Barclaycard Platinum Cashback Plus vs Platinum Barclaycard

dontstopthemusic

I applied for the Barclaycard Platinum Cashback Plus to use abroad as suggested on MSE, but they've offered me the standard Platinum Barclaycard only. Does this matter? It says on the letter "you'll still benefit from our non-sterling transaction fee offer". So should I presume it is still a good card to use abroad? Don't want to be caught out by something I hadn't thought of like any additional charges. I want to be able to use it for withdrawals and spending abroad. Many thanks.

EveryWhere

dontstopthemusic wrote: »

I applied for the Barclaycard Platinum Cashback Plus to use abroad as suggested on MSE, but they've offered me the standard Platinum Barclaycard only. Does this matter? It says on the letter "you'll still benefit from our non-sterling transaction fee offer". So should I presume it is still a good card to use abroad? Don't want to be caught out by something I hadn't thought of like any additional charges. I want to be able to use it for withdrawals and spending abroad. Many thanks.

There are two versions;

Barclaycard Platinum Cashback Plus

and

Barclaycard Platinum Travel

The travel card doesn't have Travel written on it.

Does yours look like this;



If so, you can read about it here

Though do check if you have different T&C

dontstopthemusic

Thanks for the reply. They haven't sent it to me yet, have just sent me info offering me it instead of the Cashback Plus. They're just calling it the Platinum Barclaycard, no mention of Travel. I don't think it's the same as the Representative APR and Purchase rate are both listed as 29.9%, not 19.9% as shown in the image you posted.

EveryWhere

dontstopthemusic wrote: »

Thanks for the reply. They haven't sent it to me yet, have just sent me info offering me it instead of the Cashback Plus. They're just calling it the Platinum Barclaycard, no mention of Travel. I don't think it's the same as the Representative APR and Purchase rate are both listed as 29.9%, not 19.9% as shown in the image you posted.

Just confirm the actual T&C with them. How long the promo period as compared to the one to which I have linked, for instance.

NoodleDoodleMan

I suspect that linked image may be out of date - the barclaycard copyright indicated at the bottom is 2017.

Also it refers to the promo period lasting until August 2022, whereas more recent variations are to August 2023.

I compared the current images for the Platinum and Platinum Cashback cards, and there appears to be no clear visual differences - well, as far as I can determine, all very confusing !!!

EveryWhere

NoodleDoodleMan wrote: »

I suspect that linked image may be out of date - the barclaycard copyright indicated at the bottom is 2017.

Also it refers to the promo period lasting until August 2022, whereas more recent variations are to August 2023.

I compared the current images for the Platinum and Platinum Cashback cards, and there appears to be no clear visual differences - well, as far as I can determine, all very confusing !!!

Actually, no. The most recent Barclaycard Platinum Travel card advertisements indicated 2022. Cashback plus 2023.

I know, because I made a post about this recently, whilst the Travel card link was still up and posted both of the links.

I actually have the Travel card.

So whilst they may have taken the link down, they may still offer it to customers applying for the Cashback Plus, on varied terms.

EveryWhere

This is the page on the 10th of March this year

Take note:

You may be offered a different credit limit, representative APR, purchase rate or promotional Balance Transfer period to any shown here as it depends on your individual circumstances. Subject to status.

So the interest rate does not have to tally with the one shown in the advertisement.

It's still a good card if the OP keeps it in good stead, in clearing the full statement balance each time.

NoodleDoodleMan

Actually, no. The most recent Barclaycard Platinum Travel card advertisements indicated 2022. Cashback plus 2023

Maybe I'm looking at the wrong page - but when I Googled Barclaycard Platinum Travel card this link came up.

https://www.barclaycard.co.uk/personal/search-balance-transfer?WT.mc_id=C031L011N91&WT.srch=1&TC=GGL0000704&UTM_SOURCE=C031L011N91&UTM_CAMPAIGN=Search&UTM_MEDIUM=GGL0000704&gclid=Cj0KCQjw9JzoBRDjARIsAGcdIDWSCBir6ddupcFx_RN_ohUAcbpac6bYJb5YyMKAfVN6EHCqayEN_bsaAtkfEALw_wcB&gclsrc=aw.ds

I couldn't see any headline reference to August 2022 or 2023.

The use of "Travel" in the title is confusing, to me at least - and we have the 2023 cashback card

EveryWhere

NoodleDoodleMan wrote: »

Maybe I'm looking at the wrong page - but when I Googled Barclaycard Platinum Travel card this link came up.

https://www.barclaycard.co.uk/personal/search-balance-transfer?WT.mc_id=C031L011N91&WT.srch=1&TC=GGL0000704&UTM_SOURCE=C031L011N91&UTM_CAMPAIGN=Search&UTM_MEDIUM=GGL0000704&gclid=Cj0KCQjw9JzoBRDjARIsAGcdIDWSCBir6ddupcFx_RN_ohUAcbpac6bYJb5YyMKAfVN6EHCqayEN_bsaAtkfEALw_wcB&gclsrc=aw.ds

I couldn't see any headline reference to August 2022 or 2023.

The use of "Travel" in the title is confusing, to me at least - and we have the 2023 cashback card

The Travel card was the preceding card to the Cashback Plus card. It is no longer on their website. But if you click on the link in post #7, you will see the page as it was in mid March.

NoodleDoodleMan

Right, thanks - so the Travel card was reborn as the Cashback Plus sometime after March 2019.

That's what confused me !!!

EveryWhere

NoodleDoodleMan wrote: »

Right, thanks - so the Travel card was reborn as the Cashback Plus sometime after March 2019.

That's what confused me !!!

Not a problem.