Barclaycard Platinum Cashback Plus vs Platinum Barclaycard

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  • NoodleDoodleMan
    NoodleDoodleMan Posts: 3,370 Forumite
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    I had the first generation card, as flagged up by MSE.

    A few months later a second generation card was offered with a year added to the fee free promo ending date.

    I called Barclaycard and requested to be switched to the better deal - yes, all I had to do was wait the standard six months before applying for the latter.

    That's when the drama started to unfold - nobody at Barclaycard had informed me that the first account had to be closed as part of the six month marking time routine before the second could be opened - and they were not ameanable to reconsider in light of their not having advised me appropriately.

    I took this to the Banking Ombudsman - cut to the chase, Barclaycard eventually agreed to culpability and I received the newer card with £70 compensation.

    We have since upgraded to the Platinum Cashback Plus.
  • chrisd8780
    chrisd8780 Posts: 58 Forumite
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    Hi.

    If i close my barclay card purchase credit card and pay it off which i was intending to do anyway, i have b!en told i can apply for the cashback platonum plus martin lists as the best for currency.

    If i pay it off in full and withdraw/spend in levs is this better than travelfxs 2.160 exchange rate. 1520 lev for 703.odd delivered.

    I will most likely just be withdrawing currency, so barclaycard or travelfx
  • EveryWhere
    EveryWhere Posts: 3,249 Forumite
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    chrisd8780 wrote: »
    Hi.

    If i close my barclay card purchase credit card and pay it off which i was intending to do anyway, i have b!en told i can apply for the cashback platonum plus martin lists as the best for currency.

    If i pay it off in full and withdraw/spend in levs is this better than travelfxs 2.160 exchange rate. 1520 lev for 703.odd delivered.

    I will most likely just be withdrawing currency, so barclaycard or travelfx

    You don't need to wait in the meantime. https://www.starlingbank.com/travel/ will net you a just as good or an even better rate. Ditto the Metro Bank debit card which if you have a branch nearby, you can get one within the hour; https://www.metrobankonline.co.uk/bank-accounts/products/current-account/ , https://www.metrobankonline.co.uk/store-locator/
    With the Starling or Metro Bank debit card(ATM and purchases); £695.11 for 1520 lev
    Barclaycard Platinum Travel/Cashback £698.77 for 1520
    TravelFx £704.32 for 1520
  • NoodleDoodleMan
    NoodleDoodleMan Posts: 3,370 Forumite
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    Metrobank also accept online applications now, and are quite quick in getting the account up and running - allegedly.
  • NoodleDoodleMan
    NoodleDoodleMan Posts: 3,370 Forumite
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    edited 26 June 2019 at 2:59PM
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    Cautionary Alert - it appears the foreign ATM fee free offer etc. for the Platinum Cashback card has been withdrawn very recently - for new applicants ?

    https://forums.moneysavingexpert.com/showthread.php?t=6018311
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