Default date

takka

Its not on any others just experian

Anthorn

Could it be a case of:
Q: When is a default not a default?
A: When it's settled

Nebulous2

Have you any idea yourself when it dates to?



Water companies seem to have come to the reporting business quite late, and I've seen people refer to them giving dates from the point they started reporting. Is it possible your account pre-dates 5/3/13?

welly_59

They do indeed seem to have a habit of dating defaults from the date they started reporting rather than the correct date of default.

I currently have a case with the ombudsman as I believe that they are reporting incorrectly on my credit report

takka

It looks like it was first reported 60 months ago

[Deleted User]

You need to confirm the default date.

takka

Basically the same time it says account opened.

[Deleted User]

It won’t be that.
You need to contact them and ask maybe.

But that would count as acknowledging the debt

takka

Well i know it was before the DCA took it on so if i take it from there i have a year left

takka

I rang CRA and asked what the default date was and according to them it was the same date the dept was sold to whoever because they are not listed but continue to do updates.This all dont sound right to me and the cra are going to enquire in to it