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  • FIRST POST
    • kirtsypoos
    • By kirtsypoos 22nd Jan 17, 3:05 PM
    • 3,425Posts
    • 15,040Thanks
    kirtsypoos
    Payment A Day Chapter 18
    • #1
    • 22nd Jan 17, 3:05 PM
    Payment A Day Chapter 18 22nd Jan 17 at 3:05 PM
    *The principles of PADding*

    Emily Hallett started a fantastic thread called 'a payment a day' which you can find via going to this webpage (sorry it won't work for me right now)

    The thread is extremely supportive and friendly, with lots of madness and smileys to boot! It is ever increasing, which is why having hit 200 pages, challenge is continuing on a brand new thread.

    The principle of the idea is that you pay any extra money you have against a debt to clear it a little bit quicker. Not everyone makes a daily payment, but instead they save money to make a lump sum at the end of the month. You can do it anyway you want to, but join the thread and let us know how you are getting on.

    Some PaD-ers have cleared their debts and are now focusing on saving following the same principal, so they still post on the thread. Anyone is welcome to join in at anytime.

    Best wishes to everyone

    PS. Here are the rules


    *The Rules*
    1) To assist the monthly 'counter-upper' please post your PaD in Bold, colour, large, or all three
    2) Once you join, you cannot leave

    Total for our Latest Month (May 2016) was:
    11,278.15 (Thanks Bobarella for being Mays counter Upper )
    June 2016:
    27,734.49
    July 2016:
    24,284.13
    August 2016:
    30,740.14
    September 2016:
    27,504.99
    October 2016:
    14,546.08
    November 2016:
    7,661.39
    December 2016:
    4541.33

    Total for 2016
    240,681.72


    January 2017 - Huge thank you to Keedie for keeping tabs
    13,746.74

    Feb 2017 - Keedie doing the honours
    7,930.50

    March 2017 - Huge thanks to Mandz
    15,192.39

    April 2017
    18,117.88

    May 2017
    12,909.60

    June 2017
    15,548.01

    July 2017
    10983.76

    August 2017
    13,640.17

    September 2017
    12303.59

    October 2017
    11,151.91

    November 2017
    14,979.38

    December 2017
    11018.76

    Total for 2017
    157,522.69


    January 2018

    28,031.72

    February 2018

    12,993.43

    March 2018

    15,742.14
    Last edited by kirtsypoos; 02-04-2018 at 8:12 PM.
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
Page 261
    • ftbwannabe
    • By ftbwannabe 5th Aug 18, 1:23 PM
    • 66 Posts
    • 241 Thanks
    ftbwannabe
    .83p to CC1, making it a nice round number ;-)
    Debt Free Wannabe since 1st August 18
    CC1: 100.83/8,839.83 | CC2: 79.47/1079.23 | CC3: 182.92/182.92 | CC4 100/2446.33 CC5 0/4280
    Student Loan 1: 83.28/656.92 Student Loan 2: 25.51/808.60
    Total Repayments: 572.01/17,472 | Outstanding Debt: 1689.99
    • jet9cat
    • By jet9cat 5th Aug 18, 4:46 PM
    • 1,553 Posts
    • 10,986 Thanks
    jet9cat
    A glorious sunny Sunday here today as I post our total for yesterday of

    141.63
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • jet9cat
    • By jet9cat 5th Aug 18, 4:47 PM
    • 1,553 Posts
    • 10,986 Thanks
    jet9cat
    And my own PAD of 30 to the EF
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • erin_transport
    • By erin_transport 5th Aug 18, 5:34 PM
    • 591 Posts
    • 2,611 Thanks
    erin_transport
    Hi
    Was away for a few days,
    250 to cc
    20 to savings
    270 today. Thanks.
    On a mission!

    2018 MFW #138
    • squeeeek
    • By squeeeek 6th Aug 18, 5:58 AM
    • 252 Posts
    • 1,806 Thanks
    squeeeek
    Morning all


    8.80 to family loan 1 please jetcat


    I hope you had a nice time away erin_transport!
    Family Loan 1 2200.00 1100.00 Family Loan 2 750.00 0.00 MBNA 1967.00 1579.36 Lloyds Loan 10,000 6361.50 Mortgage 78,000 73040.65
    • AdventureWanted
    • By AdventureWanted 6th Aug 18, 7:49 AM
    • 666 Posts
    • 1,940 Thanks
    AdventureWanted
    45 to CC3 today. Thanks.
    • ftbwannabe
    • By ftbwannabe 6th Aug 18, 11:19 AM
    • 66 Posts
    • 241 Thanks
    ftbwannabe
    25 to CC2 today, thanks
    Debt Free Wannabe since 1st August 18
    CC1: 100.83/8,839.83 | CC2: 79.47/1079.23 | CC3: 182.92/182.92 | CC4 100/2446.33 CC5 0/4280
    Student Loan 1: 83.28/656.92 Student Loan 2: 25.51/808.60
    Total Repayments: 572.01/17,472 | Outstanding Debt: 1689.99
    • sunshine81
    • By sunshine81 6th Aug 18, 1:05 PM
    • 1,162 Posts
    • 6,094 Thanks
    sunshine81
    19.45 for me today thanks Jet9Cat
    • lindez
    • By lindez 6th Aug 18, 6:19 PM
    • 218 Posts
    • 855 Thanks
    lindez
    Hi all
    4.00 between cc2 and cc3
    60.00 E/F
    total 64.00 today.
    Thank you Jetcat x
    Payment A Day Chapter 18:
    MFWB#44 YTD 74.00 OP/65860.00
    • jet9cat
    • By jet9cat 6th Aug 18, 7:26 PM
    • 1,553 Posts
    • 10,986 Thanks
    jet9cat
    Hi all, total for 5th August was

    335.63
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • squeeeek
    • By squeeeek 7th Aug 18, 4:43 AM
    • 252 Posts
    • 1,806 Thanks
    squeeeek
    Morning all!


    8.80 to family loan 1 please jetcat
    Family Loan 1 2200.00 1100.00 Family Loan 2 750.00 0.00 MBNA 1967.00 1579.36 Lloyds Loan 10,000 6361.50 Mortgage 78,000 73040.65
    • LittleMissDetermined
    • By LittleMissDetermined 7th Aug 18, 6:37 AM
    • 2,112 Posts
    • 8,876 Thanks
    LittleMissDetermined
    Morning

    Just 16.24 for me today please

    LMD x
    Life gets in the way...PADding is addictive... Saving's better than spending...

    1000 EF Challenge #142 800/1000 ... 3-6Mth Wages Challenge #4 7520.80/7129...
    • AdventureWanted
    • By AdventureWanted 7th Aug 18, 7:13 AM
    • 666 Posts
    • 1,940 Thanks
    AdventureWanted
    Bank round down of 4.83 to CC3 today. Thanks.
    • IWILLgetthere
    • By IWILLgetthere 7th Aug 18, 1:29 PM
    • 80 Posts
    • 350 Thanks
    IWILLgetthere
    Hello everyone and Thanks for the birthday wishes
    Just a bank round down of 1.49 to Littlewoods for me today please
    • sunshine81
    • By sunshine81 7th Aug 18, 1:32 PM
    • 1,162 Posts
    • 6,094 Thanks
    sunshine81
    Just 5 today thanks!
    • lindez
    • By lindez 7th Aug 18, 5:03 PM
    • 218 Posts
    • 855 Thanks
    lindez
    Hi all
    just 4.00 between cc2 and cc3
    Thank you Jetcat x
    Payment A Day Chapter 18:
    MFWB#44 YTD 74.00 OP/65860.00
    • jet9cat
    • By jet9cat 7th Aug 18, 7:42 PM
    • 1,553 Posts
    • 10,986 Thanks
    jet9cat
    Just popping on quickly to update with yesterday's total of


    162.25
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • erin_transport
    • By erin_transport 7th Aug 18, 7:44 PM
    • 591 Posts
    • 2,611 Thanks
    erin_transport
    Hi all
    10 to cc
    30 to online savings
    40 total for me today
    On a mission!

    2018 MFW #138
    • TheMsTeal
    • By TheMsTeal 7th Aug 18, 8:30 PM
    • 310 Posts
    • 1,102 Thanks
    TheMsTeal
    40 to cc please.
    Debt Free Day Target: November 2018

    2 Savers Club 2017: no 41
    • yellowbees
    • By yellowbees 7th Aug 18, 11:08 PM
    • 7 Posts
    • 15 Thanks
    yellowbees
    Hi! Would love to join

    2.00 to my CC, better on there than spent on coffee...

    Thanks!
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