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Sygma Bank Credit Cards

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  • kilasuit
    kilasuit Posts: 645 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Applied for Myworld about 10 mins ago got referred and just come off the phone to underwriting and have been accepted.

    3 Sygma Cards now
  • costaerer
    costaerer Posts: 648 Forumite
    i applied like 4 days ago i think...
  • jolfc
    jolfc Posts: 446 Forumite
    Part of the Furniture 100 Posts
    kilasuit wrote: »
    Applied for Myworld about 10 mins ago got referred and just come off the phone to underwriting and have been accepted.

    3 Sygma Cards now
    how long did you leave between each application if you dont mind me asking,please.
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    mrbigd wrote: »
    Got card today, limit £7500, only allowed 80% of limit for BT though!

    £7,500? Blimey! I'm sure you are on a respectable salary to be given that, but still it's unlike Creation / Sygma to give out limits above £2,000 and thus far the highest limit we've ever seen them give out is £5,000.

    I think you're the new champion :o
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • kilasuit
    kilasuit Posts: 645 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Silver March instant accept
    Flybe end april decline after appeal (found out then about duplicate application flag but after myworld app decline)
    Myworld may Decline due to Duplcate app flag
    DAYS june 7-10 day message spoke to underwriters next day to get accepted
    Myworld 2day 7-10 day message spoke to underwriters within 10 mins Accepted.

    Basically the duplicate flag makes subsequent appliactions refer which leads to an auto decline(ie no underwriter views that application) UNLESS you speak with them and they then view it and can make a decision there and then on the phone to you. Otherwise an underwriter never views that application.
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    kilasuit wrote: »
    Silver March instant accept
    Flybe end april decline after appeal (found out then about duplicate application flag but after myworld app decline)
    Myworld may Decline due to Duplcate app flag
    DAYS june 7-10 day message spoke to underwriters next day to get accepted
    Myworld 2day 7-10 day message spoke to underwriters within 10 mins Accepted.

    Basically the duplicate flag makes subsequent appliactions refer which leads to an auto decline(ie no underwriter views that application) UNLESS you speak with them and they then view it and can make a decision there and then on the phone to you. Otherwise an underwriter never views that application.

    I'm not going to apply for any more credit cards until my 25th Birthday and the it'll be Creation card? Yes thank you :o

    All these new accounts must be doing your credit score a bit of damage... as far as other creditors are concerned that is :o
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • kilasuit
    kilasuit Posts: 645 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    izools wrote: »
    I'm not going to apply for any more credit cards until my 25th Birthday and the it'll be Creation card? Yes thank you :o

    All these new accounts must be doing your credit score a bit of damage... as far as other creditors are concerned that is :o
    Well good thing i'm in the process of closing vanquis, littlewoods and very and thn cap1 and aqua.

    Not looking to open any other accounts other than possibly a HSBC o/d and CC and maybe loan between september (little boy is 1) and april (my 21st)/ next september.
  • selecta_c
    selecta_c Posts: 220 Forumite
    Just been accepted for the Creation card and transfered my halifax balance across.
  • jolfc
    jolfc Posts: 446 Forumite
    Part of the Furniture 100 Posts
    kilasuit wrote: »
    Silver March instant accept
    Flybe end april decline after appeal (found out then about duplicate application flag but after myworld app decline)
    Myworld may Decline due to Duplcate app flag
    DAYS june 7-10 day message spoke to underwriters next day to get accepted
    Myworld 2day 7-10 day message spoke to underwriters within 10 mins Accepted.

    Basically the duplicate flag makes subsequent appliactions refer which leads to an auto decline(ie no underwriter views that application) UNLESS you speak with them and they then view it and can make a decision there and then on the phone to you. Otherwise an underwriter never views that application.
    so when would i be best to apply for creation card to do capital one bt.got silver on 6th july instant accept.got a bit confused with the underwriter bit you posted.so if i apply after 3 months would it still have a duplicate flag?:D
  • mrbigd
    mrbigd Posts: 168 Forumite
    izools wrote: »
    £7,500? Blimey! I'm sure you are on a respectable salary to be given that, but still it's unlike Creation / Sygma to give out limits above £2,000 and thus far the highest limit we've ever seen them give out is £5,000.

    I think you're the new champion :o

    Not sure its something I want to be Champion of but thanks anyway!

    Yes I'm on a good salary after having worked in the same industry for over 20 years!

    I now do not need to worry about any card (in terms of BT) until March and then September next year, so now is the time to throw as much cash as I can afford at my debt!
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