Finally Debt Free After 34 Years, But Still Need to Live Frugally
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Thanks Elizabeth .
I must admit as soon as my children were born I had an insight into how much stress my parents felt, not that I was a wild child by any means.
I love lists, they help me to feel on top of things and therefore more relaxed .
I didn't realise the post office did that, I'll have to look into that.
One Poll is a company I have been meaning to join. I joined Panel Base recently but so far have been screened out of ALL of the surveys they have sent, so not too impressed with that one :mad:. PA and You Gov are my current favourites; although YG is slow it is at least reliable.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I slept well again for 7 hours so feel more refreshed.
I felt a bit tearful before I went to sleep due to DS2 wanting to go back to America so soon and for much longer , but I feel a bit better this morning. I just need to adjust to the idea.
Today tasks are:
Some work matters that need dealing with
Papers to drop off to the accountants
Help DS2 sort out his unpaid council tax :eek:
Remind DS2 to give notice on the flat he has never lived in
More laundry
Check for surveys
Have a good Friday everyone, it's nearly the weekend :T.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I feel more cheerful this evening so my two nights of good sleep must have done me good .
I didn't achieve everything on my list, partly because DS2 didn't wake up 5.00pm :eek:. He must still be on American time. But the work stuff got done so I'm pleased with that :T.
Some work matters that need dealing with - DONE
Papers to drop off to the accountants - NOT DONE
Help DS2 sort out his unpaid council tax :eek: - NOT DONE
Remind DS2 to give notice on the flat he has never lived in - NOT DONE
More laundry DONE
Check for surveys - DONE
I feel more relaxed this evening. I've had a shower and washed my hair and I'm about to start a quick dinner. I've remembered to put down the Christmas tablecloth so the kitchen is looking festive. After that we're going to relax with a Christmas film :rudolf::xmassmile.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Glad you're feeling refreshed after your good sleeps HHOD xxMummytogirls x0
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Thanks MTG .Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
DH has caught DS2's infection :eek:. He woke up with a dreadful headache, sore throat and is cold, despite sitting wrapped in a duvet with the heating on .
I just hope I don't catch it :eek:. I took some echinaccea last night and this morning to try and ward it off. DH didn't take any last night which may be why he caught it. DS2 on the other hand is very much on the mend, but still too tired to walk to the supermarket so wanted a lift from DH last night.
I'm going to leave DH dosed up with pain killers and nip into town quickly, before I come down with it. I want to get a few last minute Christmas bits and have my charity shop trawl and my latte .
I hope everyone has a great Saturday .Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Best to stay out of the way Hairy - you don't want to be ill for Christmas.
By contrast with you feeling sad DS is off to America again, here's me desperate for my DD to go somewhere - just a week would do :rotfl:
Enjoy your dayChristmas Savings 2024 £252.38/£600 April NSD:2 April Surveys £0 -
It's freezing up North here HHOD wrap up . Enjoy your trip out and your latte. The shops will be full of people . Hope you escape the germs , I am feeling much better today , just a tad tired.0
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Enjoy your Saturday jaunt HHOD.
Hope DH isn't feeling too bad xxMummytogirls x0 -
Sun_Addict wrote: »Best to stay out of the way Hairy - you don't want to be ill for Christmas.
By contrast with you feeling sad DS is off to America again, here's me desperate for my DD to go somewhere - just a week would do :rotfl:
Enjoy your day
:rotfl::rotfl: DC always do the opposite of what you want them to do. If you want them to stay they go and if you want them to go they cling on like leeches :rotfl:.Cumbria_lass wrote: »It's freezing up North here HHOD wrap up . Enjoy your trip out and your latte. The shops will be full of people . Hope you escape the germs , I am feeling much better today , just a tad tired.
Glad you're feeling better Cumbria. The shops weren't too bad considering.mummytogirls wrote: »Enjoy your Saturday jaunt HHOD.
Hope DH isn't feeling too bad xx
He seems a bit better now thanks.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0
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