mobility scooter insurance and breakdown

shaun40400

ive just got myself a mobility scooter on an 0% interest plan,
and they advice liability insurance and breakdown insurance they offer a package but its far more expensive than the few ive found,

do i need liability ins for pottering around the village?
breakdown i can understand as ill not be able to push it home.

im trying to look on line (im rubbish at it)for breakdown ins ect

anyone using a good company they can advise
thanks

D_M_E

If you are only pottering about the village then I think you can forget about insurance.

If you break down, just simply call a taxci and get them to take you and the scooter home - tell them you have a scooter when you call.

If you really want to pay for insurance,

https://www.fishinsurance.co.uk/products/mobility-scooter-insurance/

https://www.mobilityuk.com/mobility-scooters/insurance/

https://www.surewise.com/mobility-scooter-insurance/

Also, ask whoever sold it to you how long it's guarranteed for - is the a year's warranty on it or longer?

shaun40400

this is a big scooter ,not one you would put in your boot of your car,
thanks for the links

LadyDee

Liability insurance is for if you run somebody over - rather an essential I should think - maybe a legal requirement. If not then it should be, the way some mobility scooter riders dash around our local precinct!

Robin9

D_M_E wrote: »

If you are only pottering about the village then I think you can forget about insurance.

It doesn't matter how much you potter you need Public Liability.

shaun40400

Robin9 wrote: »

It doesn't matter how much you potter you need Public Liability.

nope insurance of any kind is not required by law,

Robin9

It may not be required by law but the day you cause an accident ................... !

D_M_E

You say it's a big scooter - is it one of the ones that must be registered with the DVLA and have its own numberplates?

Another point to consider is would it be considered too big for the rider?

shaun40400

D_M_E wrote: »

You say it's a big scooter - is it one of the ones that must be registered with the DVLA and have its own numberplates?

Another point to consider is would it be considered too big for the rider?

mobility scooters do not require dvla registration,they are limited to 4 mph or 8 mph for road use, but must have lights,indicators and emergency brake system to go on the road,
personally 8 mph is to slow to be on the road unless there's no footpath for a short distance,

sheramber

shaun40400 wrote: »

mobility scooters do not require dvla registration,they are limited to 4 mph or 8 mph for road use, but must have lights,indicators and emergency brake system to go on the road,
personally 8 mph is to slow to be on the road unless there's no footpath for a short distance,

class 3 registration
https://www.gov.uk/mobility-scooters-and-powered-wheelchairs-rules/vehicle-tax-registration-and-insurance

LinW13

Hiya,

I have a habit of saying the obvious - so hope the following does not offend...

Please make sure you know where the switch to dis-engage your motor is - otherwise you will need a bulldozer to move it manually.
I once witnessed two young Sainsburys lads trying to push a bloke home in his scooter. They were almost having to lift it. One flick of the dis-engage switch and they were on their way rejoicing.
Best wishes,
Lin