We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Payment A Day Chapter 18
Comments
-
@groovychick I pad a little bit every day and add that to my cc whenever I have a direct debit out. For example £3 pad and £36 monthly direct debit so that day would be £39
My pad today is my usual £3Too much money owed, trying to pay it off one paycheck at a time
Happiness comes from within, following your dreams and doing what you love
:A0 -
£4 paid to CC1 today.LBM Aug 2017.
Debt at LBM - £30,055
Debt at highest - £43,148.59
Current debt - £18,880.00
EF - £1,000.00
Challenges
PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.0 -
groovychick69 wrote: »Hi just discovered this thread - this is what I need!!
PAD will get addictive I think! Quick question is this just "over payments/savings" as opposed to minimum payments etc
Welcome to PAD life groovychick :beer:
You can include minimum payments. I usually pay a small amount off per day, and then let my DD come out towards the end of the month.
Good luck, every penny counts
I'm kicking off November with a PAD of £16.16 off my cc.0 -
Hi all :j
Popping in to PAD - £15.33 - to M&S CC plz cufc_mike - tkyou!!
Well done everyone for fantastic totals in October - and to Jet for being a great counterupper !! :T:T:TNew start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear0 -
Thanks again to Jet for totting up the totals throughout October. :T
Good start to November, despite Christmas fast approaching!
The total payments for 1st November:
£478.340 -
Morning all
£1.20 Rounding down
£0.08 Save the change
A total of £1.28 for me today please November NSD's - 70 -
Good Morning Pad today is £25.54. to CC2 please.Proud to be dealing with my debts:j
Snowball amount £25548.54
PAD Challenge £959.84 (Oct - Dec 2017)
1% Challenge so far 11%(Oct - Dec 2017)0 -
£30 to the EF for me today pleaseEvery penny's a prisoner
PADding is addictive
MFW August 2023 - unless I get my butt into gear
0 -
Hi all
My PAD today is £289.25 to a variety of places
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4055/£60000 -
Morning all! Loose change: 42p to cc.0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.8K Spending & Discounts
- 246.1K Work, Benefits & Business
- 602.2K Mortgages, Homes & Bills
- 177.8K Life & Family
- 260K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards