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  • FIRST POST
    • Jonny1275
    • By Jonny1275 12th Apr 18, 11:54 PM
    • 39Posts
    • 4Thanks
    Jonny1275
    Who are Newday Cards Ltd
    • #1
    • 12th Apr 18, 11:54 PM
    Who are Newday Cards Ltd 12th Apr 18 at 11:54 PM
    Does anyone know who Newdays Cards Ltd are? They are coming up on my Noddle credit file search history as a quotation search?

    Quotation Search
    01/04/2018
    Newday Cards Limited (Ct, Sa, Sr Bsb, Cval, Ar)
    Newday Cards Online (Sr Api)

    I bank with Natwest and have a Barclay card, i don't have any other cards and haven't applied for any other cards?

    Can anyone help?
Page 1
    • antrobus
    • By antrobus 12th Apr 18, 11:59 PM
    • 16,608 Posts
    • 23,528 Thanks
    antrobus
    • #2
    • 12th Apr 18, 11:59 PM
    • #2
    • 12th Apr 18, 11:59 PM
    Does anyone know who Newdays Cards Ltd are? ........
    Originally posted by Jonny1275
    Credit card company.
    https://newday.co.uk/

    They do store cards, as well as Aqua and Marbles cards.
    • DCFC79
    • By DCFC79 13th Apr 18, 12:02 AM
    • 33,611 Posts
    • 21,152 Thanks
    DCFC79
    • #3
    • 13th Apr 18, 12:02 AM
    • #3
    • 13th Apr 18, 12:02 AM
    Does anyone know who Newdays Cards Ltd are? They are coming up on my Noddle credit file search history as a quotation search?

    Quotation Search
    01/04/2018
    Newday Cards Limited (Ct, Sa, Sr Bsb, Cval, Ar)
    Newday Cards Online (Sr Api)

    I bank with Natwest and have a Barclay card, i don't have any other cards and haven't applied for any other cards?

    Can anyone help?
    Originally posted by Jonny1275
    Been asked before on here.

    A search of the forums would find the answer you seek.
    • datlex
    • By datlex 13th Apr 18, 12:08 AM
    • 1,960 Posts
    • 2,292 Thanks
    datlex
    • #4
    • 13th Apr 18, 12:08 AM
    • #4
    • 13th Apr 18, 12:08 AM
    OP if you have applied for a card with Debenhams or Top shop for example the actual card company is New Day.
    • Jonny1275
    • By Jonny1275 13th Apr 18, 12:22 AM
    • 39 Posts
    • 4 Thanks
    Jonny1275
    • #5
    • 13th Apr 18, 12:22 AM
    • #5
    • 13th Apr 18, 12:22 AM
    cheers for the feedback. The thing is I haven't applied for credit with anyone, that's whats got me stumped?
    • stevenhp1987
    • By stevenhp1987 13th Apr 18, 7:50 AM
    • 793 Posts
    • 610 Thanks
    stevenhp1987
    • #6
    • 13th Apr 18, 7:50 AM
    • #6
    • 13th Apr 18, 7:50 AM
    A quotation search is a soft search.

    It could have come from anywhere, any credit card comparison site. e.g. I have loads of quotation searches from a few different credit card companies due to the offers page on ClearScore!
    • Laurauk63
    • By Laurauk63 13th Apr 18, 11:07 PM
    • 144 Posts
    • 591 Thanks
    Laurauk63
    • #7
    • 13th Apr 18, 11:07 PM
    • #7
    • 13th Apr 18, 11:07 PM
    Oddly enough I!!!8217;ve just had an email from these people tonight, saying my Debenhams card has been sent out in the post. Thing is, I have not applied for a Debenhams card. Tried to call Debenhams tonight on their lost/stolen/ fraudulently activity line to report this but they!!!8217;ve just said I need to phone customer services in the morning.
    • 8i6daddy
    • By 8i6daddy 13th Apr 18, 11:34 PM
    • 87 Posts
    • 61 Thanks
    8i6daddy
    • #8
    • 13th Apr 18, 11:34 PM
    • #8
    • 13th Apr 18, 11:34 PM
    Oddly enough I!!!8217;ve just had an email from these people tonight, saying my Debenhams card has been sent out in the post. Thing is, I have not applied for a Debenhams card. Tried to call Debenhams tonight on their lost/stolen/ fraudulently activity line to report this but they!!!8217;ve just said I need to phone customer services in the morning.
    Originally posted by Laurauk63
    Something's definitely not right here... not only have you had an account taken out in your name, whoever has done it knows your email address too....
    • nic_c
    • By nic_c 14th Apr 18, 7:36 AM
    • 1,876 Posts
    • 991 Thanks
    nic_c
    • #9
    • 14th Apr 18, 7:36 AM
    • #9
    • 14th Apr 18, 7:36 AM
    Something's definitely not right here... not only have you had an account taken out in your name, whoever has done it knows your email address too....
    Originally posted by 8i6daddy
    True, I think its time to ask family, e.g. children. More often than not if they know email address as well it will be by someone known to them
    • DCFC79
    • By DCFC79 14th Apr 18, 8:22 AM
    • 33,611 Posts
    • 21,152 Thanks
    DCFC79
    Oddly enough I!!!8217;ve just had an email from these people tonight, saying my Debenhams card has been sent out in the post. Thing is, I have not applied for a Debenhams card. Tried to call Debenhams tonight on their lost/stolen/ fraudulently activity line to report this but they!!!8217;ve just said I need to phone customer services in the morning.
    Originally posted by Laurauk63
    You checked your credit files for anything untoward ?
    • kayem17
    • By kayem17 11th Oct 18, 3:07 PM
    • 1 Posts
    • 1 Thanks
    kayem17
    I've had the exact same thing which first puzzled me then, after I'd googled Newday Cards, felt angry because I absolutely knew I hadn't applied for any store cards, credit cards or any other debt related applications.
    Therefore I asked Experian to investigate the search on my account. Here's their reply:

    Dear M

    Your Reference Number:

    I am writing in regard to your recent query with:

    * Newday Cards Ltd search recorded 13/08/2018

    I can confirm that this information has now been removed from your credit report .!

    These changes will show next time your Experian Credit Report is refreshed once this amendment is complete. As part of your MSE Credit Club account, you're able to view the latest version of your Experian Credit Report every 30 days. To see when this is please check the next update due date', found at the top of the Credit Report section of your Credit Club account.

    I hope this information helps you and please let me know if you have any further questions.

    Kind regards,
    Experian Ltd

    What a great result. But I still feel pretty angry at this Newday company for their practices - aren't they illegal?
    • zx81
    • By zx81 11th Oct 18, 3:10 PM
    • 20,706 Posts
    • 22,156 Thanks
    zx81
    But I still feel pretty angry at this Newday company for their practices - aren't they illegal?
    Originally posted by kayem17
    No. .
    • martinthebandit
    • By martinthebandit 11th Oct 18, 3:12 PM
    • 3,745 Posts
    • 6,448 Thanks
    martinthebandit
    My Amazon CC is supplied through NewDay, never had a problem with them.

    If you don't find joy in the snow,
    remember you'll have less joy in your life


    ...but still have the same amount of snow!
    • SMCG
    • By SMCG 11th Oct 18, 8:30 PM
    • 73 Posts
    • 37 Thanks
    SMCG
    So is Experien now removing credit searches just because you say you don't recongsise it? This I find a disgrace.
    • antrobus
    • By antrobus 11th Oct 18, 8:42 PM
    • 16,608 Posts
    • 23,528 Thanks
    antrobus
    Been asked before on here.

    A search of the forums would find the answer you seek.
    Originally posted by DCFC79
    A Google search would have worked as well.
    • antrobus
    • By antrobus 11th Oct 18, 8:45 PM
    • 16,608 Posts
    • 23,528 Thanks
    antrobus
    ...

    What a great result. But I still feel pretty angry at this Newday company for their practices - aren't they illegal?
    Originally posted by kayem17
    No. Somebody has applied for a credit card in your name. Probably somebody you know, who was hoping to be able to intercept the card. Or just to p you off.

    Think carefully now.
    • SnowTiger
    • By SnowTiger 11th Oct 18, 8:49 PM
    • 3,550 Posts
    • 2,530 Thanks
    SnowTiger
    So is Experien now removing credit searches just because you say you don't recongsise it? This I find a disgrace.
    Originally posted by SMCG
    Is it more or less of a 'disgrace' that a mischievous person who knows your name, address and date of birth can apply for credit in your name—perhaps successfully—and cause a hard search to be recorded on your credit file?
    • SMCG
    • By SMCG 12th Oct 18, 2:27 AM
    • 73 Posts
    • 37 Thanks
    SMCG
    Is it more or less of a 'disgrace' that a mischievous person who knows your name, address and date of birth can apply for credit in your name—perhaps successfully—and cause a hard search to be recorded on your credit file?
    Originally posted by SnowTiger
    Nothing should be removed from the file unless Newday agree. If there is any fraud going on a CIFAS entry should have been marked there by Experian.

    Things should not just get removed by the bureau.
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