My 5 year plan

savingholmes · 3 February 2018 at 9:23AM

Congrats on combining weightloss and debt loss. I am doing the same. I rejoined Sl1mming W0rld last May and since then have lost 2st 9b. I think it helped me get off some medication I was on and stick more closely to my financial goals

Drawingaline · 3 February 2018 at 10:15AM

Wow, well done on the weight loss. I have needed to shift two stone for the last few years and it just isn't happening. Buy tbh it's not been my focus really.

Well done on the lack of takeaways. We don't really do them, maybe pizza once in a while, we had it on my birthday this month which was my choice. We tend to eat in mostly too, but we have four kids and it gets very expensive if you go for anything other than fast food. We have a meal out planned next weekend for one of the children's birthdays, and it will probably cost near on £80! All budgeted for as we are going away, but still a crazy amount in my eyes.

JoJoC · 3 February 2018 at 10:44AM

Well done Rab! That's a fab loss! Keep up the good work !!!55357;!!!56397;

Debtnomoreplease · 3 February 2018 at 10:50AM

Hey Fatrab, just wanted to check in with you, as you're always good enough to comment on my diary. HUGE well done on the tax bill being paid off and done with-bet that's one amazing feeling! Also, fabulous weight loss-another good feeling. Glad to see you're doing so well-keep up the hard work :-) x

fatrab · 3 February 2018 at 12:50PM

Thanks to everyone who has commented, it really does mean a lot to me. Thank you for your support.

I was shocked when I stood on the scales this morning, expected 1 or 2 pounds off but to have lost 5 was amazing!!

I've been sticking to the 16:8 intermittent fasting and it seems to be working. Along with no beer or junk food of course...

Started the de-clutter this morning. Been through the kitchen, hall cupboard, loft and shed so far. Unfortunately nothing of value to sell, but the amount of space cleared will be helpful and the random junk that has accumulated over the past few years has been taken to the dump. A productive Saturday so far!

fatrab · 3 February 2018 at 12:59PM

Debtnomoreplease wrote: »

Hey Fatrab, just wanted to check in with you, as you're always good enough to comment on my diary. HUGE well done on the tax bill being paid off and done with-bet that's one amazing feeling! Also, fabulous weight loss-another good feeling. Glad to see you're doing so well-keep up the hard work :-) x

Thanks

The tax bill was an unexpected expense last month so it was a bit annoying that it popped up, I was expecting them to amend my tax code for next year and get the overpayment back that way. It has basically set my plan back a month but I'm going to compensate for that by looking at ways to reduce my outgoings even further. I've £100 per month to save for the next 10 months!

If I drive more economically I can save £40/month, that's a good start!

Been following your diary from the start and it's a shame MSE haven't been able to reinstate our original diaries. We started our journeys at the same time.

JoJoC · 3 February 2018 at 3:08PM

Well done in the clear out front- we are doing much the same today! Moving things about, getting rid of things and generally just trying to improve the use of our storage and space. It's been ongoing for the last 4 or 5 weeks so we are getting there! Good luck!

enthusiasticsaver · 3 February 2018 at 3:51PM

Fantastic weight loss. Well done on reducing the debt too.

fatrab · 5 February 2018 at 9:29AM

Morning! Happy Monday!

Day off today to attend chiropractor and doctor.

Unfortunatly didn't achieve any NSDs over the weekend, but still no alcohol and no takeaways which is good. And today will be a spend day too as the chiropractor (£35) is in the city centre and it's more cost effective to get the train instead of driving & parking.

Saturday's spending could've been avoided but was minimal, I went to the pub to watch the rugby and had 5 soda water & limes @ 70p each. Cabin fever was taking over so had to get out for a bit!

Sunday was shopping day, and as the weather was ok we took the wee one to a nearby mini-zoo (£1.40 each for entry) which was a nice change.

Diet is going really well, stepped on the scales again this morning and I've lost another 2 pounds. Can't believe how fast the weight is falling off but I'm sure this will slow down soon.

The old credit card's billing cycle has completed and the final full payment is due out on the 27th Feb so that'll be another thing gone and another step closer.

Credit cards are evil.

enthusiasticsaver · 5 February 2018 at 9:46AM

Well done on the weight loss and debt reduction. Good that the old credit card will be gone this month. I am not sure I would agree they are evil as used sensibly they are a useful tool as long as you PAY IT OFF IN FULL as Martyn would say. In the wrong hands though they are too much temptation.

My 5 year plan

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