o

Comments

  • planteria
    planteria Posts: 5,322 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    you can certainly have 2. infact, you can have more. at one stage i had 5....but that was after they had taken over LV, Goldfish, Morgan Stanley cards.
  • planteria
    planteria Posts: 5,322 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I Do have an old egg one that I was paying back, I guess I could ask for a new card on that, (I initially said I didn't want one when it was moved over.)

    yes, that will now be a Barclaycard, so you'll already have this line of credit with them.
  • Are you for real? - Glass Half Empty??
    :coffee:
  • planteria wrote: »
    yes, that will now be a Barclaycard, so you'll already have this line of credit with them.



    the thing is I never issued a new card when they changed hands , I said I didn't want it and would just pay it back then close it, I paid it back but never closed it, shows as old credit limit and 0 on my report, maybe I should check if they will re instate this first, or if it is already closed.




    thanks for the replys
    5 kids..1 hubby...1 dog..3 rabbits and a goldfish...yep ours is a Madhouse :D

    :smileyhea We love Disney...:heart:

    Trying to Save for a Bigger house ...:o
  • planteria
    planteria Posts: 5,322 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    yes, you could just call them.
    or, why not ask for a couple of cards with terms that suit you.
    i have been using 2 Barclaycard in recent months: 1 with a great BT deal on it, and 1 with great cashback for spending. the latter is on the way out. i would decide what you want & try to get it, rather than accept the terms of the 'dormant' account.
  • wellsy07
    wellsy07 Posts: 39 Forumite
    yes you can


    I have two platinum cards, one with a balance, one empty


    separate credit checks were carried out, but I'm sure they have a internal score system for qualifying full length off offers or shorter deals(33 months max- 24 the lower), I was lucky got maximum on both.


    when I sign in both are on the same login screen so easy to manage.


    I even tried to cancel the empty one tonight, and got offered a forever interest rate of 10.2% APR, happy days just lowered the limit to keep as a back up
  • w211
    w211 Posts: 700 Forumite
    Eighth Anniversary 500 Posts Combo Breaker
    Yes you can.

    Ask them for another card, saying you wish to keep certain expenses seperate.

    They would usually give you a Mastercard (if you have a Visa), and would split the credit limit between the two.
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