ATB'S Frugal Foray to Freedom

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  • atypicalblonde
    atypicalblonde Posts: 3,057 Forumite
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    Drizzly weekend here so a lot of time has been spent indoors. On the plus side the children have played nicely, I have caught up on loads of laundry and we have had a lie in both days :j

    Money shuffled and signature updated. Chased accountant re. tax refund, it can take up to 30 days apparently, hopefully it will arrive before month end and we will be ever closer :cool:

    Meals planned and prepped where possible for the week ahead, and some business admin work done for DH. Off for a leisurely shower now and perhaps put my feet up x
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
  • atypicalblonde
    atypicalblonde Posts: 3,057 Forumite
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    We've lit the woodburner :j
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
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    We might light ours tonight - definitely damp and chilly!
  • atypicalblonde
    atypicalblonde Posts: 3,057 Forumite
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    I'm still lurking here but not much to report. Had several things to pay out for this week so account looking a bit dire. Have one more thing to sort out then will be on straight and narrow. £10k totally unachievable by end of month but really trying not to be too hard on self.

    Had a week of feeling cross, frustrated, anxious and sad all in one go - not good and need to address.

    In the spirit of keeping things from being a total dead loss however I have done a £11 Ziffit trade and will be eating from stores all weekend so no spends planned.
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
  • Betterthanever
    Betterthanever Posts: 584 Forumite
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    How do you find ziffit? It is on my list of things to explore in the next couple of weeks.
  • atypicalblonde
    atypicalblonde Posts: 3,057 Forumite
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    Betterthanever wrote: »
    How do you find ziffit? It is on my list of things to explore in the next couple of weeks.

    Very good, prompt payers and fair prices for the items.

    Small win this morning - gas & elec DD reduced by £15 per month. Not a huge amount (and we do pay a lot!) but it all helps. Off to work...
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
  • Betterthanever
    Betterthanever Posts: 584 Forumite
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    Thank you - I shall move it up my "to do" list then!


    Have a good Friday!
  • themadvix
    themadvix Posts: 7,898 Forumite
    Mortgage-free Glee! Photogenic First Anniversary Name Dropper
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    Don't be downhearted ATB, you're doing so well!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • atypicalblonde
    atypicalblonde Posts: 3,057 Forumite
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    themadvix wrote: »
    Don't be downhearted ATB, you're doing so well!

    Thanks love. Not sure where the wave of sadness has come from but must deal with it.

    If I neglect this thread things will slip so I will report at least a small win of the MFW front each day. Yesterday was Ziffit sale, today is £15 reduction in gas & elec direct debit, who knows what tomorrow's will be.
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
  • genieuk
    genieuk Posts: 341 Forumite
    First Post First Anniversary Combo Breaker Mortgage-free Glee!
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    definitely getting colder, but really don't want to put the heating on just yet.

    Just had a mini panic attack, we are in the process of remortgaging to another lender and have only just realised I have gone over my 10% op thankfully only by £51 pound so the fee is £1+. Phew! Standing order cancelled straight away, I think with all the confusion and cancelled appointments I missed that one.

    But I don't understand what I have been told on the phone I have asked for a redemption figure and it is £1200 more than current figure on online banking why would there be such a difference interest is added monthly?
    Mortgage
    June 2011 £145,943.13
    Dec 16 £74,537; Feb
    Aug 17 £59,399.96
    Nov 19 £0.00
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