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Payment A Day Chapter 18

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Comments

  • @groovychick I pad a little bit every day and add that to my cc whenever I have a direct debit out. For example £3 pad and £36 monthly direct debit so that day would be £39

    My pad today is my usual £3
    Too much money owed, trying to pay it off one paycheck at a time
    Happiness comes from within, following your dreams and doing what you love :) :A
  • £4 paid to CC1 today.
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • Hi just discovered this thread - this is what I need!!
    PAD will get addictive I think! Quick question is this just "over payments/savings" as opposed to minimum payments etc

    Welcome to PAD life groovychick :beer:

    You can include minimum payments. I usually pay a small amount off per day, and then let my DD come out towards the end of the month.

    Good luck, every penny counts :)

    I'm kicking off November with a PAD of £16.16 off my cc.
  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi all :j

    Popping in to PAD - £15.33 - to M&S CC plz cufc_mike - tkyou!!

    Well done everyone for fantastic totals in October - and to Jet for being a great counterupper !! :T:T:T
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • cufc_mike
    cufc_mike Posts: 587 Forumite
    Thanks again to Jet for totting up the totals throughout October. :T

    Good start to November, despite Christmas fast approaching!

    The total payments for 1st November:
    £478.34
  • JAMIEDODGER
    JAMIEDODGER Posts: 4,339 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Morning all

    £1.20 Rounding down
    £0.08 Save the change

    A total of £1.28 for me today please :)
    November NSD's - 7
  • Cazzell
    Cazzell Posts: 47 Forumite
    Good Morning Pad today is £25.54. to CC2 please.
    Proud to be dealing with my debts:j
    Snowball amount £25548.54
    PAD Challenge £959.84 (Oct - Dec 2017)
    1% Challenge so far 11%(Oct - Dec 2017)
  • jet9cat
    jet9cat Posts: 1,657 Forumite
    £30 to the EF for me today please
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
  • Hi all

    My PAD today is £289.25 to a variety of places

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Morning all! Loose change: 42p to cc.
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