Money Moral Dilemmas
Every week, we feature a Money Moral Dilemma in the Money Tips email.
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Money Moral Dilemma: I've put my mum's money into Premium Bonds - who gets the prize if it wins?
This week's MoneySaver who wants advice asks… My mother has given me a sum of money to pass on to a friend of hers after she passes. I've put it in Premium Bonds to keep it safe until the time comes. If there's a win, big or small, should it go back to my mum, kept to give to her friend, or should I keep it? Unfortunately…
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Money Moral Dilemma: Should I ask friends to pay for a meal when I might have said it was my treat?
This week's MoneySaver who wants advice asks… I recently went to a few pubs with some old friends, then to our favourite Indian restaurant. I had a great time but have little recollection of getting home [pls be Drinkaware]. I assumed we'd split the food bill, but I've found the receipt and I paid it all. I'd have no…
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Money Moral Dilemma: Should I have to pay for my hair and make-up to be my friend's bridesmaid?
This week's MoneySaver who wants advice asks… I’ve been asked to be a bridesmaid at a friend’s wedding, which is some distance away. On top of paying for two nights in a hotel, the other bridesmaids and I are expected to cover the cost of dresses, shoes, hair, make-up and jewellery the bride wants us to wear - plus the hen…
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Money Moral Dilemma: Who should pay the bar bill for the hotel stay I got my mum and dad?
This week's MoneySaver who wants advice asks… As a wedding anniversary present, I paid for my mum and dad to go on a spa break. When they got back, I asked my mum if everything had been OK. Mum said they'd had a great time - but she needed to pay the bar bill for their room. I told her not to worry, I'd cover it as part of…
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Money Moral Dilemma: Should I pay a builder's VAT bill months after the work was done?
This week's MoneySaver who wants advice asks… I’ve been sent a £1,584 VAT bill by a contractor who did work in my garden over a year ago, and more drainage/building work in August. At the time, he didn’t charge VAT for either job as he wasn’t VAT-registered. He now says he had to register from 1 May and needs to charge…
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Money Moral Dilemma: Should I pay for repairs to my fiancé's house in return for joint ownership?
This week's MoneySaver who wants advice asks… My fiancé lives mortgage-free in a house he inherited. It's in poor condition and needs £1,000s spent on repairs, but he has no savings to fund them. I currently rent a flat, but he wants us to live in the house together when we get married next year. He says if I pay for the…
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Money Moral Dilemma: Should I bail out my son who wants nothing to do with me?
This week's MoneySaver who wants advice asks… My adult son lives in the USA and took out student loans in 2016, which my American friend agreed to co-sign for. She recently contacted me to say she is being chased for a payment of $27,000 [£20,000], or they'll deduct $1,100 [£800] every month from her pension. My son's…
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Money Moral Dilemma: Should I accept delivery of a sofa I've been refunded for?
This week's MoneySaver who wants advice asks… I ordered a sofa, but two months later it still hadn’t arrived. When I contacted the company, they couldn’t find it. I’d already given my old one away and, at 78 with a new hip, I was stuck using a deckchair. Eventually, I was told to cancel my order to get my money back -…
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Money Moral Dilemma: Should I return to work early from sick leave, given I'd be paid less?
This week's MoneySaver who wants advice asks… I've been given a fit note signing me off work for four weeks, during which time I'll be on full pay, not statutory sick pay. From past experience of this medical issue, I know I'll be able to work part time after two weeks - but if I do, I'll only get paid for the hours I…
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Money Moral Dilemma: Should my daughter return to work for the company that made her redundant?
This week's MoneySaver who wants advice asks… My daughter was made redundant days before her probation ended - the company was in financial crisis and let go of all the trainees. She was devastated, but has since landed a better-paying job and is very settled there. Now her old company, which has new owners and says it's…
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Money Moral Dilemma: Is it fair to keep the loyalty points from doing my neighbour’s shopping?
This week's MoneySaver who wants advice asks… I help a housebound, 82‑year‑old neighbour by doing his weekly shop. He’s got no smartphone and no idea how supermarket loyalty schemes work, so I use my own app when buying his groceries at the same store I use for my family. The rewards only add up to a few quid a month –…
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Money Moral Dilemma: Our floor fitter says he'll absorb unexpected extra costs - should we chip in?
This week's MoneySaver who wants advice asks… We got two quotes from the same floor fitter based on how much work would be needed once the old floor was up. It turned out extensive work was needed, so we agreed to the higher quote. Some unforeseen issues have since cropped up, requiring additional materials. The fitter…