The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

fallenwiccan · 19 March 2012 at 10:28AM

jakes-mum wrote: »

I was a good girl last night, sat and listed 10 items on ebay Am thinking about spending the afternoon going through the cupboard under the stairs for more hidden treasures I would also have a look in the loft but after the last trip up there I think DH would actually do me in if by some miracle I didnt finish meself off trying to get up there :eek:

Oh I dont miss the late night pick ups fallen wiccan :eek: DH used to work 3 shift pattern and when he was on 2 - 10pm I would have to pick him up (pre kids and house) so I could bomb round in his car while he was working :rotfl:

Ooooo I can now tell you all :j :j He has started a new temporary job today I didnt dare say anything before (known for a week) as I was worried i'd jinx it . From what I understand, its a 9 month contract but broken down into 3 x 3 month ones (I assume to make it easier on the company should the work drop and to keep peoples work standards up) but even if its only 3 months, thats another 3 months of not worrying about the mortgage money

Thanks Jakes-Mum, This is so I can use his car in future to go to work (only 5 minutes drive and an asda between our flat and my work so I can do shopping) as he works in the city centre and they have no car parking he's using the metro. I've told him if he wants the car on his days off mid week he can drop me at work and take it to do whatever he wants. So we'll phone and sort the insurance changes out on Wednesday after we're moved.

TV license is sorted, will post driving license on Wednesday to get that changed. I'll do bank accounts etc next week when internet is working.

Stomach is doing back flips right now, not been this nervous since Uni results day.

Natterjack88 · 19 March 2012 at 11:32AM

Wellll I have turned into a bit of a lurker so I do apologise. Im back to work after maternity leave so am still settling back into that but luckily its only part time and we want number 2 now so hopefully will be back on it by the end of the year!

Me and Oh have combined finances so will need to give a new figure please Gemma

, will also update my weight loss too.

Number 180 new figures:

£1443.43/£13836.95

Weight Loss:

14/100lbs

karenann76 · 19 March 2012 at 1:28PM

12 days till pay day!!! Yay!

The last time I got paid was 21st December....this is the equiv of a 5 week month for me. Things are getting desperate now!

I have been cheering myself up by deciding which debts I shall pay off. I have decided the Barclay Card at 26% apr is the first that will bite the dust!

kerri_dfw · 19 March 2012 at 2:27PM

Just checked my accounts and they're looking much better than 6 months ago, OH paid me back the £200 I lent him, and I keep looking at fabric online. So to take away temptation I'm going to pay £50 to Vanqu1s

The card is cut up so I can't use it. That'll leave me with about £80 to last until a week on Friday, but I should get £50 in expenses back before then. I will manage to stick to spending no more than £50 a week honest!

#005 £2450.00/£5030

kerri_dfw · 19 March 2012 at 2:30PM

Oh and whilst I'm here we may as well have a mini challenge:

This weeks Mini challenge: Round It Up
Whenever you buy anything this week, round up the total to the nearest £ and put the change towards a debt. So for example you buy £18.79 worth of groceries, the 21p goes towards a debt somewhere. If your creditors only allow whole numbers, then save it up in a pot, or virtual pot, and at the end of the week put it towards a debt

camuk81 · 19 March 2012 at 7:27PM

Jakes mum thats great news, Kerri loving this challenge.

Well off to Scotland on Wednesday so cheating and posting all my payments ahead although they are all set up to come out of my bank. Not back till late Thursday so won't get chance to catch up till then.

Here goes

Removed to another update later and don't want to confuse matters!

This months target to pass 42% at least!

affordmylife · 19 March 2012 at 7:48PM

pay day today. just paid off £450. so new total

no 78 £1575/£4500

thank you x

Mrs_Addicted_to_Spending · 19 March 2012 at 8:56PM

Hey Jake's Mum that's fantastic news about your DH's job :j - what a relief!

Thanks for the mini-challenge Kerri - I'm gonna put mine into a pot. I did quite well on last week's as I go out for a walk every morning (anyway) and went to dry ski slope for 2 hours at the weekend so was outdoors quite a bit

.

psychopathbabble · 19 March 2012 at 9:35PM

Don't you just love it when all your friends tag themselves at a curry house tonight and you haven't been invited?

I might be off sick and skint but I'd still appreciate being asked!

Don't worry though, I only looked after them when one of them had an unwanted pregnancy, and one of them fell out with her boyfriend every 2 days and needed comforting.

Sorry, just really upset that once again they haven't bothered inviting me, and they can't say it's last minute cos there is 8 of them!

kerri_dfw · 19 March 2012 at 9:51PM

*big hugs to the orange one* anytime you fancy a cuzza you can give me a shout if you like

(not sure how far you are from North London, but I regularly go to Ipswich, and Sevenoaks for business).

I've tried to thread my overlocking machine this evening 3 times, now I'm giving up!

Going to thread up the sewing machine instead and make my sister a nappy roll from the CK fabric I bought all those months ago

The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

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