Default date

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takka
takka Posts: 19 Forumite
in Credit file & ratings
can anyone advice if the date that says account was opened on the default is the default
date?
«13

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  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
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    Account opened date wouldn't be the default date.
  • takka
    takka Posts: 19 Forumite
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    I cant see any other date apart from when a DCA took over the account as it says settled 10 months later.There is also no info on what DCA took over the account but it still keeps getting updated.
    Its still in the name of southern water
  • welly_59
    welly_59 Posts: 315 Forumite
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    The settled date is the date southern water would have washed their hands of it and sold it to the DCA.

    If the DCA reports to a CRA then you would see it reappear in their name, but not all do
  • takka
    takka Posts: 19 Forumite
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    I was wondering what date it will come off .Yes their name is not there it does keep getting updated tho.
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
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    What date did the original account default on?
  • takka
    takka Posts: 19 Forumite
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    This is all that is on there

    Details of Account
    Account
    SOUTHERN WATER Info
    Type
    Water
    Account started
    05/03/2013
    Current Status
    Default / Ended
    Credit Limit
    -
    Balance
    £1,196.00 credit in use
    Entry code
    C5
    Account Settled
    12/01/2014
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
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    You'll need to scroll through the dates to see when it defaulted.

    It will be marked with a red exclamation mark
  • takka
    takka Posts: 19 Forumite
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    Nothing there just all default marks and some months missing here and there
  • takka
    takka Posts: 19 Forumite
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    Nothing there just all default marks and some months missing here and there
    Its always been in default i never ever paid it.
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
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    Check all 3 of the CRA's - Noddle and Clearscore actually list the date the account defaulted
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