Monzo

Deleted_User wrote: »

I get paid by BACS for my day job as many people do but I still need cash. My local club only takes cash, and if I have a big win on the fruity I need somewhere to deposit it. Same if I sell something of value on Gumtree or the local FB selling groups.

This notion of having cash is seen as being dirty or you must be dodgy by these new fintech banks really needs to stop.

Cash ain't going anywhere soon no matter how hard they try.

Agreed, it’s crazy how the they want to push the idea that a cashless society is here now.

Red-Squirrel wrote: »

Weird what people will get all tribal and argumentative about.

I have both Starling and Monzo, as well as two 'traditional' current accounts.

I use whichever one is best suited for whatever I'm doing at the time. There's no need to have unwavering fealty to one!

Agreed, it’s quite frightening to see the coral bunch jump on and attack any post by a person who has a problem and posts about it in a critical manner on their forum, the staff seem to allow the maniacs to act as they want as long as they remain uber-Monzo, even down to allowing personal attacks, it’s worse than some forms of religious zeal.

I was going to join the forum (as I have a Monzo account) but after lurking for a while decided against it, as it’s pretty much the Monzo way or you’re out. I’ve seen people post PM’s on other forums where they are warned that Monzo criticism is considered against the rules as they upset the coral crew users and will be banned if they post that way again.

Deleted_User wrote: »

Starling only brought in post office deposits due to pressure from their customers. It certainly wasn't part of their original business plan. No body ever should be handling cash...

Not correct, Starling made provision for cash deposits from the time they started trading.

Deleted_User wrote: »

Yes with a convoluted way involving Natwest branches and depositing into some special collection account with a reference number. Then waiting days for it to be credited to your Starling account.

There was nothing convoluted about it (other than finding a NatWest branch), it was paid into a sort code and account number like any other deposit, it would usually be credited to your account at the end of the business day or next morning.

Though even if it entailed dancing with a fairy and getting the wicked witch to magically transport the money to your account the statement that you made:

Deleted_User wrote: »

Starling only brought in post office deposits due to pressure from their customers. It certainly wasn't part of their original business plan. No body ever should be handling cash...

Is absolutely and categorically wrong, in every aspect...