Bank cancelled my card by accident & want to negotiate Compensation?

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debbie_t84
debbie_t84 Posts: 9 Forumite
edited 14 October 2019 at 9:35PM in Reclaim bank & credit card charges
Negotiated a good amount.
«13

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  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
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    debbie_t84 wrote: »

    Cancelled card = stress, running around, panic, no present on time as not ordered on time, relying on hoping to have enough cash over the weekend, extra fuel costs, putting my mum in a position, when I do receive my new card all the farting about online upset with paying bills, wasted anger and energy. Also tomorrow will be wasted and they are lucky I am off the start of the week but having to sit in for a parcel now!
    You won't be getting any "compensation" for losing your own card I'm afraid.

    You may get a goodwill payment for the Bank teller's incompetence, however.

    You have no legal right to demand a specific figure, though, especially as you have suffered no quantifiable loss...
  • BoGoF
    BoGoF Posts: 7,099 Forumite
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    My advice - stop being a drama queen. If that ramble was a long story short......
  • Davy_Jones_II
    Davy_Jones_II Posts: 491 Forumite
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    I’d pitch for enough to get the new iPhone pro max, the version with the bigger memory, but even this can’t make up for upsetting a child, so maybe ask them to also let you off with the next couple of months credit card statements.

    They’ll be making more than this every month off your family, so can well afford it.
  • photome
    photome Posts: 16,364 Forumite
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    Sorry OP, not sure what your question is I gave up reading it , as others may do I suspect.


    stick to the facts about what happened ( leave out why, and where you went, and what you had for lunch etc) and repost is my advice
  • AnotherJoe
    AnotherJoe Posts: 19,622 Forumite
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    OP, There a whole forum on bank accounts, post in that instead of one on PPI.
    And you already summarised your issue in the headline, so why post all that extraneous irrelevant stuff when the question is "I lost my card and the bank teller accidentally cancelled my husbands card instead what compensation am I due"

    https://forums.moneysavingexpert.com/forumdisplay.php?f=20
  • Money_maker
    Money_maker Posts: 5,471 Forumite
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    The moral of the story - don't buy your daughters birthday present at the last minute.
    Please do not quote spam as this enables it to 'live on' once the spam post is removed. ;)

    If you quote me, don't forget the capital 'M'

    Declutterers of the world - unite! :rotfl::rotfl:
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
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    debbie_t84 wrote: »
    .
    Well I could write a novel on my emotional response

    I don't doubt that for a moment.
  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
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    AnotherJoe wrote: »
    OP, There a whole forum on bank accounts, post in that instead of one on PPI.
    The answers there would be similar both in tone and content.
  • normanna
    normanna Posts: 172 Forumite
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    Take the £50 if they offered it and stop making this into a drama. The bank are being very generous as it is.
  • AnotherJoe
    AnotherJoe Posts: 19,622 Forumite
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    Op why didn't you simply buy on a credit card and avoid all the Drama ?
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