My 25 Months Challenge
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i got the figure a lot lower but can't focus now despite trying hopefully i can have a good nights sleep and progress things tomorrow re the major frustration Sorry i've not been able to read diaries - i will do so soonMortgage Balance0
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savings and nichelette i can't seem to multi quote x thank you for stopping by savings wow! our goals are so very similar!Mortgage Balance0
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I have been through some really rough times, where I have had to really consider myself based on what others have done to me. I am no means perfect, but others have the power to cause you pain and make you re-consider yourself; am I a good person; did I do the right thing; can I improve; should I have done more etc.
I hope that whatever was causing the stress and chest pain will eventually go away. Horrible to hear it will take several months. Mine took several years, but once through the other side, you can reflect on how it showed how strong you are and what you can endure.
Good luck, I hope everything goes your way!Still striving to be mortgage free before I get to a point I can't enjoy it.
Owed at the end of -
02/19 - £78,400. 04/19 - £85,000. 05/19 - £83,300. 06/19 - £78,900.
07/19 - £77,500. 08/19 - £76,000.0 -
StripeyTightsSpottySocks wrote: »Anyways, on Saturday night before i could sleep i was inevitably thinking about money and this was my first chance to post.
i can't remember what i decided but think i should just put down the amazingly large figure of.. drum roll
£115,000
So the target for about 2 years time is to muster up £115,000 but if we don't have a plan how will we get there? And i have seen many people post that you should aim for your main goal because aiming for that can only be good however well you do x
So:
£115,000
less 14,400 usual payments
£100,600 - see it looks better already
less £19,200 additional payments
£81,400
less £9,300 already saved
£72,100
less £1,200 will save
£70,900
less £800 should receive at least this in bonuses
£70,100
to be continued... i
I just love this optimism, excitement and determination. No matter how far you get i'm certain you'll give it a good go!MFW: Was: £136,000.......Now: £61,892.24......
Mortgage Neutral Deficit: £43,082.90... Mortgage Neutral Savings: £18,809.34
MFiT-T6 #13 - £3,517 of £15,500 (22.69%)
1% Mortgage Challenge 2022 - £157.59 of £6500 -
I have been through some really rough times, where I have had to really consider myself based on what others have done to me. I am no means perfect, but others have the power to cause you pain and make you re-consider yourself; am I a good person; did I do the right thing; can I improve; should I have done more etc.
I hope that whatever was causing the stress and chest pain will eventually go away. Horrible to hear it will take several months. Mine took several years, but once through the other side, you can reflect on how it showed how strong you are and what you can endure.
Good luck, I hope everything goes your way!
Thank you for your support Tahlullah and for posting and sharing. It really does mean a lot.Unfortunately, it may well take months and years and is likely to cost ££££ i'm actually almost kicking myself for being a very agreeable person as I could not have done more and this has been well and truly taken advantage of At the same time though, i do not want others to negatively affect my behaviour so am actually thinking at least i was true to myself. Let's hope the ££££ doesn't happen or if it does it is worth it. i do not want to 'out' myself so not going into details on here. I am slightly better now to yesterday thank you. And whilst i'd prefer it's not the case, it's good to hear from someone who has been in a similar situationMortgage Balance0 -
shangaijimmy wrote: »I just love this optimism, excitement and determination. No matter how far you get i'm certain you'll give it a good go!
Thank you so much shangaijimmyMortgage Balance0 -
Hello all
Well today has fared no better than yesterday. That being said lets just move onto money whilst this unpleasantness rumbles on in the background.Mortgage Balance0 -
Anyways, on Saturday night before i could sleep i was inevitably thinking about money and this was my first chance to post.
i can't remember what i decided but think i should just put down the amazingly large figure of.. drum roll
£115,000
So the target for about 2 years time is to muster up £115,000 but if we don't have a plan how will we get there? And i have seen many people post that you should aim for your main goal because aiming for that can only be good however well you do x
So:
£115,000
less 14,400 usual payments
£100,600 - see it looks better already
less £19,200 additional payments
£81,400
less £9,300 already saved
£72,100
less £1,200 will save
£70,900
less £800 should receive at least this in bonuses
£70,100
less £1500 reduce food shopping bill (average of about £15 a week. I have a voucher i should be able to use for food at £50 so that's 3 weeks and more taken care of. Holidays will happen so no food spends for us then, just the cats so savings again and generally using what we have and eating of stores)
£68,600
less £20,000 Matched Betting / winnings - to be started this weekend
£48,600
less £20,000 second job. Finish application this weekend
£28,600
less £100 cashback
£28,500
less £500 selling items i no longer need / use / want
£28,000
less £200 Birthday / Xmas money 9some family always give money so think it should be this much based on many, many years experience
£27,800
less £3,000 Mystery shopping
£24,800
less £300 surveys
£24,500
to be continued...Mortgage Balance0 -
Wow! I love your planning. I thought I was being audacious attempting to clear £77,500 in 4 years. I will re look at where you plan to get the money from over the next 2 years to have a final figure of £27,800, and see if I can plan in the same way.
Such an inspiration. Puts me to shame.
I must work harder!Still striving to be mortgage free before I get to a point I can't enjoy it.
Owed at the end of -
02/19 - £78,400. 04/19 - £85,000. 05/19 - £83,300. 06/19 - £78,900.
07/19 - £77,500. 08/19 - £76,000.0 -
Oh wow, what a fantastic target! That would be an amazing achievement.
If you're going to look into matched betting make sure you triple check before you put any bets on . Have you seen the team profit site at all? That's how I started. I love a bit of matched betting .Finally bought a homeStarting mortgage £289,500 31.01.19 - Current outstanding £207,243.66Overpayments since 27.03.19: £46,161.460
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