Renovations and Repayments II: New Year, New Start, New Diary.

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  • wishingthemortgaheaway
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    AlexLK wrote: »

    My son goes to bed at 8pm each evening and I read to him for 30 minutes. Before bedtime we walk our dog together, I listen to him read, work on maths, music theory, piano and violin each day. Not sure how he could work on this independently? My wife and I used to cook together years ago, now she just expects dinner or we go out.

    After son is in bed my parents call, I work on things which need doing (project, this house, issues with tenants, dealing with my son's fish etc. etc.) and Mrs. K. goes to bed at 10pm each evening. She gets up early and goes to work before my son and I get up. Apparently, she likes to arrive at work early because there's no traffic, so we don't really see each other at all from Monday - Friday. :(

    Hi Alex,
    Here are my thoughts on this, please feel free to ignore, I hope you don't feel like I'm criticizing, but trying to offer some potential solutions. I'll try and explain my experience, background & 'qualifications' for each idea:

    8pm bedtime plus 30minutes being read to. This is quite late for a 7 year old. I would say 7:30 bed, lights out by 8 is late enough. Obviously every child is different, but shifting bed time (and potentially getting up time) by 30minutes could be win win all round (he may get to see his mum before she goes to work) I taught lower key stage 2 for years, those with an 8pm bedtime or later generally struggled more with energy levels. For those who found learning difficult it affected learning, for those who found social interaction more effort this was affected more.

    As he gets older supporting his reading changes. You are no longer needing to listen to the mechanics of reading, but there to support comprehension, especially inference and deduction. School reading schemes can be dull dull dull, so focus on reading and discussing books together. Have a search for 'comprehension keys' (pretty sure that's what it's called) lots of question starters for the different reading skills. This means much more discussion over books at, for example meal times. By 7 I was sat on the kitchen step reading my book to mum while she cooked dinner. If I did this (with dull as ditch water school book) she would have longer to read to me at bedtime, if I didn't half of bedtime reading was taken up with me reading boring school books.

    The most effective 'extras' for maths (in my experience as a primary school teacher) is mental agility (easily covered on the school journey), times table recall, mental calculations and other aural maths type questions. Another huge benefit outside of school is application, so using maths in real life contexts with all your driving working our mpg, cost per mile, depreciation (or appreciation) of vehicles etc. as well as journey times, distance over a specified time are all good skills of application and combining mathematical operations.

    Finally: violin/piano/music theory practice. By 8, I was 'on my own' for my music practice. I had instrumental lessons once a week and one theory lesson a week. In between times I had to practice on my own as I surpassed the musical skills of both my parents. I don't feel I suffered musically because of this, my instrumental teachers taught me how to practice effectively and independently and gave me notes during my lesson on what to work on. At 7 I played in town wide bands & orchestras, 11 I joined the county ensembles at at 14 national youth ensembles. I successfully auditioned for places at 3 music colleges at 17 (the fact I chose not to take up the places is irrelevant here)


    You do so much with your son, it is admirable, would I have liked all of that from my parents? Would I like to give all that to my son? Yes I would, but not at the expense of my other relationships. When my son (hopefully) starts instrumental lessons will I want to guide his practice every time, of course, and when he starts, I will, but I will also (hopefully) teach him how to make progress independently, for I will not always be there to point out his next steps.
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • pinknsparkly
    pinknsparkly Posts: 542 Forumite
    First Anniversary First Post Name Dropper
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    Hi Alex,

    I've been away from the boards for a couple of months and am only now catching up. In terms of the issues you've been having with your wife, I would echo other people's comments and suggest that you combine the things you spend time on. So for example, listening to your son reading whilst cooking dinner will allow him to feel a little more "grownup" and (trust me!) you will still pick up his mistakes and anything he is struggling with! Similarly, perhaps you and he can look after his fish together (which apart from anything else will help teach him the importance of caring for others) whilst doing some basic, age appropriate mental maths.

    If freeing up time during the working week seems a step too complex at this moment in time, then have you considered carving out some family time and also some couple time (when your son spends a few hours with your parents for example). My relationship with my husband has been through a real strain recently with me undergoing a PhD whilst struggling with immense mental health issues alongside a number of close family members deaths and prolonged illnesses. Carving out this sort of respite time for the two of us was absolutely 100% essential for the health of our relationship and also our sanity!! We were completely broke (as in, last weekend after my first payday in two years we finally went and spent £50 on new clothes for us as we were looking incredibly raggedy round the edges!) so would go for walks along the canal, use vouchers for super cheap dinners out, make a couple of pints each last hours in a sunny beer garden. Though you are not in the same financial boat at all, it really is the thought that counts (as cliche as that sounds!!).

    I wish the three of you the best of luck, but most of all: please do talk to each other and do something, anything. the worst thing you can do is stick your head in the sand and hope it goes away! xxx
    MFW2023 challenge #99: £1090.11 / £1,000 MFiT-T6 (Jan 2022 - Jan 2025) challenge #99: Reduce mortgage to £400,000. Current balance = £413,551.19 Initial MF date (23rd Aug 2022): Sep 2051 Current MF date: Jul 2051 Last updated: 15/06/2023
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
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    Not done a lot this bank holiday Monday. Woke to snow and decided we didn't really want to go out / do a lot with the day. Afraid to say we spent the morning in our sitting room watching a film. :o

    Just getting a chance to formulate some targets for April after a disastrous March so far as targets are concerned. So far I have:

    Financial
    Book appointments with accountant, tax advisor and IFA
    Mortgage overpayment /£1,000
    Personal savings /£1,500
    Sell /£5,000

    Household
    Finalise kitchen designs
    Quotes for materials
    Clear kitchen of anything unnecessary

    Food / Drink
    Eating out /4 - want to try to cook a bit more this month rather than eating out numerous times per week.
    Grocery budget /£450
    Meat free days /10
    Alcohol free days /15

    Work / Business
    Look for another project if offer not accepted
    Book holiday time from work (Mrs. K. and I are going away for a few days together this month for her birthday)
    Organise what I'm doing for the coming month

    Life
    Read a book not related to my work
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
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    Karmacat wrote: »
    Alex, I'm glad I haven't offended you. Turns out Wishing has asked a really important question ... Little K needs to see the two of you together, and if absolutely **all** your energy is going into him and his development, he doesn't get that, and nor does he get the chance to just "be". You're such a loving dad, anyone with half an ear can tell that, but it might be time to dial it back just a tad. I can see how your wife's attitudes are heartbreaking to you, and I'm so sorry its reached this pitch - but honestly, there's some rebalancing needed. Have a think about her underlying agenda in wanting your son away at boarding school - is she really asking for more attention from you, for example? I have no idea if its true, and I'd never "diagnose over the web", but I'm just saying, look underneath whats going on.

    HTH. I'll delete this if you want, just let me know.

    Karmacat, you have not offended me at all. :)

    I suppose all my energy does go into parenting. It's important to me that I make an effort to be the best parent I can be. I've put being a father before my marriage.

    Would certainly say that's one of the reasons my wife wants our son away for a good proportion of the year.
    Bluefire wrote: »
    I can only speak for myself, but if my husband spent so much time in an evening talking to his parents, continuing to work and dealing with fish that he couldn't even spare an hour to spend some time with me I wouldn't be happy. Obviously there are perhaps phone calls that need to be made early in the evening outside of working hours, but if Mrs K goes to bed earlier than you do could some of it not be put off until then?

    It's important to make time for each other in any relationship outside that spent with a child. I don't think in any way that sending your son away is the solution to how Mrs K is feeling, but it seems something needs to change. Barely seeing each other Mon-Fri is no good for anyone.

    I hadn't really considered I was not making time for her, to be honest. Certainly not intentional but I do perhaps need to see if some things can be moved around / change. I suppose I'm happy for our time together to be spent with our son but she isn't.
    Hi Alex,
    Here are my thoughts on this, please feel free to ignore, I hope you don't feel like I'm criticizing, but trying to offer some potential solutions. I'll try and explain my experience, background & 'qualifications' for each idea:

    8pm bedtime plus 30minutes being read to. This is quite late for a 7 year old. I would say 7:30 bed, lights out by 8 is late enough. Obviously every child is different, but shifting bed time (and potentially getting up time) by 30minutes could be win win all round (he may get to see his mum before she goes to work) I taught lower key stage 2 for years, those with an 8pm bedtime or later generally struggled more with energy levels. For those who found learning difficult it affected learning, for those who found social interaction more effort this was affected more.

    As he gets older supporting his reading changes. You are no longer needing to listen to the mechanics of reading, but there to support comprehension, especially inference and deduction. School reading schemes can be dull dull dull, so focus on reading and discussing books together. Have a search for 'comprehension keys' (pretty sure that's what it's called) lots of question starters for the different reading skills. This means much more discussion over books at, for example meal times. By 7 I was sat on the kitchen step reading my book to mum while she cooked dinner. If I did this (with dull as ditch water school book) she would have longer to read to me at bedtime, if I didn't half of bedtime reading was taken up with me reading boring school books.

    The most effective 'extras' for maths (in my experience as a primary school teacher) is mental agility (easily covered on the school journey), times table recall, mental calculations and other aural maths type questions. Another huge benefit outside of school is application, so using maths in real life contexts with all your driving working our mpg, cost per mile, depreciation (or appreciation) of vehicles etc. as well as journey times, distance over a specified time are all good skills of application and combining mathematical operations.

    Finally: violin/piano/music theory practice. By 8, I was 'on my own' for my music practice. I had instrumental lessons once a week and one theory lesson a week. In between times I had to practice on my own as I surpassed the musical skills of both my parents. I don't feel I suffered musically because of this, my instrumental teachers taught me how to practice effectively and independently and gave me notes during my lesson on what to work on. At 7 I played in town wide bands & orchestras, 11 I joined the county ensembles at at 14 national youth ensembles. I successfully auditioned for places at 3 music colleges at 17 (the fact I chose not to take up the places is irrelevant here)


    You do so much with your son, it is admirable, would I have liked all of that from my parents? Would I like to give all that to my son? Yes I would, but not at the expense of my other relationships. When my son (hopefully) starts instrumental lessons will I want to guide his practice every time, of course, and when he starts, I will, but I will also (hopefully) teach him how to make progress independently, for I will not always be there to point out his next steps.

    We couldn't fit everything in if my son went to bed earlier. Currently he gets up at 7.45am which suits me. :) Glad he's not an early riser, to be honest. Also do not think his energy levels suffer, he's doing well in school. :) My wife gets up at 6.00am and leaves just before 7.00am. There is no need for her to leave this early but she chooses to be in work early.

    So far as reading is concerned we spend 20 minutes reading and 20 minutes either talking about the book or I set questions for him to write answers to. At bedtime I read to him, he does not read to me.

    I ask lots of mental arithmetic questions but in a designated time slot rather than when out with our dog / going to school / other journeys. Thanks for that as I wouldn't have thought about that and think that will be a step forward. :) We also cover some KS2 maths curriculum each evening as it allows him to get ahead (he's in year 2 at the moment).

    What's your instrument? :) My son is in a bit of a different position with his music as I teach him as well as supervise practise. I had lessons once per week and was supervised during practise time by a specialist. He leaves school at 3.30pm and goes to my cousin's three days per week until I pick him up from there so apart from when he goes to orchestra, I am the only specialist he sees.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Options
    Hi Alex,

    I've been away from the boards for a couple of months and am only now catching up. In terms of the issues you've been having with your wife, I would echo other people's comments and suggest that you combine the things you spend time on. So for example, listening to your son reading whilst cooking dinner will allow him to feel a little more "grownup" and (trust me!) you will still pick up his mistakes and anything he is struggling with! Similarly, perhaps you and he can look after his fish together (which apart from anything else will help teach him the importance of caring for others) whilst doing some basic, age appropriate mental maths.

    If freeing up time during the working week seems a step too complex at this moment in time, then have you considered carving out some family time and also some couple time (when your son spends a few hours with your parents for example). My relationship with my husband has been through a real strain recently with me undergoing a PhD whilst struggling with immense mental health issues alongside a number of close family members deaths and prolonged illnesses. Carving out this sort of respite time for the two of us was absolutely 100% essential for the health of our relationship and also our sanity!! We were completely broke (as in, last weekend after my first payday in two years we finally went and spent £50 on new clothes for us as we were looking incredibly raggedy round the edges!) so would go for walks along the canal, use vouchers for super cheap dinners out, make a couple of pints each last hours in a sunny beer garden. Though you are not in the same financial boat at all, it really is the thought that counts (as cliche as that sounds!!).

    I wish the three of you the best of luck, but most of all: please do talk to each other and do something, anything. the worst thing you can do is stick your head in the sand and hope it goes away! xxx

    Not sure I could concentrate on listening to him read and cooking at the same time. To be honest, I like to do one thing at a time. With regard to the fish, he feeds them but I do the tests / water change etc. He helps during his time off from school.

    Don't really want my son to be with others anymore than he currently is as my cousin picks him up from school three days per week already. Do rather enjoy doing things that cost little. One of our favourite things to do is dog walking followed by a picnic in the LR. :)

    We do need to talk to each other more. She's my best friend but we haven't had a great marriage. I wonder if we've been through too much together sometimes.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
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    So much for making good plans this month ...

    Financial

    Book appointments with accountant, tax advisor and IFA At least I have something to tick off the list
    Mortgage overpayment /£1,000
    Personal savings /£1,500
    Sell /£5,000 :rotfl:Not even considered this so far

    Household
    Finalise kitchen designs Another thing I've not thought about
    Quotes for materials :rotfl:
    Clear kitchen of anything unnecessary :rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:

    Food / Drink
    Eating out /4 - want to try to cook a bit more this month rather than eating out numerous times per week. :rotfl:This has been a complete disaster
    Grocery budget /£450 :rotfl:Double may cover it if we are careful :( (eating v. cheaply for the rest of the month and cooking)
    Meat free days /10 :rotfl:
    Alcohol free days /15 :rotfl::rotfl::rotfl:

    Work / Business
    Look for another project if offer not accepted Been looking not found
    Book holiday time from work (Mrs. K. and I are going away for a few days together this month for her birthday) Done and going to be away next week, so more to spend on meals out, entertainment etc. etc.
    Organise what I'm doing for the coming month :rotfl::rotfl::rotfl::rotfl:

    Life
    Read a book not related to my work :rotfl::rotfl:
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • beanielou
    beanielou Posts: 90,308 Ambassador
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    :rotfl: :rotfl: :rotfl: :rotfl::rotfl:
    Sorry!

    Enjoy your break.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
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  • AlexLK
    AlexLK Posts: 6,125 Forumite
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    Managed to be sensible for the past two evenings and cook. Really enjoyed the food and hope its not going to be the disaster it has been when my wife and I get back. We are going away for the coming working week and our son is staying with my cousin. He's looking forward to it but I'm starting to feel rather guilty. Mrs. K. can't wait to get away for a week.

    Going to start thinking about the kitchen situation when we get back. :)
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • kelpie35
    kelpie35 Posts: 1,781 Forumite
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    Hope you both have a lovely time away.

    Don't feel guilty, you both deserve time alone.

    Take care
  • Karmacat
    Karmacat Posts: 39,460 Forumite
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    Enjoy the holiday :)
    2023: the year I get to buy a car
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