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  • FIRST POST
    • Amara
    • By Amara 8th Jan 20, 9:18 PM
    • 2,108Posts
    • 7,839Thanks
    Amara
    1 debt vs 100 days chapter 34
    • #1
    • 8th Jan 20, 9:18 PM
    1 debt vs 100 days chapter 34 8th Jan 20 at 9:18 PM
    Let's do it again, our 1 Debt vs 100 days challenge chapter 34.
    There's one , simple rule: choose one debt and do whatever you can, to pay it off within 100 days.
    This challenge starts on 13th January and finishes on 22nd April 2020.

    If you want to take a part, please put your name down.

    My name is first. I want to clear out my overdraft once and for all.

    1. Amara 50/750.
    2. Bounty123 215/1500
    3. Calling14 600/1930
    4. Abba1772 82.33/2850
    5. Ttomo 498.31
    6. Parsniphead 150/525.24
    7. AbundantBudget 1500
    8. Glitterbaby 500
    9. Cm20 40/1887.47
    10.Vegasgirl1973 1480
    11. Midstlollie 43.04/1793.04
    12. Honeysucklelou2 995
    13. Buffythedebtslayer 2500
    14. Eyebright 1000
    15. Starbite 60/800
    16. Katie1215 100/2226
    17. Bigbeff 40/2240
    18. Seahorsey 19.08/1002.45
    19. Muggle1000 30/870
    Last edited by Amara; 19-01-2020 at 8:53 PM.
    1 debt vs 100 days challenge part 34 750/50
    Gaining assets
Page 2
    • Amara
    • By Amara 13th Jan 20, 8:14 PM
    • 2,108 Posts
    • 7,839 Thanks
    Amara
    Hi im new to this but would like to join, could someone explain to me what you need to do please. I have a Tesco card I would like to pay off its 2226. would this be possible?
    Originally posted by katie1215
    Hi Katie1215. Aim of this challenge is to pay off one debt of your choice within 100 days. I don't know, will you be able to pay off 2226, as I don't know, how much do you earn and what outgoings you've got. But it doesn't matter how big or small debt is, just try to focus and pay off as much as you can.

    Well done for everyone who already started the challenge!
    1 debt vs 100 days challenge part 34 750/50
    Gaining assets
    • Starbrite
    • By Starbrite 13th Jan 20, 8:17 PM
    • 715 Posts
    • 1,494 Thanks
    Starbrite
    Hi im new to this but would like to join, could someone explain to me what you need to do please. I have a Tesco card I would like to pay off its 2226. would this be possible?
    Originally posted by katie1215
    I am new to this too, but there are 14 Fridays between now and 22nd April 2020

    2,226 / 14 = 159 a week to pay towards your Credit card

    or 3 monthly pay days = 742.00 a month


    or 100 days = 22.26 a day
    Aspiring to be financially independent.... from my parents!
    • parsniphead
    • By parsniphead 13th Jan 20, 9:00 PM
    • 2,869 Posts
    • 20,440 Thanks
    parsniphead
    Hi all

    My first payment today.

    No 6 - 100/525.24 19.03%

    I need to look at my accounts tomorrow and see what else I can squeeze out.
    1 debt v's 100 days chapter 34: T3sco bank CC 150/525.24 28.55%

    MBNA - GONE, CAP ONE GONE, YORKS BANK GONE, VANQUIS GONE, TESCO, TSB CARD, TSB LOAN, LLOYDS. FOUR DOWN, FOUR TO GO.
    • Muggle1000
    • By Muggle1000 13th Jan 20, 11:07 PM
    • 14 Posts
    • 78 Thanks
    Muggle1000
    Hello, please can I join? I have a debt that I would like to clear of 870.
    • abba1772
    • By abba1772 14th Jan 20, 8:37 AM
    • 6,484 Posts
    • 26,456 Thanks
    abba1772
    Morning

    Day 1

    Sent 7.40 towards my very account

    Want to clear this before I tackle the Halifax amount as it's only a small amount

    Brings my total to 7.40 / 2850
    Originally posted by abba1772
    Morning

    Day 2

    Sent 10 towards the very account

    Brings my total to 17.40 / 2850
    NEXT TARGET HALIFAX WAS 17.01.20 2830.48 NOW 2336.57
    POAMAYC 2011 6378.35 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 13208.18
    POAMAYC 2019 13309.28
    POAMAYC 2020 1065.91
    • cm20
    • By cm20 14th Jan 20, 8:55 AM
    • 4 Posts
    • 10 Thanks
    cm20
    Morning everyone

    Day 2! So far I have payed off 40.
    Brings my total to 40/1887.47

    I know its unlikely I will clear this in 100 days. However, going to clear as much as I can
    1 debt v 100 days: 40/ 1887.47
    366 Day Penny Challenge 2020 0/671.71
    Total Debt 40/ 6000
    • Calling14
    • By Calling14 14th Jan 20, 11:49 AM
    • 3,031 Posts
    • 21,949 Thanks
    Calling14
    It's only Tuesday really

    Today new increased dd came out 250 paid to cards and another 100 by me, really feeling the pressure to get this debt cleared sooner rather than later, would like to enjoy my life at some point.


    Totals 400/1930
    1530 left.
    LBM 13039 1.1.13 Now Jan 2020 650/2600
    1 X 100 day challenge 650/1930
    PAYDBX 2020 #16 650/2600 EFund #9 60/1,000
    Mortgage free Oct 2019


    • katie1215
    • By katie1215 14th Jan 20, 2:19 PM
    • 3 Posts
    • 17 Thanks
    katie1215
    Thank you for breaking it down I hadn't thought of doing it like that. im going to try to pay off as much as I can.
    I've already paid 100 extra off this month
    • MidsHollie
    • By MidsHollie 14th Jan 20, 5:57 PM
    • 52 Posts
    • 171 Thanks
    MidsHollie
    I'm just checking in to say that I paid 20 yesterday towards my credit card, which came from a few different places; 3.50 from a returned item, a few pounds from ebay and 7 from barclays blue rewards. I then got 13 worth of expenses back from work today, and 8 from Prolific, so, because I like round numbers, I sent 23.04 to the credit card.

    1 debt vs 100 days progress = 43.04/1793.04 = 1750 remaining

    Not much will happen for me debt wise for the rest of Jan. I will get some money from a side hustle next week, all of which will go to the debt, and the rest will just be top see how much I have spare from my groceries and fuel budget by the end of the month.
    • parsniphead
    • By parsniphead 14th Jan 20, 8:13 PM
    • 2,869 Posts
    • 20,440 Thanks
    parsniphead
    Another 50 for me today.

    So far No 6 - 150/525.24 28.55%
    1 debt v's 100 days chapter 34: T3sco bank CC 150/525.24 28.55%

    MBNA - GONE, CAP ONE GONE, YORKS BANK GONE, VANQUIS GONE, TESCO, TSB CARD, TSB LOAN, LLOYDS. FOUR DOWN, FOUR TO GO.
    • abba1772
    • By abba1772 15th Jan 20, 8:26 AM
    • 6,484 Posts
    • 26,456 Thanks
    abba1772
    Morning

    Day 2

    Sent 10 towards the very account

    Brings my total to 17.40 / 2850
    Originally posted by abba1772
    Morning

    Day 3

    Sent 10.93 towards the very account

    Brings my total to 28.33 / 2850
    NEXT TARGET HALIFAX WAS 17.01.20 2830.48 NOW 2336.57
    POAMAYC 2011 6378.35 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 13208.18
    POAMAYC 2019 13309.28
    POAMAYC 2020 1065.91
    • Calling14
    • By Calling14 15th Jan 20, 12:10 PM
    • 3,031 Posts
    • 21,949 Thanks
    Calling14
    Here again. 100 paid off today


    Totals 500/1930
    LBM 13039 1.1.13 Now Jan 2020 650/2600
    1 X 100 day challenge 650/1930
    PAYDBX 2020 #16 650/2600 EFund #9 60/1,000
    Mortgage free Oct 2019


    • seahorsey
    • By seahorsey 15th Jan 20, 5:49 PM
    • 189 Posts
    • 621 Thanks
    seahorsey
    Can I join please? I’d like to clear my very account (45.45) next account (107.08) and overdraft (850) - total 1002.45
    • abba1772
    • By abba1772 16th Jan 20, 7:56 AM
    • 6,484 Posts
    • 26,456 Thanks
    abba1772
    Morning

    Day 3

    Sent 10.93 towards the very account

    Brings my total to 28.33 / 2850
    Originally posted by abba1772

    Morning

    Day 4

    Sent 10 towards the very account

    Brings my total to 38.33 / 2850
    NEXT TARGET HALIFAX WAS 17.01.20 2830.48 NOW 2336.57
    POAMAYC 2011 6378.35 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 13208.18
    POAMAYC 2019 13309.28
    POAMAYC 2020 1065.91
    • Glitterbaby
    • By Glitterbaby 16th Jan 20, 2:13 PM
    • 206 Posts
    • 1,869 Thanks
    Glitterbaby
    Have started the challenge and have made some extra payments so that my current total is 40.80/500
    2 savers club #33
    1 debt vs 100 days ~ 52.90/500
    • Muggle1000
    • By Muggle1000 16th Jan 20, 4:34 PM
    • 14 Posts
    • 78 Thanks
    Muggle1000
    Hello

    25 paid so now at:

    25/870
    Challenges and progress:
    1 debt vs 100 days c34 - 30/870
    January no spend days challenge - 19/31
    Pay your debts off by Xmas 20 - 0/20,000
    Frugal living 2020

    Make 1 a day extra in January - 126.74/31
    • bigbeff
    • By bigbeff 16th Jan 20, 6:28 PM
    • 537 Posts
    • 4,126 Thanks
    bigbeff
    I'd like to join. Debt of 2240. Just made a payment of 10!
    #41 2020 2 savers club 10/200
    #52 Saving for Christmas 2020 - 1 a day challenge 86/366
    #12 365 Day Penny Challenge 2020 49.04/671.71
    #9 Mortgage free wannabe 739.74/8000
    1% mortgage club 190/690 Debt free Sept 2027....
    • Bounty123
    • By Bounty123 16th Jan 20, 8:31 PM
    • 37 Posts
    • 205 Thanks
    Bounty123
    Evening all,

    No.2 stopping by with an update.

    215/1500
    1 debt vs 100 days chapter 34 No:2
    SPC 13 No:113
    2020 MFW No:23
    • Buffythedebtslayer
    • By Buffythedebtslayer 16th Jan 20, 9:10 PM
    • 16,077 Posts
    • 56,458 Thanks
    Buffythedebtslayer
    I am new to this too, but there are 14 Fridays between now and 22nd April 2020

    2,226 / 14 = 159 a week to pay towards your Credit card

    or 3 monthly pay days = 742.00 a month


    or 100 days = 22.26 a day
    Originally posted by Starbrite
    Thank you for working this out, it really made me think!
    Debt Free as of 26/07/19 (third time is the charm!)
    House Savings target 0/5000, H2B 3000/5400, General savings 700 a month
    • abba1772
    • By abba1772 17th Jan 20, 8:03 AM
    • 6,484 Posts
    • 26,456 Thanks
    abba1772
    Morning

    Day 4

    Sent 10 towards the very account

    Brings my total to 38.33 / 2850
    Originally posted by abba1772
    Morning

    Day 5

    Sent 6.67 towards my very account and 38.33 towards the Halifax

    Brings my total to 82.33 / 2850
    NEXT TARGET HALIFAX WAS 17.01.20 2830.48 NOW 2336.57
    POAMAYC 2011 6378.35 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 13208.18
    POAMAYC 2019 13309.28
    POAMAYC 2020 1065.91
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