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What to look for in a good Building & Contents Policy ?
Hi Just in the process of renewing our Building & Contents insurance. At the moment we're with Tesco's but at the moment considering switching to Churchill if Tesco's don't make us a good offer. The thing is I'm totally confused. I've looked at the comparison sites and they give you lots of cheap quotes but when you…
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Please Help - Mortgage & Salary Protection
Good evening all, I hope you can help. I am a 42 year old non smoking male living with my partner. We have a £150,000 capital and interest repayment mortgage with 23 years outstanding. My partner has a decreasing term assurance policy that covers 100% of our mortgage. My questions are: 1/ Is a decreasing term assurance…
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Whose Insurance is affected?
Hello! I was wondering if one of you fabulous people could tell me... I owned a car in 2006 and I had my mum as a named driver. She crashed my car. I am now trying to insure an old banger now and I am trying to figure out if it affects just her... she had the accident... or if it is something I have to declare (it was my…
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Insured by Direct Line - Under 25 With Metalic Paint? You're Insurance may be VOID!
First post - i've been browser for a while but thought this needed posting.... I've had an interesting morning. I phoned Direct Line up to ask a question about my car insurance quote I obtained online. I wanted to know if my Factory fitted Options will be covered as I noticed tucked away in one of the FAQ's on the site…
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Should i claim on my house insurance for my sofa?
Hi Hoping someone can give me some advice. I was considering putting in a claim on my house insurance for my sofa. A few years ago i had my sofa cleaned professionly and at the time there was a small amount of mildew on the back of the sofa which the cleaner could not get off. The sofa sits against an external wall and i…
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Help I don't know what to do
My DH was in a car crash a year ago. It was the other persons fault, he even owned up to it when he got out of his car. I informed my insurance but a friend said go through a claims company instead. This I did. Lo and behold the other driver has now stated he didn't do anything wrong and it was my DH who caused the crash.…
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Life insurance disclosure
Hi i wonder if anybody can provide me with some advice regarding life insurance. I am planning to take out some life insurance pretty soon, probably a joint policy with my wife for about £200K of cover. An unforeseen problem has arisen which i am wondering may affect any policy we take out. A week ago I went to the doctor…
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Whose claim is it?
I'm just filling in the online form to compare car insurance. Last year my husband was driving my car when someone went into the back of him at a roundabout. The other person's insurance contacted my husband and sorted it all out straight away and repaired it. Anyway, what I need to ask is - whose claim is it? Does it go…
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Claiming on accidental insurance
My husband has just told me that he has broken my camera. He had it in his backpack and something (possibly inside lcd screen) has cracked which means that you get no picture apart from what looks like cracks on the screen and no picture at all through the view finder. The camera is about 3-4 years old and cost about £250…
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Ugent - £50 voucher when switching to Tesco home policy..?
Can anyone confirm something I overheard on the bus today? Apparently someone who switched their home buildings and contents insurance - it seems a mere annual premium of c£140 - received an in-store Tesco £50 spend voucher. It seems this was a phoning operation.
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Home Insurance success
I have just received my home buildings and contents insurance renewal quote and so started to surf for a better quote. Found a quote £100 cheaper then got quotes from seperate providers for building and contents and got another £50 off and then rang my existing provider and they requoted at £157.50 cheaper without changing…
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ASU policy for financial services?
I've been meaning to take out ASU cover for the past few months and never got round to it, and now I'm having all sorts of problems due to the recent goings on in the FS sector. However, as an insurance broker (don't deal in ASU unfortunately), my job is secure, but still I can't find an ASU policy due to my profession.…
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Lloyds Tsb Home Insurance ; Be Careful!
Dear Colleagues Recently I applied for a Personal Home Insurance plan with Llloyds TSB home insurance online via the Quidco cashback site. Lloyds were offering a big £120 cahback for "any" policy taken out via this route, & the quote itself was attractive. I applied and was accepted and then the cashback was refused.…
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Question re Decreasing Term Insurance
Hi, Is it possible to take out decreasing term insurance for more than the value of your mortgage? Just wondering as I'm looking at making sure we have sufficient life insurance without spending any more than necessary. We have a young family who will be growing up roughly in line with our mortgage being paid off. So I…
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Car Insurance Claim
I was involved in an accident in November 2006. Essentially I was sitting at traffic lights on a roundabout. When the lights changed the artic cab on the inside lane pulled forward and across into the side of my car. This claim has been ongoing since then with the other driver denying responsibility. We had a court date…
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Driving other cars cover for under 25
Hi guys, I'm looking around at comprehensive car insurance quotes. I've heard it's rare for insurers to offer insurance that includes cover for under 25s to drive other cars Third Party, and I'm certainly finding it hard to find any such insurers. Does anyone know of any companies that do offer such a facility? I hasten to…
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insurance company cancelled policy
Hi all, today my wifes insurance company telephoned her and told her they were cancelling the policy due to her job. my wife is a videographer, she operates a fixed camera at a sports stadium filming the sporting event. when she applied for the insurance at the begining of the year, in the job description box on the…
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Car insurance 'Approved repairer'
Hi, I had a really bad experience with Tesco insurance: approved repairer in another town, hire car (incl in insurance) in a town further still from home (I was picked up and driven there, but unexpected and time consuming), waited longer than 2 weeks for repair (hire car for only 2 weeks), lies about difficulties with…
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I'm the victim of insurance fraud, my
insurers are aware, but won't prosecute or clear my name. Any advice, please? Someone made a false claim against me, and came up with an 'independent' witness. Turns out she is the mother of his child and his car is registered to her address. My insurers have a copy of the child's birth certificate. Thanks. I've been…
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Disastisfied about motor claim
Dear All I recently had to make a claim on my car insurance and was told by the insurance company that the car would be written off and they have only offered 2.4k for it. Now the condition of the car I felt was in excellent condition, the mileage was low for the age of the car, it had full service history, I looked in the…