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  • FIRST POST
    • slowlyfading
    • By slowlyfading 30th Jun 11, 7:32 PM
    • 13,024Posts
    • 75,105Thanks
    slowlyfading
    Frugal Living Challenge 2011 - Part 3.
    • #1
    • 30th Jun 11, 7:32 PM
    Frugal Living Challenge 2011 - Part 3. 30th Jun 11 at 7:32 PM
    Welcome to the Frugal Living Challenge 2011, Part 3. The following has been lifted from the first thread of the 2010 challenge - I felt that what Frugaldom (the originator of this challenge) had said covered everything I needed to cover as the current caretaker of the challenge


    The following links will take you to all the previous challenge threads

    Part 1 - January to March 2011
    Part 2 - April to June 2011

    Introduction to 2010 Frugal Living Challenge
    Part 1 - January to March 2010
    Part 2 - April to June 2010

    Part 1 - January to March 2009
    Part 2 - April to June 2009
    Part 3 - July to September 2009
    Part 4 - October to December 2009

    Part 1 - January to March 2008
    Part 2 - April to June 2008
    Part 3 - July to September 2008
    Part 4 - October to December 2008


    IMPORTANT
    Please respect others' lifestyles and beliefs. We are not here to judge, we are here to support. Thank you


    The challenge is about living a frugal lifestyle - establishing your true cost of living, sticking to your budget, clearing any debts and making savings wherever and however you can to enable you to live the life you really want.

    Frugal living isn't for everyone, but everyone is welcome to join us. Methods employed by our merry band of frugalers include batch cooking, stockpiling, preserving, foraging, mending, shopping in charity shops, reducing, reusing, recycling, Local Exchange Trading Schemes (LETS), Vegetable & fruit growing, allotments, keeping hens, using cashback sites and earning whatever it takes to become self sufficient in managing the cost of living without incurring debt. For some it is initially about clearing debt, for others it's about increasing savings, buying property, becoming stay at home mums or paying off the mortgage early. Some choose the lifestyle on ethical grounds. Above all, this is a fun and supportive way to manage your budget so you have control of your own cost of living. It's about NEEDS and not WANTS.

    Living on a budget = living within our means.
    Frugal = thrifty, living without waste



    Monitoring and revising the budget is part of frugal living plan. Gifts & cards could all to be homemade, livestock needs to pay its own keep, anything else needs to be cash neutral.


    The bits we need to include to make this work
    ====================================

    Please read the MSE forum rules and help us to keep this challenge on track, thank you.
    If you have any questions about this challenge, feel free to PM me.
    The following is taken from the official MSE forum rules section:


    KEEPING THREADS ON-TOPIC

    Please try not to take threads off-topic. This can be confusing for new users and makes it especially difficult for people ... Where requests from Board Guides for threads to be brought back on track have not been followed off-topic posts may be removed. We encourage community, but not thread derailment.

    Please bear in mind the main purpose of the site is to save money. The forum team has therefore been instructed to prioritise its time on the MoneySaving forums.

    KEEPING TOPICS RELEVANT TO THE BOARD

    There are two boards provided for off-topic chat and discussion. The MoneySavers Arms has been set up for fun, more lighter-hearted chat (although do still remember this is a family forum – keep it clean please). Discussion Time is for discussion of current issues (read Martin’s description).

    If you post a topic that does not relate to the board it’s posted on it will be moved to a more relevant MoneySaving board or to Discussion Time/The MoneySavers Arms.
    ===================================

    This challenge is about paying for needs so we can afford to live debt free and save for wants. It runs from 1st January to 31st December 2011. The links will give you an idea of how previous challenges have gone.
    Last edited by slowlyfading; 30-06-2011 at 7:38 PM.
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind - Dr Seuss
    Personal Finance Blogger / May NSD - 3 / In pursuit of FIRE
Page 1
    • slowlyfading
    • By slowlyfading 30th Jun 11, 7:32 PM
    • 13,024 Posts
    • 75,105 Thanks
    slowlyfading
    • #2
    • 30th Jun 11, 7:32 PM
    • #2
    • 30th Jun 11, 7:32 PM
    List of those taking part - feel free to join at any time and I shall add your name to the list

    23rdspiral
    2wildthing2
    alec eiffel
    angelaf
    Annie56
    apple_mint
    Aril
    artichoke
    Barros
    Blairweech
    BlinkyTheHorse
    cake21
    ceridwen
    cha97michelle
    Cheapskate
    chika
    Chipps
    cloud_cuckoo_land
    CRANKY40
    cw18
    Dawning
    Decluttering
    diddly74
    dizzy lizzie
    Doom_and_Gloom
    Ellidee
    elly68
    enjoyfinancialchallenges
    Erme
    gelmc
    Georgiegirl2012
    gien
    gillst
    glendam
    grandma247
    Green_Queen
    fingersxed
    Fishcake_Random
    fizz
    Floxxie
    flying_fresian
    franby64
    franticflyerSue56
    freedom2011
    frizz2
    frugalbrunette
    Frugaldom
    frugaliciousness
    Fruittea
    goldrush1984
    heather2409
    HelenPie
    inspirespirit
    itsallinthemind
    jade86123
    jammydodgersandrhl
    jayII
    JayneC
    jess444
    jo70mo
    JustKeepSwimming
    kayharcombe
    kazire
    keenan1
    Kerfuffle
    Kerry Woman
    kezlou
    kittiej
    Kiwisaver
    knithappens
    l.m.hart
    Lady Lesley
    landregistrylass
    LauraM65
    Laushappy
    liloandstitch
    lily288
    Lily_The_Legend
    lingojingo
    LittleMissHappy
    LJC79
    loislane999
    LolaLemon
    LollopyBear
    lowspend2011
    lynzpower
    maccanut
    Marru
    midwinter
    minnie2
    miss empty piggy
    mogan6
    mommyof4
    mongmoney
    Mooloo
    mummroysof3
    Nancy888
    nannyboo1
    natnat13
    Nichelette
    NualaBuala
    OCD
    oldestgnome
    Optimisticpair
    pagangirl
    paidinchickens
    patentgirl
    Paulgonnabedebtfree
    pink_numbers
    pipersky
    Puddleglum
    rainbowcattail
    redglass
    rising from the ashes
    roger ramjet
    romylou
    rozeepozee
    rubytuesday
    salski
    SandraScarlett
    saorsie
    sarah0404
    savingforarainyday
    seriouslyfrugal
    shebrett
    silvasava
    skint_chick
    slowlyfading
    slscarborough
    Sorting it out
    sparkle76
    steerpiker
    summertea
    the_cat
    thrifty
    thriftylass
    tumptyteapot
    twiglet98
    viv0147
    xnatalie81x
    youngmummy
    weesmiler
    Winchelsea
    Winnie in Pooh
    WonderfulLife
    wornoutmumoftwo
    Last edited by slowlyfading; 30-06-2011 at 7:35 PM.
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind - Dr Seuss
    Personal Finance Blogger / May NSD - 3 / In pursuit of FIRE
    • slowlyfading
    • By slowlyfading 30th Jun 11, 7:33 PM
    • 13,024 Posts
    • 75,105 Thanks
    slowlyfading
    • #3
    • 30th Jun 11, 7:33 PM
    • #3
    • 30th Jun 11, 7:33 PM
    A little message from me to say that I've taken over the thread from CW18 so GOOD LUCK for Part 3 of this year's challenge
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind - Dr Seuss
    Personal Finance Blogger / May NSD - 3 / In pursuit of FIRE
    • mooomin
    • By mooomin 30th Jun 11, 7:50 PM
    • 13,655 Posts
    • 134,514 Thanks
    mooomin
    • #4
    • 30th Jun 11, 7:50 PM
    • #4
    • 30th Jun 11, 7:50 PM
    Thanks for taking over SF


    I'll remain a lurker but my budget definitely isn't where it should be
    Comping again


    Wins this year: - two night trip to Belgium, 100 Gett taxi credit, tickets to Newcastle game, FIFA 2016 for PS4, stitch markers, Cumberstitching book
    • tumptyteapot
    • By tumptyteapot 30th Jun 11, 8:01 PM
    • 670 Posts
    • 7,038 Thanks
    tumptyteapot
    • #5
    • 30th Jun 11, 8:01 PM
    • #5
    • 30th Jun 11, 8:01 PM
    wooo hoo, new thread, new start, new month..........
    good luck everyone! happy frugalling!
    Tumptyteapot


  • kittiej
    • #6
    • 30th Jun 11, 8:03 PM
    • #6
    • 30th Jun 11, 8:03 PM
    Hey, a lovely new thread, yippee
    Sealed pot challenge member number 18
    Karma - the consequences of ones acts.
    "It's OK to falter otherwise how will you know what success feels like?"
    1 debt v 100 days 2000
    • redglass
    • By redglass 30th Jun 11, 8:30 PM
    • 771 Posts
    • 8,839 Thanks
    redglass
    • #7
    • 30th Jun 11, 8:30 PM
    new start
    • #7
    • 30th Jun 11, 8:30 PM
    Thanks, SF!
    Here's hoping I do better for the second half of the year!
    'Whatever you dream you can do, begin it. Boldness has genius, power and magic in it. Begin now.' Goethe



    • slowlyfading
    • By slowlyfading 30th Jun 11, 8:37 PM
    • 13,024 Posts
    • 75,105 Thanks
    slowlyfading
    • #8
    • 30th Jun 11, 8:37 PM
    • #8
    • 30th Jun 11, 8:37 PM
    Thanks for taking over SF


    I'll remain a lurker but my budget definitely isn't where it should be
    Originally posted by flying_fresian
    Don't lurk! All contributions are valid
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind - Dr Seuss
    Personal Finance Blogger / May NSD - 3 / In pursuit of FIRE
    • mooomin
    • By mooomin 30th Jun 11, 8:43 PM
    • 13,655 Posts
    • 134,514 Thanks
    mooomin
    • #9
    • 30th Jun 11, 8:43 PM
    • #9
    • 30th Jun 11, 8:43 PM
    Thanks SF

    I'm definitely doing better than I was when I first joined MSE, but I have to admit that since becoming debt-free I've loosened the spending reins a little I've joined MFW this month though and that's helping me to focus on upping my income as well as minimising my spending, so hopefully I'll have some more contributions to make!

    One frugal thing I have done is sort out my mum's Christmas present. She loves Doulton but they're expensive. A kind MSE-er saved tokens from the paper for me and I sent a cheque off and today received a lovely full-sized figurine. It cost me 30 and would normally be over 100 Mama Fresian will be thrilled

    This weekend I'm going to be sorting some things out for Ebay too, so maybe I will rediscover my frugal ways yet...
    Comping again


    Wins this year: - two night trip to Belgium, 100 Gett taxi credit, tickets to Newcastle game, FIFA 2016 for PS4, stitch markers, Cumberstitching book
  • KolaKube
    Oh no - i wrote a whole post then lost it!!

    I've been lurking here for a while, anyone mind if OH and i join in? We're trying to save the deposit for a house (i have previously had a mfw diary but found it hard to keep up!)

    we're about to undergo a massive change in circumstances (currently live in england but moving in with my folks in NI! I have a job there but OH hasnt found work yet) and i want to use it as a positive opportunity to take control of our cashflow and finally join in with the challenge if thats ok?

    Kola xx
    MFW Sept 2013 Starting balance: 101160.59 25 years
    OPs 2013-2014: 64.33 MFW #78
    • slowlyfading
    • By slowlyfading 30th Jun 11, 8:50 PM
    • 13,024 Posts
    • 75,105 Thanks
    slowlyfading
    It sounds as if you're doing fine to me
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind - Dr Seuss
    Personal Finance Blogger / May NSD - 3 / In pursuit of FIRE
    • rising from the ashes
    • By rising from the ashes 30th Jun 11, 8:50 PM
    • 12,321 Posts
    • 59,551 Thanks
    rising from the ashes
    Ohhhhh, lovely new thread, thanks SF!

    I'm so glad I found this at the start of the year - and amazed that I've stuck at it!! - I've learned loads (but still a long way to go) .......
    Grocery Challenge 211/455 (01/01-31/03)
    2016 Sell: 125/250
    1,000 Emergency Fund Challenge #78 3.96 / 1,000
    Vet Fund: 410.93 / 1,000
    Debt free & determined to stay that way!
    • slowlyfading
    • By slowlyfading 30th Jun 11, 8:50 PM
    • 13,024 Posts
    • 75,105 Thanks
    slowlyfading
    KolaKube and welcome to the thread - of course you can join!
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind - Dr Seuss
    Personal Finance Blogger / May NSD - 3 / In pursuit of FIRE
  • KolaKube
    KolaKube and welcome to the thread - of course you can join!
    Originally posted by slowlyfading
    Thank you! I can tell I'm going to be rather happy here...!
    MFW Sept 2013 Starting balance: 101160.59 25 years
    OPs 2013-2014: 64.33 MFW #78
    • 23rdspiral
    • By 23rdspiral 30th Jun 11, 8:59 PM
    • 1,927 Posts
    • 12,619 Thanks
    23rdspiral
    Hi everyone, thanks Slowly fading for taking over.
    Had a bad day at work, new boss/job not going too great... I'm not confident or "shiney" enough. Sheesh, I'll never get confident in the role with comments like that.

    Returned a jacket to Blacks, it didn't have a bottom zip so wouldn't do... And in their sale found a metal bottle for 1, (not 12), a blanket that tucks into a cushion and a document wallet both for 3, so that was pleasing.
    Relax, Breathe, Love 2014 Challenges:Cross Stitch Cafe Challenger 23. Frugal Living Challenger. No buying cleaning products. I used MSE advice to reduce my car insurance from 550 to 325!! & paid it off in full!!!
    • CRANKY40
    • By CRANKY40 30th Jun 11, 9:52 PM
    • 3,270 Posts
    • 36,048 Thanks
    CRANKY40
    Hello SF and thanks for taking over. I'm still hanging around, trying not to spend too much and trying to sort out the house.

    Take care all of you
    Weight loss 2019 challenge two = 3 lbs
    • LolaLemon
    • By LolaLemon 30th Jun 11, 10:36 PM
    • 957 Posts
    • 7,312 Thanks
    LolaLemon
    Yae, new thread
    Still only on the mobile for net access, really need to hunt out my paperwork to get my money from saas.
    Finally updated working tax credits after starting work in Jan!

    I met a guy a while back but he moved back to America (as planned n booked b4 we even met) he was due to come home in Oct for a wedding, and he had decided that if he hadn't gotten the job he wanted by then, then he was moving home.
    Well, he's bn calling every week, and today he got a flight home, sold all his stuff in past few weeks so he didn't have anything left their.
    Now, this is big for me. I don't really do commitment, as I I go running at the 1st sign ha ha.(I've bn single for past 4/5 years.... but since meeting him, I've bn thinking of us long term, even began planning my imaginary wedding haha.
    If him n my son get on, I'm thinking if asking him to move in (they do get on, but have only met a few times) I'm not thinking of rushing it, giving it a few months to see how they get on etc...
    Whole point of this us... money/rent. What do I charge?
    I have never had a guy living with me, infact, I've not had anyone to stay... I'm too set in my ways haha
    Living Simply, not simply living.
    Cheap Christmas '15

    Frugal Living for fifth year running. (2010-2015)

    Weight Loss - 5b/55lb
    Books Read 2015- 7/30
    • SandraScarlett
    • By SandraScarlett 30th Jun 11, 11:06 PM
    • 3,951 Posts
    • 28,801 Thanks
    SandraScarlett
    Lovely new thread, and another hardworking leader! I can't believe we are now into our third quarter, and our merry band is growing and growing.

    I am so used to using every scrap of food, that I felt really guilty today when I had to throw away half a packet of bean sprouts, as they were way past their use-by date, and resembled slimey worms.

    I had another clear-out of stuff today, and gave the Cancer Charity Shop a bin liner, full of clothes, and over a dozen books, and they were so pleased.

    Welcome to any recent newbies - this is a lovely thread and people are so supportive, and swap delicious but frugal recipes, hints and ideas.

    It looks like being a sunny weekend, and I do hope everyone has an enjoyable one.

    xx
    • LolaLemon
    • By LolaLemon 1st Jul 11, 12:40 AM
    • 957 Posts
    • 7,312 Thanks
    LolaLemon
    Totally off topic, but we had a by-election today, a bit shocked that approx 2800 voted Tory. Now a little worried we are royally screwed, as only 9000 voted SNP and labour won with 16000. So we now have a council with no one in power! (Lib dems got 650 votes, but it was expected for them to lose a lot of their voters, having nick clegg as the leader is not doing them any favours.
    It really was a 2 horse race between SNP n Labour, n both had their leaders out canvassing for votes (no sign of David Cameron or his lapdog hehe)
    Think this is a sign of polls to come? The masses voting labour, as the cuts wouldn't have bn as hard n heavy with them? The thing with politics is always its a bunch of 'what ifs...'
    Living Simply, not simply living.
    Cheap Christmas '15

    Frugal Living for fifth year running. (2010-2015)

    Weight Loss - 5b/55lb
    Books Read 2015- 7/30
    • Winchelsea
    • By Winchelsea 1st Jul 11, 1:11 AM
    • 691 Posts
    • 9,316 Thanks
    Winchelsea
    Thanks slowlyfading for the new thread. I've been nothing but a lurker just lately, but actually posted a few minutes or so ago - on the old thread, and then read on to find we have a new one!

    Lurker or not, this challenge does help me keep pretty much on the straight and narrow in terms of spending - so thanks again!
    Keeping three cats, the car and myself on a small budget, and enjoying life while we're at it!
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