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Payment A Day Chapter 18
Comments
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@groovychick I pad a little bit every day and add that to my cc whenever I have a direct debit out. For example £3 pad and £36 monthly direct debit so that day would be £39
My pad today is my usual £3Too much money owed, trying to pay it off one paycheck at a time
Happiness comes from within, following your dreams and doing what you love:A
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£4 paid to CC1 today.LBM Aug 2017.
Debt at LBM - £30,055
Debt at highest - £43,148.59
Current debt - £18,880.00
EF - £1,000.00
Challenges
PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.0 -
groovychick69 wrote: »Hi just discovered this thread - this is what I need!!
PAD will get addictive I think! Quick question is this just "over payments/savings" as opposed to minimum payments etc
Welcome to PAD life groovychick :beer:
You can include minimum payments. I usually pay a small amount off per day, and then let my DD come out towards the end of the month.
Good luck, every penny counts
I'm kicking off November with a PAD of £16.16 off my cc.0 -
Hi all :j
Popping in to PAD - £15.33 - to M&S CC plz cufc_mike - tkyou!!
Well done everyone for fantastic totals in October - and to Jet for being a great counterupper !! :T:T:TNew start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear0 -
Thanks again to Jet for totting up the totals throughout October. :T
Good start to November, despite Christmas fast approaching!
The total payments for 1st November:
£478.340 -
Morning all
£1.20 Rounding down
£0.08 Save the change
A total of £1.28 for me today pleaseNovember NSD's - 70 -
Good Morning Pad today is £25.54. to CC2 please.Proud to be dealing with my debts:j
Snowball amount £25548.54
PAD Challenge £959.84 (Oct - Dec 2017)
1% Challenge so far 11%(Oct - Dec 2017)0 -
£30 to the EF for me today pleaseEvery penny's a prisoner
PADding is addictive
MFW August 2023 - unless I get my butt into gear0 -
Hi all
My PAD today is £289.25 to a variety of places
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25710 -
Morning all! Loose change: 42p to cc.0
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