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Investment
Hi I have a buy to let property and getting good rent. But due to my age. Find it hard to manage so would like to sell but not sure where to invest as I am looking for hassle free investment with good return! Please let me know if you have any ideas. Thanks
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£2000 per month to invest
I am hoping to buy a property as quickly as possible and would not be able to get a mortgage. I have savings of £150k. But would need maybe another £100k to buy in the area I want. My savings are earning virtually no interest at the moment. I could afford to put around £2k per month away in savings. I am looking for ideas.…
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Diversifying lifestrategy
Hi I've now got a reasonable sum in lifestrategy 100and am considering diversifying. I recognise I will now need to rebalance if I do this. I was looking at the vanguard small cap index and was thinking of putting 10% of my holding in this. I just wondered if there were any other options people would recommend considering…
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Inheritance question
Hi All, I!!!8217;m sure this has been asked in a round about way many times on here(have tried the search with no luck!) My parents sadly passed away last year and on selling their house my share is £110k. I immediately paid off car loans and c.cards(were all 0% cards) leaving me with 80k. I have a £120k mortgage just…
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Small Scale Regular Savings
Hi All, Sorry if the information for this is elsewhere. I have had a look but nothing is obvious. I am looking to invest around £25 a month into an investment fund. I will be paying in indefinitely but want option of stopping payments at any point if my circumstances change. I don't mind longer (5yr+) maturity/funds locked…
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2 X S&S ISAs in one financial year ?
In June 2017 I opened an S&S ISA with Hargreaves Lansdown. I contributed £50 per month for 6 months (£300) in VLS80. My dad then died and we came into inheritance. I instructed an IFA. He then opened another S&S ISA for me with Aviva in December 2017 I told him about my S&S ISA with HL. He said this was fine as not…
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Charting software?
I am looking for some charting software so I can follow the price of various stocks and Gold/Silver etc. Does anybody have any suggestions? Ideally I would like it to be free and relatively straight forward to use. Thanks.
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Putting money into an ISA
Hi guys and gals If i get a cash ISA today and i put lets say £7,000 in at 1.3% interest, when interest is paid annually do i need the money to have been in the ISA for a year starting from the date opened or will i get the full £91 interest on the amount at the beginning of the next tax year? Thanks
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Santander Everyday saver / ESaver
Hi Can anyone tell me the difference between the santander everyday saver and the saver Which one is best to get ?
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Worth transferring in Help to Buy ISA to LISA?
I opened a Help to Buy ISA in April 2016, and have maxed it out since. The balance is £5,678 (£78 interest in March 2017). I opened a Lifetime ISA with Skipton Building Society last week, and I am drip feeding £4,000 into it over the next four weeks (to avoid current account shock). In the 2018/19 tax year, I will add…
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Child Trust Funds - unexpected low return
My daughter has just turned 18 and her CTF paid out but with extremely disappointing return Paid £20 a month in for 18 years and only got £3250, is that to be expected or has something gone horribly wrong here :( :(:(
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Alliance Trust ISA Transfers
Their website says they can only do "cash" transfers into an S&S ISA at the moment. Does anyone know why this is the case or when it may change? No, I haven't asked them yet before anyone says it :)
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Funding Circle vs London Capital
Just looking at my FC actual returns and with the fees and planning for some defaults they seem about the same / little higher as London Capital offer for 3 Yr bonds. But FC are not guaranteed or backed by equity / 100% performance data, like LC, they are much, much smaller companies and many are simply director secured,…
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Building a Low Maintenance Long Term Portfolio
Apologies if this appears anywhere else on this forum - couldn't find it if it does. I'm trying to build a long term investment portfolio, with minimal maintenance once set up. I'm looking to invest £100k for 10-15 years. Medium+ risk. I've done a bit of research and built a few portfolios on Trustnet to see their…
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easyMoney (easyJet) 4% ISA
Looks good but sounds too good to be true. I read something saying only to put up to to 10% of your money into it, which makes it sound like it's not that great to go with in case it goes wrong?
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GDPR "right to portability" - end to exit fees?
Hi everyone, I have a question involving a potential scenario in “the right to data portability” introduced by Article 20 of the GDPR. If I, as a data subject, and holder of equity funds, ask the custodian organisation of my funds, to transmit my personal data to another controller (ie, a competitor organisation) without…
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£40k to invest for income
My wife & i havn't used our ISA allowance for this year and are looking to invest £40k for income. I am 63 & my wife 61. We will both retire next year. We will both have work place pensions. We have over £300k in ISA's already in Accumilation Units and will look to switch them to income producing. Is 3% return viable and…
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Thoughts on Multi-Asset Funds for 2018
Hi, I have read a few views that there are potential risks in investing in government bonds due to rising interest rates and also the US economy where assets (such as FANG) are seen as being hugely over-valued. If you were to agree with this opinion, then this suggests that popular multi-asset funds such as the Vangaurd…
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Account for non-residents?
Hi - my sister is British but lives permanently in Australia. She would like to have a UK savings account that she could leave sterling in and draw on when she visits the UK each year. The only international account I can find requires a minimum balance of £25K - not possible. Anything I am not seeing?
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ICICI Bank warning
I recently applied for an HiSave account with ICICI bank, given that at the time it was the best rate for an instant access savings account. Today I received an insecure email from them detailing all my account details, both savings and existing current account. Also included in this email were full details of the direct…