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Investment in property. What to choose.
Hi all. Thank you in advance. Me and my wife are thinking to buy a flat together for investment purpose. My wife will be contributing 80% and myself will be contributing 20% towards 25% deposit. My wife's income tax rate is 40% whereas my one still basic 20% tax rate. Now once we have income from rent, we must declare and…
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REITS in singapore
Which platform would allow me to buy REITS based in singapore?
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Best place for a healthy nest egg?
My eighty year old father-in-law has around £30,000 sitting idle in low return accounts. What are his best return options, easy access and reliable?
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ISA Rules confusion
On the MSE and HMRC sites both say that you can invest in any combination of ISAs upto limit for the type and the overall ISA limit for the year. HOWEVER nowhere does it say if all have to be with the same provider, or can they be from a mix e.g LISA from one and Cash ISA from another. :question:
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What happens to a JISA or CTF if the holder moves
A Junior ISA or a Child Trust Fund account can't (normally) be closed until the holder reaches 18. An adult moving abroad is sometimes advised to close all UK ISAs (at least, the stocks-and-shares ones) to rebase the holdings for capital-gains tax purposes in the destination jurisdiction. A problem may arise if a JISA/CTF…
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The psychology of taking profits.
I invested in an AIM listed precious metal tailings retreatment company over five years and built up quite a large stake and the price went in my favour and I sold 60% that returned to me my original stake. Roll on today and I have 200,000 shares valued at 18.5p which is a huge private investor gain however when I go into…
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Post Office Savings Admin
Got to be the worst online account ever. Opened on the 30th October and transferred (by card) £20k. Only today has it left my current account - yet to show in the PO Account. Online the post office account I cannot see my actual account number as most of it are ****'s Think once the money arrives i'll transfer back out.
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Best way to invest money?
So this is the second time I'm asking for this, first I thought I wanted to spend my heredity (it's in Bangladesh, once I get it, I'll convert the money in pound) on renting two apartments and getting money, but I read that there are better way to spend 1 to 1.5 milion and renting house in UK isn't the best idea. I'm not…
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Preparing for an economic collapse
Hi I realise this will probably seem a stupid question to some of you. Howevwr I am just after a bit of advice please. I havw seen on a lot of website that people are expecting an economic crash within the next few years. I have About £23000 in savings which is the deposit for a mortgage. I was wondering whether I would be…
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where the best place for my savings?
Hi, I'm saving towards a house deposit, and have about £7500 saved so far and wondered if anyone had any advice about the best place to save it. I have the following accounts: First Direct current account and i've just opened a regular saver. Nationwide FlexDirect which is approaching its 12 month limit I've owned a house…
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Daughters bank account empty
Hi, My daughter is 13, when she was around 5months old my husband set up a save4it account with Halifax. He was the trustee on the account. I have recently discovered he has cleared out the account, over £3500 gone. The bank and the police say there is nothing that can be done as he is the Trustee on the account. I was…
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Vanguard - Reinvesting Dividends
In my GIA with Vanguard I'm trying to change settings so any dividends are reinvested automatically. However the only options I have are.... - Leave as cash in my investments account - Pay to my bank account. Is there no option with Vanguard to automatically reinvest ? Thanks
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Shares + ISA investment company
I have shares currently with IIInvestor (shares and shares ISA) however they charge a pretty hefty management fee which doesn't appeal as my portfolio is now built and running... Originally I was with Hoodless Brennam who only charged a trading fee however they and subsequent companies keep selling out and hiking up their…
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Money&Co Innovative Isa
Nicola Horlick always strikes me as being on the ball. What do people think about investing in the above.The lending is secured and the estimated interest sounds attractive. I don't seem to be able to find out how to withdraw your investment if needed ??
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Dcr mini bond scam
Has anyone else been involved in Diamond Construction and renewables or Heron Global Partners? We are trying to contact anyone who may have invested in the £3million mini bond offered by Diamond Construction and Renewables Ltd, run by [Removed]. Sadly [Removed] have so far failed to implement the promises they made to…
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Exercising a Company Share Option Query
I am in the process of leaving my current employer but I have a share option with them and I have 556 shares vested. I am allowed to purchase these shares at $2 a share, this is below the projected market value for the projected IPO. Now my company have only given me the price for the shares and not how much tax I need to…
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Daily interest
When you make a withdrawal, do you earn interest on the day of withdrawal, or just on the amount in the account at, say, close of business on that day? Just wondered.
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Advice on my strategy
Afternoon all, So I'm currently trying to overhaul my finances and start automating what I can to make life easier/ensure every penny is accounted for etc. I'd really appreciate some advice if possible so let me give you some context: Saving for a house deposit using a LISA(could buy at any point within the next 1-5 years)…
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Trustnet account update email
Anyone else got one? I just want to make sure it's legit.
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Is my Portfolio too high risk?
Hello All, First post, so please be gentle! A bit context to enable you to offer an opinion; Age: 38 Home: Valued at approx £820k with a £166k mortgage on just under 2%. I will look to pay this down to under £100k this year and would like to be mortgage free within 10 years. Home Life: My income only (wife doesn't work)…