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1 debt vs 100 days chapter 34

edited 11 April 2020 at 8:04PM in Debt-free Wannabe Challenges
238 replies 5.3K views
2456724

Replies

  • Vegasgirl1973Vegasgirl1973 Forumite
    5 posts
    MoneySaving Newbie
    Hi can I join please :) 1,480.00 off my post office credit card. Thanks.
  • MidsHollieMidsHollie Forumite
    272 posts
    100 Posts First Anniversary Name Dropper
    ✭✭
    Hi, I would love to join too!
    The smallest debt in my snowball is my Halifax CC, £1793.04. I'd like to smash through this over the next 100 days. I doubt I'll get it all paid, but I'm going to work my socks off to get it as low as I can. I'll aim to do this with zero based budgeting, a bit of side hustle cash and surveys. I'll also have two months council tax free, which will go straight to the debt.

    https://forums.moneysavingexpert.com/discussion/6086606/debt-free-by-23/p1

    True LBM, December 2019 = £32934. Current Debt = £18277. 1% Challenge = 44%. #304 £1000 EF challenge = £800



  • Honeysucklelou2Honeysucklelou2 Forumite
    3.2K posts
    1,000 Posts Fourth Anniversary Name Dropper
    ✭✭✭✭
    Could I join please. I'll prioritise one window loan which currently has a £995 balance. The interest is quite high...I think I've paid for the windows 2 or 3 times over in interest charges so keen to clear it asap.
    paydbx2021 #93 £497/£7,250 . 1 debt 100 days 35 £493/£1820
    EF £250 . SPC 039
    # savings# £1026. Savings 2 £31.50 H2S £100.50
  • BuffythedebtslayerBuffythedebtslayer Forumite
    16.8K posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ✭✭✭✭✭
    Hello, Can I join please?

    I am going to aim for 2500 into my savings.

    That is what I should have by then.

    thank youX
    Debt Free as of 26/07/19 (third time is the charm!)
    Emergency fund - 1100, Deposit - 800, Insurance and Christmas -300 , House - 5533
  • EyebrightEyebright Forumite
    1K posts
    Ninth Anniversary Combo Breaker Cashback Cashier
    ✭✭✭
    Hi, I'm going to join in with this challenge if I may! My aim is to pay £1000 off my consolidation loan I recently took out.

    I want to be DF by the time I'm 40 in Feb 2025, so 5 years away. The loan is over 6 years, so I need to make overpayments! I'd also really like to clear it in 4 years (or less!), so I can start saving for the future, and look at the mortgage maybe as well:j
    POAYDBX 2020 #? 20/4000
    1 debt vs 100 days #14 20/1000
    Saving for Christmas 2020 50/500
    EF Saving 285/500
  • abba1772abba1772 Forumite
    7.4K posts
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    ✭✭✭✭
    Morning :hello:

    Day 1

    Sent £7.40 towards my very account

    Want to clear this before I tackle the Halifax amount as it's only a small amount

    Brings my total to £7.40 / £2850
    NEXT TARGET: SAVE £4000 FOR RE-RENDER FUND £1003.26 / £4000
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18
    POAMAYC 2019 £13309.28
    POAMAYC 2020 £15026.05
  • Calling14Calling14 Forumite
    3.3K posts
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    ✭✭✭✭
    Happy Day 1 and we are off. £50 towards my credit cards.



    Totals £50/£1930


    Stay safe everyone with this storm starting to come over here now.
    LBM 13039 1.1.13 Now £0 Finally Debt Free
    Mortgage free Oct 2019:)
    EFund/savings £13000 a01/01/21
  • StarbriteStarbrite Forumite
    879 posts
    Ninth Anniversary 500 Posts Name Dropper Photogenic
    ✭✭✭
    Yes can you sign me up please...


    Rent arrears £800.00


    :(
    Aspiring to be financially independent.... from my parents!
  • Hi im new to this but would like to join, could someone explain to me what you need to do please. I have a Tesco card I would like to pay off its £2226. would this be possible?
  • AmaraAmara Forumite
    2.1K posts
    Part of the Furniture 1,000 Posts Combo Breaker Uniform Washer
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    katie1215 wrote: »
    Hi im new to this but would like to join, could someone explain to me what you need to do please. I have a Tesco card I would like to pay off its £2226. would this be possible?
    Hi Katie1215. Aim of this challenge is to pay off one debt of your choice within 100 days. I don't know, will you be able to pay off £2226, as I don't know, how much do you earn and what outgoings you've got. But it doesn't matter how big or small debt is, just try to focus and pay off as much as you can.

    Well done for everyone who already started the challenge!
    1 debt vs 100 days challenge part 35 100/300
    Gaining assets :T
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