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2013 mfw

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  • Calfuray
    Calfuray Posts: 1,003 Forumite
    Uniform Washer
    VoucherMan wrote: »
    Calfuray both ops are on. With your August op added I make that target reached :T Would you like to increase your target or are you going to relax the purse strings for a few months? :eek:

    Oh :) *pleased* I didn't realise!

    Can I increase to an ambitious £1,800? We have finalised our remortgage, went with 4 year one for security, so OPs are now limited.

    Exciting stuff!

    Oh, and can I add another 50.57 for August please :o

    And as usual, thanks for your updates and general motivation. I must update my sig!
  • lemonpopsicle
    lemonpopsicle Posts: 663 Forumite
    Part of the Furniture 500 Posts Combo Breaker Debt-free and Proud!
    Thanks Voucherman, have requested a redemption total from the bank which we should have on Friday then I'll transfer the money over and I'll let you know, yippee.
    Life's little instructions- Treat everyone you meet like you want to be treated..Watch a sunrise at least once a year..Strive for excellence not perfection:j
    £2 SC no.70 £140/£350
    SPC no.73 SPC9 £248 SPC10 target £250
    DFBX12 No. 069 £7719 / £7719 DEBT FREE 30/11/12
    2013 mfw No.4 MORTGAGE FREE 5/8/13
  • theyorkbrood
    theyorkbrood Posts: 87 Forumite
    Hi
    York Brood here (no 20) ... putting in £200 for August.... keeping chipping away....
    :)
    Dec 2011 £101,000 :(
    March 2013 - £90,000 (ish) April 2013 - in the 80's
    June 2014 - in the 70's :j
    July 2015 - will be in the 60's :T
    Original end date - December 2026 We're getting there
    Hoping for - asap :rotfl:
  • kandfs_mam
    kandfs_mam Posts: 1,053 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Afternoon all

    MFW#30 checking in with £500.48 OP for July. :)

    Now on maternity leave so I would imagine OPs will slide a bit over the next 9 months until I'm back to work but I am determined to OP at least £250 in August to drop our mortgage to under £60k by my 40th birthday at the end of the month!
    Mortgage Aug 22 £280,000
    Current mortgage  £28,000

  • ixia
    ixia Posts: 1,338 Forumite
    No 133 here, July OP made of £500 thanks VM.

    Congratulations lemon popsicle :D
  • VoucherMan
    VoucherMan Posts: 2,798 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    The end of another month. Soon be ...:eek: No. I refuse to say it.
    Even though a work colleague announced today that she's started her shopping.


    Hopefully a few more ops to come for July, but since it's the end of the month an update is due.



    A few more for now

    Your op is added and target amended Calfuray. If only I could persuade myself that easily :o

    July ops added for kandfs mam, ixia and lulabelle1

    and a couple more August ops for theyorkbrood and marinia75


    This month's total's down quite a bit on last month. Not surprising since people keep paying of the mortgage early though. My time will come.:cool:



    So far this month





    Overpayment Target / July Total / Year to date
    1. Spiggle £8400 / £ / £1496
    2. elantan £6000 / £500 / £3790
    3. froddington £4000 / £ / £3100
    4. lemonpopsicle £2500 / £2200 / £2500
    5. black taxi £10000 / £905 / £7012
    6. toerag33 £10000 / £ / £9100
    7. kirstypark £14000 / £613.22 / £6731.97
    8. toerag33btl £6000 / £ / £3159
    9. lulabelle1 £16800 / £509 / £13376.8
    10. Southernman £3000 / £170 / £1905.23
    11. lighthousescotland £2500 / £250 / £1750
    12. tattycath £3500 / £ / £942.90
    13. Mortgagefreeby50 £1880 / £136.75 / £1411.09
    14. rockabelle £5000 / £ / £1500
    15. elliejay £4000 / £500 / £3500
    16. icklehelen £3000 / £312.25 / £2410.75
    17. saver03 £900 / £ / £900
    18. ecoelle £1620 / £125 / £1045
    19. uzubairu £8500 / £ / £5750
    20. theyorkbrood £2500 / £200 / £1600
    21. newgirly £9770 / £ / £4637.23
    22. sarahevie £9700 / £ / £5000
    23. muddywhitechicken £15000 / £1500 / £8575
    24. catslovelycats £10000 / £ / £2100
    25. Skittle £5000 / £ / £40
    26. pammyj74 £6000 / £850 / £4850
    27. QB Wolf £10000 / £300 / £3550
    28. mrsyallop £4200 / £226 / £1934
    29. Needhelpsaving £1000 / £405.7 / £732.37
    30. kandfs mam £6000 / £500.48 / £3633.32
    31. mothershipton £6000 / £ MORTGAGE FREE 22/06/2013 / £13500
    32. Lomcevak £5988 / £604 / £3200
    33. ictquizzer £5000 / £ / £1500
    34. My life £20000 / £2000 / £12600
    35. greent £10000 / £1015 / £7981
    36. LavenderBees £10000 / £800 / £5624
    37. endoftherainbow £5000 / £87.04 / £610.28
    38. OS QS £10000 / £ / £3333.36
    39. chocoholic_chick £ / £ / £0
    40. Happy Ju £ / £ / £0
    41. JCL £10000 / £1300 / £5000
    42. cats2012 £ / £ / £0
    43. slowlyfading £7000 / £518.33 / £4153.51
    44. bownyboy £12500 / £ / £9637
    45. pollyanna24 £26000 / £ / £21500
    46. pavlovs_dog £2000 / £ / £448
    47. evi3000 £41657.47 / £ / £29779.97
    48. gallygirl £30721 / £ / £14353
    49. Jackies £6000 / £ / £3375
    50. ElusiveLucy £6000 / £500 / £3500
    51. jaywhoopee £5000 / £416.21 / £2993.29
    52. Dithering Dormouse £12000 / £ / £4000
    53. Tilly MFW in 6 YRS £35000 / £ / £16500
    54. rachelww1 £6000 / £ / £2500
    55. BaconandEggs £ / £ / £0
    56. Mortgage Reduction Novice £ / £ / £0
    57. Barny1979 £5000 / £ / £2110.54
    58. Gadfium £16000 / £500 / £14000
    59. illgetthroughthis £ / £ / £0
    60. sillyinthepast £ / £ / £0
    61. my definition £ / £ / £0
    62. liz-paul £10000 / £ / £5000
    63. VoucherMan £3000 / £220 / £1500
    64. UnionGirl £1500 / £125 / £875
    65. rainbowcattail £8000 / £1210 / £3510
    66. *Jellie* £ / £ / £0
    67. Anna Glypta £16000 / £ / £7000
    68. skaps £5000 / £ / £2913.73
    69. rubyd £4000 / £ / £200
    70. ajmoney £3000 / £280 / £1557.5
    71. Retire at 50 £10000 / £ / £3535
    72. hannahnightmare £4000 / £ / £2000
    73. PaddyPaws £2000 / £ / £1584.79
    74. glitterball £6000 / £ / £2500
    75. Calfuray £1800 / £140.46 / £1576.75
    76. CathT £2500 / £240 / £742
    77. Sue Donim £ / £ / £0
    78. AvidSaver £3200 / £ / £1253
    79. pawlala £71000 / £1000 / £42153.07
    80. lincoln-potter £19000 / £ / £19000
    81. fluffysox £10000 / £ / £7244.83
    82. Kaz2904 £6316.14 / £ / £6316.14
    83. marinia75 £10000 / £800 / £4462.42
    84. Poppycat1 £11500 / £ / £2800
    85. hildosaver £6000 / £ / £3750
    86. NPowerUser £16831.7 / £2000 / £7052.27
    87. house_help £6000 / £ / £2000
    88. Tony_R £7500 / £698 / £4374
    89. darcyboo £3750 / £500 / £2625
    90. blackberrycurved £ / £ / £0
    91. foxblade £5000 / £ / £520
    92. icontinuetodream £16000 / £1490.4 / £8686.4
    93. everach £500 / £ / £135
    94. LauraJo £56900 / £ / £19300
    95. rd07 £12000 / £ / £10000
    96. NellieB £4200 / £350 / £2950
    97. kansaskitty £3300 / £ / £600
    98. wonderbee £ / £ / £0
    99. wilsons £1200 / £ / £150
    100. mortgage destroyer £5000 / £ / £2550
    101. Kel £ / £ / £0
    102. twistedhazel £5500 / £710.11 / £3600
    103. Dot Common £10000 / £ / £1670
    104. kitjos £6000 / £ / £2030
    105. happysocks £2516.76 / £209.73 / £1438.33
    106. southportguy £30000 / £ / £15150
    107. Matt The Chippy £13000 / £1471.13 / £7095.27
    108. Mint1955 £6000 / £ / £4500
    109. kate1979 £1000 / £ / £190
    110. jo101 £800 / £ / £50
    111. Caeraugirl £9000 / £125 / £5400
    112. moomi £1200 / £ / £189.65
    113. mamamags £3000 / £ / £150
    114. Thrifty Pixie £4000 / £74.17 / £3165.16
    115. Jolaaled £10000 / £ / £7000
    116. blizeH £ / £ / £0
    117. cianalas £ / £ / £0
    118. katiegizmo £1000 / £ / £424.41
    119. kmcld2 £4020 / £ / £155
    120. MoneyMission £1200 / £ / £1629
    121. Flutteringby £ / £ / £0
    122. thriftyscotslass £6000 / £ / £1900
    123. Sundaysgirl £9900 / £1000 / £5550
    124. iquit £4500 / £500 / £2098.46
    125. narnie1 £5000 / £ / £600
    126. dave j £6956.24 / £869.53 / £3527.84
    127. Marie27lol £3000 / £100 / £1600
    128. TwinnyD £4200 / £ / £73431.82
    129. freddykrueger £5000 / £253 / £2633
    130. addyboy1982 £3000 / £ / £500
    131. Funkygibbon £3000 / £ / £2000
    132. kbl £1600 / £141.65 / £305.75
    133. ixia £4500 / £500 / £1500
    134. Jo4nne £1000 / £ / £212
    135. Time to face the music £5500 / £1649.98 / £3496.21
    136. nicolula87 £1200 / £ / £359.61
    137. Kerfuffle £6000 / £1162.13 / £2374.10
    138. snappybadger £16000 / £ / £13001
    139. Farel01 £1200 / £ / £50
    140. FacelessNumber £ / £ / £0
    141. leunger £4000 / £215 / £465
    142. pixiedust09 £ / £ / £0
    143. Ruthy1604 £3800 / £628 / £628
  • black_taxi_2
    black_taxi_2 Posts: 1,816 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    reduced mortgage by £1388 aug

    overpaid twice by mistake,paid 2nd of the month to reduce interest payments and I forgot about it
    £48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
    debt/mortgage free 28/11/14
    vanguard shares index isa £1000
    credit union £400
    emergency fund£500
    #81 save 2018£4200
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Hi elantan no2 here again, slowly getting there with these op's well done LP for mfwness I'm sure it's an amazing feeling :)

    My op for August is

    £515
  • fluffysox
    fluffysox Posts: 1,060 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Goodness it is August already! Didn't get round to transferring money across in July, had left it until the end of the month as we had a week's holiday last week and wanted leave it til after that incase we accidentally went overdrawn. Had a bit of time to look at accounts today and have transferred £1003 across to Nationwide. Half of this is July money really but we'll call it all August to keep things simple. Hopefully I'll be able to transfer some more later in the month too.
    I've opened a FlexDirect account with NW as for first 12 months it's 5% interest up to £2500, so will fill this first then transfer from there to NW mortgage 2.5%) ;)

    August OP so far £1003
    2016 MFW OPd £2000, 2015 MFW OPd 3000 then bought new bigger house with bigger mortgage.
    MFW OPd 2014 £2000 2013 £9700 2012 £2848.39 2011 £2509.58 2010 £11000 2009 £112002008 £4939 :D
    Beautiful boys born May 2011 and October 2013 :)
  • lighthousescotland
    lighthousescotland Posts: 107 Forumite
    OP day again. :j £250 added this morning. Thank you VM. :)
    MFW - number 11 :)

    OP Target for 2014 £1500 Mortgage now £43745
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