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  • FIRST POST
    • shaun40400
    • By shaun40400 17th May 19, 11:04 AM
    • 4,091Posts
    • 16,107Thanks
    shaun40400
    mobility scooter insurance and breakdown
    • #1
    • 17th May 19, 11:04 AM
    mobility scooter insurance and breakdown 17th May 19 at 11:04 AM
    ive just got myself a mobility scooter on an 0% interest plan,
    and they advice liability insurance and breakdown insurance they offer a package but its far more expensive than the few ive found,

    do i need liability ins for pottering around the village?
    breakdown i can understand as ill not be able to push it home.

    im trying to look on line (im rubbish at it)for breakdown ins ect

    anyone using a good company they can advise
    thanks
    WAS DEBT FREE & STILL BAAARRRRRKING
    hello my name is shaun,,,and im not so addicted to farmville,still addicted to football

    BAAAARRRRRRRRRRKING er insanely so
Page 1
    • D_M_E
    • By D_M_E 17th May 19, 1:08 PM
    • 2,462 Posts
    • 71,580 Thanks
    D_M_E
    • #2
    • 17th May 19, 1:08 PM
    • #2
    • 17th May 19, 1:08 PM
    If you are only pottering about the village then I think you can forget about insurance.

    If you break down, just simply call a taxci and get them to take you and the scooter home - tell them you have a scooter when you call.

    If you really want to pay for insurance,

    https://www.fishinsurance.co.uk/products/mobility-scooter-insurance/

    https://www.mobilityuk.com/mobility-scooters/insurance/

    https://www.surewise.com/mobility-scooter-insurance/

    Also, ask whoever sold it to you how long it's guarranteed for - is the a year's warranty on it or longer?
    • shaun40400
    • By shaun40400 17th May 19, 1:58 PM
    • 4,091 Posts
    • 16,107 Thanks
    shaun40400
    • #3
    • 17th May 19, 1:58 PM
    • #3
    • 17th May 19, 1:58 PM
    this is a big scooter ,not one you would put in your boot of your car,
    thanks for the links
    WAS DEBT FREE & STILL BAAARRRRRKING
    hello my name is shaun,,,and im not so addicted to farmville,still addicted to football

    BAAAARRRRRRRRRRKING er insanely so
    • LadyDee
    • By LadyDee 17th May 19, 3:56 PM
    • 3,658 Posts
    • 3,898 Thanks
    LadyDee
    • #4
    • 17th May 19, 3:56 PM
    • #4
    • 17th May 19, 3:56 PM
    Liability insurance is for if you run somebody over - rather an essential I should think - maybe a legal requirement. If not then it should be, the way some mobility scooter riders dash around our local precinct!
    • Robin9
    • By Robin9 17th May 19, 4:00 PM
    • 4,149 Posts
    • 2,649 Thanks
    Robin9
    • #5
    • 17th May 19, 4:00 PM
    • #5
    • 17th May 19, 4:00 PM
    If you are only pottering about the village then I think you can forget about insurance.
    Originally posted by D_M_E


    It doesn't matter how much you potter you need Public Liability.
    Never pay on an estimated bill
    • shaun40400
    • By shaun40400 17th May 19, 5:17 PM
    • 4,091 Posts
    • 16,107 Thanks
    shaun40400
    • #6
    • 17th May 19, 5:17 PM
    • #6
    • 17th May 19, 5:17 PM
    It doesn't matter how much you potter you need Public Liability.
    Originally posted by Robin9
    nope insurance of any kind is not required by law,
    WAS DEBT FREE & STILL BAAARRRRRKING
    hello my name is shaun,,,and im not so addicted to farmville,still addicted to football

    BAAAARRRRRRRRRRKING er insanely so
    • Robin9
    • By Robin9 17th May 19, 5:22 PM
    • 4,149 Posts
    • 2,649 Thanks
    Robin9
    • #7
    • 17th May 19, 5:22 PM
    • #7
    • 17th May 19, 5:22 PM
    It may not be required by law but the day you cause an accident ................... !
    Never pay on an estimated bill
    • D_M_E
    • By D_M_E 17th May 19, 7:16 PM
    • 2,462 Posts
    • 71,580 Thanks
    D_M_E
    • #8
    • 17th May 19, 7:16 PM
    • #8
    • 17th May 19, 7:16 PM
    You say it's a big scooter - is it one of the ones that must be registered with the DVLA and have its own numberplates?

    Another point to consider is would it be considered too big for the rider?
    • shaun40400
    • By shaun40400 18th May 19, 7:12 AM
    • 4,091 Posts
    • 16,107 Thanks
    shaun40400
    • #9
    • 18th May 19, 7:12 AM
    • #9
    • 18th May 19, 7:12 AM
    You say it's a big scooter - is it one of the ones that must be registered with the DVLA and have its own numberplates?

    Another point to consider is would it be considered too big for the rider?
    Originally posted by D_M_E
    mobility scooters do not require dvla registration,they are limited to 4 mph or 8 mph for road use, but must have lights,indicators and emergency brake system to go on the road,
    personally 8 mph is to slow to be on the road unless there's no footpath for a short distance,
    WAS DEBT FREE & STILL BAAARRRRRKING
    hello my name is shaun,,,and im not so addicted to farmville,still addicted to football

    BAAAARRRRRRRRRRKING er insanely so
    • sheramber
    • By sheramber 18th May 19, 12:50 PM
    • 6,389 Posts
    • 4,804 Thanks
    sheramber
    mobility scooters do not require dvla registration,they are limited to 4 mph or 8 mph for road use, but must have lights,indicators and emergency brake system to go on the road,
    personally 8 mph is to slow to be on the road unless there's no footpath for a short distance,
    Originally posted by shaun40400
    class 3 registration
    https://www.gov.uk/mobility-scooters-and-powered-wheelchairs-rules/vehicle-tax-registration-and-insurance
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