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Eligibility for social housing ?

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  • Fennite
    Fennite Posts: 38 Forumite
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    Bit of an old thread to piggyback on but I was in a similar situation. I've been living with my mum for 2 years. I applied, and was put in Band C (bands are A to D, A being the most in need). I thought I'd have no chance, but signed up anyway, and a year later was offered a one bed ground floor flat in a neighboring village near Cambridge. I was really surprised to get it, but it must have been my lucky day. Rent is about 30% cheaper than local market rent, with no deposit needed. One could argue that I can afford market rents, but why should people be paying over 50% of their wages on accommodation costs, I see the market as unfair.

    Yes as pointed out it came totally unfurnished, no carpets, no white goods, but I was donated rugs by family. The kitchen and bathroom floors came with lino. I found a fridge freezer for £20 and a cooker for £60 on local buy and sell sites. There is no need to go out and spend £1500 on new white goods unless you are anal about other people's germs and second hand goods.

    I'd rather the hassle of going out to source these things than paying two months rent for damage deposit up front on a private rental which would have taken me a further year to save up for.
  • Cheeky_Monkey
    Cheeky_Monkey Posts: 2,072 Forumite
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    Well done you for blagging a Council flat that you didn't need - you must be so proud of your 'achievement'
  • Smodlet
    Smodlet Posts: 6,976 Forumite
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    Well done you for blagging a Council flat that you didn't need - you must be so proud of your 'achievement'

    Supply and demand again. Surely it is better that a property is let and looked after by a responsible tenant than left empty awaiting a "worthier" person, who might well be the stereotypical pregnant, druggie chav?

    Well done, Fennite. I lived in HA, then council one bed flats for years, working full time all the time. Eventually, I met OH; a couple of years later our circumstances changed and we were able to buy. We paid full rent on time all the time and never caused anyone any problems. Admittedly, this was in the 80s and 90s when things were somewhat different and not all HA/LA tenants were the stereotype; many worked.

    I am still grateful for the opportunity we had. Paying lower rent = saving for a deposit faster (or at all) does it not?
  • Murphybear
    Murphybear Posts: 7,293 Forumite
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    HappyMJ wrote: »
    Go and rent privately.

    Social housing around here isn't even cheap.

    Private rental properties come with much more and effectively are cheaper. The only benefit I see is that they tenancy is secure as long as you pay the rent.

    Private rental properties usually come with carpet, a cooker, maybe a fridge, freezer and washing machine. You wouldn't get anything with a housing association property. You just get the walls which require painting or wallpapering at your own expense, the concrete floor and the roof and that's about it. If you need a new kitchen or bathroom you buy one yourself. In a private rental you move and if the LL wants to let out the property again the kitchen or bathroom will be replaced by the LL.

    Surely this depends on the HA? We moved into a beautiful HA property 4 weeks ago in a very desirable area. It had been totally redecorated with brand new carpets in every room. It is a HA for over 55s, does that make a difference?
  • lincroft1710
    lincroft1710 Posts: 17,663 Forumite
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    Well done you for blagging a Council flat that you didn't need - you must be so proud of your 'achievement'

    I think this is a little unfair. Fennite applied and was offered a tenancy, she didn't queue jump, didn't make a fuss, didn't deprive anyone of a property, just waited patiently.
    If you are querying your Council Tax band would you please state whether you are in England, Scotland or Wales
  • Cakeguts
    Cakeguts Posts: 7,627 Forumite
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    Why does everyone assume that it is only people with families who need social housing because they are low paid. Shouldn't single people who don't earn much also get more permanent housing?
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