Skinny Latte's Mortgage Mugging
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hiddenshadow wrote: »Love the sound of the positive thinking meditation and the nightly hot chocolate! Both sound like great treats.
Set off for work in the snow and skidded out of control 200 yards from the house. Luckily we didn't hit anything apart from the kerb, and no-one was hurt, DD was in the car too. But the repair bill is £1200 :eek: My excess is £620 and there goes my no claims bonus, boo. How glad am I for that emergncy fund :T In years gone by that would have gone on the CC.
The down side is I have the smallest, toylike car ever as a courtesy car, it doesn't even have central locking. big sulk,
Away tonight, and am now an elite gold member of holiday inn, with lots of lovely points I can trade in for free nights
Just off for a slap up, and then a bath as I remembered to bring my posh bubbles with mePay off Car Loan £17,047 £10580 by Christmas 2022
Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE] £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE] £100,546 26.1
% DI [STRIKE]£9.13[/STRIKE] £6.07
1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/20150 -
Boo to skidding and losing NCB but glad all ok
OH has a 7 seater Sharan (there are 6 of us in the family, so a 6+ seater is needed in order to travel in one vehicle) - was in the garage for a couple of weeks before Xmas (someone drove into it when it was parked and drove off:mad:) - his courtesy car was an Aygo!! - even our (small for his age) 6yo complained about the lack of leg room in it! :rotfl:
xI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200 -
Glad you are ok and EF will cover the excess. Hope you get your car back soonBack on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
Glad you are ok and thank goodness for EF.
Fantastic going for free nights away :T0 -
WOW scary moment.....good to hear everyone safe and sound0
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Thank you for your good wishes, greent that's funny, I feel like I'm driving a toy car!
Low spends this week so far, although this car is heavier on fuel than my own, so I hope they fix it quick.
I had a bit of a windfall this week through one of my on line earning activities, I'm going to invest it back in the business (some of it anyway) by getting a professional logo designed.
Other than that a quite week, so far
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Hope it's going well for you all xPay off Car Loan £17,047 £10580 by Christmas 2022
Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE] £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE] £100,546 26.1
% DI [STRIKE]£9.13[/STRIKE] £6.07
1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/20150 -
Remember I moved out of a rented house last September and the landlord wouldn't agree to repaying my bond, wanted to keep £400. Well after a very long dispute that was ended today by an adjudicator, I got all of my bond back.
I'm SO chuffed, I was so angry with him for the way he treated me after I'd been such a good tenant. I feel justice has been done. I am 100% delighted :j:T:beer:Pay off Car Loan £17,047 £10580 by Christmas 2022
Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE] £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE] £100,546 26.1
% DI [STRIKE]£9.13[/STRIKE] £6.07
1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/20150 -
Woohoo, at long last, that's brilliant news :j:j:j:j:T:T:T:TBack on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
That's brilliant news SkinnyLatte. What a rotter for making you go through all that! He should be paying you interest too! :mad:Mortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
Fab news, SL xxI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200
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