Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • beanielou
    beanielou Posts: 90,296 Ambassador
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    Enjoy your weekend :)
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    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
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  • redofromstart
    redofromstart Posts: 4,167 Forumite
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    Hope the weather is good for your Saturday saunter :)
    My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese

  • Seasidegal58
    Seasidegal58 Posts: 5,677 Forumite
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    Just catching up with your diary Hairy. Good to hear you're slowly getting your energy back.

    :eek: to DS's situation. It would be more than enough for an older experienced guy to cope with - living with mother, hostile kids, nasty ex - let alone living in a different country and trying to get a job (which in the US wouldn't be clear cut anyway - the powers that be would take a hard look and may well come to the conclusion that what with the age gap etc DS is trying to make a marriage of convenience just to get into the country). I think though the fact DS is talking of travelling around this year is excellent. Once he really gets out and about and mixes more there is every likelihood it will bolster his confidence and he will meet someone more suitable and nearer his own age.

    Hope you enjoy your family get together this evening Hairy.

    PS loved carboot's postman story by the way - though not so good for him obviously!
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
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  • elizabethhull
    elizabethhull Posts: 765 Forumite
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    Happy Saturday, all !

    I finally gave in, and went back to the beginning of your diary HH, because the frustration of not knowing who PA were and who the furry moron was (I'd guessed a guinea-pig) was driving me mad !!! Ok, now I know!

    It was also really interesting reading about family loo-roll consumption. When we have elder daughter & SIL for the weekend, I have to lay in large supplies - do they eat it ? Do they make nests with it before using ? Not really a question I can ask is it !

    Also your lists of how to economise were fascinating; lists of things I never thought to spent money on in the first place (eg phone contract), readily counterbalanced by my own unnecessary expenditures (hey-ho!!). So easy to let the little things mount up. You've come a long way already, and these lists should make you proud.
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    Have a lovely weekend hairy xx
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  • Sun_Addict
    Sun_Addict Posts: 21,288 Forumite
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    Glad you're feeling stronger, that flu really knocked you for six. Don't rush to get back to normal, take it steady. Have a lovely weekend xx
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  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
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    jwil wrote: »
    Happy friday! Have a good weekend :)
    beanielou wrote: »
    Enjoy your weekend :)
    redofromstart wrote: »
    Hope the weather is good for your Saturday saunter :)

    Thanks all :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
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    Seasidegal58 wrote: »
    Just catching up with your diary Hairy. Good to hear you're slowly getting your energy back.

    :eek: to DS's situation. It would be more than enough for an older experienced guy to cope with - living with mother, hostile kids, nasty ex - let alone living in a different country and trying to get a job (which in the US wouldn't be clear cut anyway - the powers that be would take a hard look and may well come to the conclusion that what with the age gap etc DS is trying to make a marriage of convenience just to get into the country). I think though the fact DS is talking of travelling around this year is excellent. Once he really gets out and about and mixes more there is every likelihood it will bolster his confidence and he will meet someone more suitable and nearer his own age.

    Hope you enjoy your family get together this evening Hairy.

    PS loved carboot's postman story by the way - though not so good for him obviously!


    Thanks SSG you always have something sensible and reassuring to say :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
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    elizabethhull wrote: »
    Happy Saturday, all !

    I finally gave in, and went back to the beginning of your diary HH, because the frustration of not knowing who PA were and who the furry moron was (I'd guessed a guinea-pig) was driving me mad !!! Ok, now I know!

    It was also really interesting reading about family loo-roll consumption. When we have elder daughter & SIL for the weekend, I have to lay in large supplies - do they eat it ? Do they make nests with it before using ? Not really a question I can ask is it !

    Also your lists of how to economise were fascinating; lists of things I never thought to spent money on in the first place (eg phone contract), readily counterbalanced by my own unnecessary expenditures (hey-ho!!). So easy to let the little things mount up. You've come a long way already, and these lists should make you proud.

    Thank you Elizabeth. That must have been a long read :rotfl:.

    I feel your pain with the loo roll consumption, it will forever be one of life's mysteries!

    It's always fascinating to see what other people spend money on. Not having enough to cover the bills does tend to sharpen perspective however and make people realise the difference between a want and a need.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
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    abba1772 wrote: »
    Have a lovely weekend hairy xx
    Sun_Addict wrote: »
    Glad you're feeling stronger, that flu really knocked you for six. Don't rush to get back to normal, take it steady. Have a lovely weekend xx


    Thanks both :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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