Paid off the £31,000! BUT - still scrimping!
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I hope you had an amazing holiday! Great news on the fitbit! xxStarting debt £18,675.63 :eek:
Current debt: £5,000 (16/05/18)1 -
Your holiday sounds lovely SG. I love Roman remains so I'm VERY jealous. Glad you enjoyed it .
You're doing really well to get straight back into the money saving.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS1 -
Thanks guys. I went to the gym last night and he let me off training my legs! But I've just returned from a session this evening where he did put me through a leg workout! So I've crawled onto the sofa to write my diary! Anyway I weighed myself today and have managed to lose 2lbs even though I chomped my way through all that lovely Italian food! An archeological tour/ extinct volcano climb holiday must be the way forward.
I had a catch up lunch today with my friend and also bought some birthday and new home cards (these out of the gifts budget).
I received a letter today from Santander confirming my e-saver 3% savings account is ending soon so I'll arrange to close it and move everything over to the 123 account. Will have to look around for another savings account but not a lot out there interest wise.
And my travel insurance finishes at the end of the month so will look around tomorrow to try and beat current provider's renewal quote which has gone up £12 from last year.
I was looking at the calendar for the rest of October spends wise - have got a few things on with family and friends so won't be putting that much away this month. Plus the tooth appointment will be looming soon.
SSG xFinally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”1 -
Oh I love being at home and not at work!:j. Don't have to return till next Thursday - bliss!
So today I pottered about, went to Aldi and just picked up a couple of bits to tide me over till tomorrow when I'm off to DD's for the weekend. My friend popped in from work for a natter and a cuppa and has not long left.
I got a renewal notice from my contents insurance provider so I decided to have a look round to see if I could better it. Spent quite a bit of time on comparison sites and checking on quidco for Cashback but strangely enough only one provider could better the renewal. And this was due to the £70 Cashback offer. So I was about to go to the page where I enter my card details when I noticed that the offer only applied to combined buildings/contents insurance which I dont need as my flat's freeholder arranges the buildings side. I checked back on quidco but there was no mention of a combined policy. I was quite annoyed as I could have ended up paying out another £40 for nothing!:mad: so I'll be sticking with the renewal quote.
Also didn't get very far with the travel insurance. I can't get a quote till I get a diagnosis from the podiatrist once he has looked at the scan / X-rays and my appointment is not till the week after next. So that will have to wait.
Anyway at least I was productive in sorting out my winter footwear. Summer stuff has replaced the winter stuff in the suitcase that lives under the bed with a few bits to take to the dress agency tomorrow. Will sort out rest of wardrobe and drawers tomorrow morning.
SSG xFinally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”1 -
You've been busy SG, it feels great to get all those things organisedFinally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS1 -
On the train now winging my way back from DD's and just finished my full English - got cheap 1st class tickets courtesy of Advanced booking and Senior Railcard. :j. Really enjoyed my weekend - had some lovely meals courtesy of DD and OH -it was so good to be able to spend a whole weekend with them.
I love The White Company stretch jersey, long- sleeved nighties. They had a sale so I got one for 40% off plus I bought a new bathroom spray and they gave me an extra 15% off on both items as I'm on their mailing list. . Also treated myself to a Lipstick Queen lipstick in Space NK - just the shade I've been looking for! The Charlotte Tilbury make up stand in John Lewis is beautiful but I was very good and restrained myself!
We went to see the new Blade Runner. I was really looking forward to it - we watched the original first to get us in the mood! But we were all very disappointed in the new film though. Overlong ( if any film deserved a proper "director's cut" in length it was this one!), ponderous - I'd heard the CGI and the look of the film was outstanding but wasn't any better than most sci-fi going around. Shame because the original was groundbreaking.
Also finished a book called The Party by Elizabeth Day. A sort of Talented Mr Ripley for our times! Very enjoyable!
Should be back home for early afternoon then more washing and ironing!
SSG xFinally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”1 -
HHoD - PC is usually pine cone research. Google for a sign up banner, £3 a time for short surveysMy mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese1
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Thanks for clarifying redo - I filled out the form but they confirmed I'm not in their demographic at the moment, but they will revisit in a few weeks time.
Other surveys in the doldrums at the moment. Nothing from PA since my payout, trudging away still with OnePoll though did finally get one YouGov last night.
When I got back yesterday did my unpacking, washing and ironing. Settled down then and watched "Alien: Covenant" which is a sci-fi I did actually enjoy!
I'm going out this afternoon to Aldi to stock up - will be making a tomato and basil sauce to go with pasta and which will stretch to a few dinners. Heard good things of the Aldi candles which are supposed to be a very good take on Jo Malone so will buy one if in stock to try out. Should save absolute oodles if they are any good!
SSG xFinally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”1 -
They are nothing like Jo Malone SSG, but a decent candle for the money, scent pay off is alright and burns all the way down unlike other cheap candles. I like going to TKMAXX for candles, right now I have theee nicest candle ever burning in my bathroom, Pecksniffs Bourbon & Mandarin, it's a 3 wick candle, meant to be £40 I got for £7.99!! It smells like a very very good looking man! xxStarting debt £18,675.63 :eek:
Current debt: £5,000 (16/05/18)1 -
so does my OH but that's due to his liking for creed aventus!Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st11lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 40.25% through my pb challenge.1
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