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Massive debts

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1205206208210211323

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  • aliasojo
    aliasojo Posts: 23,053 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    gargrave50 wrote: »
    And I'm sure there is something else huge I've forgotten!:p

    Course there will be. :rotfl: You'll get there though. :D
    Herman - MP for all! :)
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Found the cheapest way (I think) to transfer funds abroad - i.e. to pay the deposit on our Aussie rental for August. Think its via Post Office International Transfers (no fees unlike RBS ~ £30!!!). However registering for it is proving to be something of Million Pound Drop Question 8 standard :angry:.

    On the phone this morning, on hold for ages. They are apparently phoning me back - there goes my 8 hours beauty sleep again!!!:wall:
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • Sounds like full steam ahead Good luck
    xxxx
    Mum 30k/29000
    BC1 11500/11300
    BC2 10500/10300
    BC3 6500/6400 NW 950/800 Next 600/450
    Here we go a again!!!:mad: DFD Oct 2016 hopefully!!!
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Right people, an up to date breakdown on my life to date :D.

    - Booked and paid for Alan's 17th Edition (most recent wiring regs update in preparation for Oz)
    - Managed to get a courier to move furniture from London to Glasgow for £100 (cheapest by far!) in preparation for moving out 5th April


    Trying very hard to pay the deposit for the Oz house rental, but wrestling with the Post Office money transfer people - they didn't call me back d!ckheads :mad:. Likelihood is I will need to wait up until 9am tomorrow morning and phone them again!!!

    Needless to say everyone else and their Mother DID call me during my peaceful slumber - 4 calls from the crazy lady at the Beeb, some from courier re: moving the furniture. Haven't really had more than 4 hours in total so I am shattered. Just as well the ward is quiet so far:o.

    Booked Alan and Cole's flights from Glasgow to Heathrow for flying out to Oz on 8th April. Used some of my miles and managed to bag both flights for just £77 hard cash. On the plus side, they are flying us back into Glasgow on the way back :D.
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Should I just man up and make an international payment with my bank and pay the £30?:huh:
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Decided to try Oz Forex - bank were going to charge me £711 Oz Forex £680 for $1000 AUD. Will try to persevere to see what Post Office have to offer before making the transfer. Have emailed the guy to explain the delay is due to my surprising technophobia, considering life online makes up the majority of my nightshifts:rotfl::rotfl::rotfl:.

    On the plus side, just cleared my inbox of surveys and actually qualified for a Valued Opinions one! Must be the first this year;).

    £1.50 kerching.
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Have made the following F&Fs on our remaining debts:

    £1037 Littlewoods - offered £406 (sounded like I had actually worked it out).

    £771.50 HBOS overdraft - offered £300 (they wanted £368).

    Just the HBOS overdraft at £1352 to go then thats us in the clear! :D

    The HBOS credit card will carry on in dispute for a while longer I think. Haven't heard an utterance from Barclaycard since their rottweilers declared the paperwork was no longer available and therefore they are closing the case. It has disappeared from my credit file also:j.
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • never_too_old
    never_too_old Posts: 3,082 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    morning

    your not going to know what to do with yourself when you get to Oz,with all the debts gone.

    OH was taken to court even thigh no credit agreement or signed paperwork. he now has to pay £200 month, cant wait for it to come down so i can offer a full and final settlement:)

    Hope you get the post office sorted today.:D
    MAKE £2022 in 2022 no 29 £2022/£434.10
    Mortgage@ 1/1/2022 £17540 / £1601.39
    pay all your debts by xmas 2022 £15000/ £1865.29

    https://www.facebook.com/groups/680889456637403
    you tube channel never too old
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    morning

    your not going to know what to do with yourself when you get to Oz,with all the debts gone.

    OH was taken to court even thigh no credit agreement or signed paperwork. he now has to pay £200 month, cant wait for it to come down so i can offer a full and final settlement:)

    Hope you get the post office sorted today.:D

    I've been daring them to try since 2009, they still haven't taken me up on it :D.

    Karma is sure to bite me fair and square on the a$$ one day - maybe today :rotfl::rotfl::rotfl::rotfl:.
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Was due to be paid for 2 bank nightshifts today but nothing so far. Well looks like its next week for that then...........the new (temporary thank God) Labour Ward Manager is well tardy with putting the bank timesheets in. Always seems to miss the Thursday lunchtime deadline hmmmm :(.
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
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