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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • beanielou
    beanielou Posts: 96,489 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I am now very lucky to get one a week sadly :(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Sounds like you had a lovely weekend, glad DS's remembered mothers day

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • Seasidegal58
    Seasidegal58 Posts: 6,137 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hoorah - you finally got our for your Saturday ramble!:rotfl:

    You sounded like you really enjoyed your Mother's Day - lovely that the boys spoiled you!

    Take it easy workwise though - you'll get back to normal soon.
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • 117pauline
    117pauline Posts: 743 Forumite
    Part of the Furniture 500 Posts
    I'm hoping that with the improvement in the weather, we would all feel better and more energised but I see they are now threatening snow again at the weekend.

    Unfortunately I am still off eating and drinking as nothing seems to taste right. How can I not want tea? Surely there is a law against such sacrilege?

    You know, the work will wait for you

    Take care honey, say hello to the family
    Pauline
    Don't get it perfect - Get it going
    Better Than Before
  • beanielou wrote: »
    Lucky, you will get more than me.
    I hardly seem to get any since DS left home & there is only the cat & I :(
    I don’t get a survey every day, but I probably get 3 or 4 a week. I get lots about what I watched on tv the day before, and then another usually follows on from that.
    beanielou wrote: »
    I am now very lucky to get one a week sadly :(

    I'm lucky if I get one YG survey a fortnight. As soon as the DC all turned eighteen they didn't want to know me any more :mad:
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Sun_Addict wrote: »
    Glad to hear you finally got your Saturday ramble and latte and that you enjoyed your meal out :)

    Takes time to build your strength back, take care xx
    Sounds like you had a lovely weekend, glad DS's remembered mothers day

    x
    Hoorah - you finally got our for your Saturday ramble!:rotfl:

    You sounded like you really enjoyed your Mother's Day - lovely that the boys spoiled you!

    Take it easy workwise though - you'll get back to normal soon.

    Thanks all :). I do enjoy my Saturdays (when I get them).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • 117pauline wrote: »
    I'm hoping that with the improvement in the weather, we would all feel better and more energised but I see they are now threatening snow again at the weekend.

    Unfortunately I am still off eating and drinking as nothing seems to taste right. How can I not want tea? Surely there is a law against such sacrilege?

    You know, the work will wait for you

    Take care honey, say hello to the family
    Pauline

    Our weather is awful today, it's been chucking it down all day :mad:. I hope yours is better Pauline.

    I'm drinking tea again now, but still not enjoying it as much as I used to :(. We'll get better eventually (I hope).

    I've started taking a multivitamin and multimineral tablet every day in the hope that it will pep me up a bit..

    I'm vegetarian so may be lacking certain vitamins and I hardly get any sunlight. I feel like a vampire/troglodity at the moment :eek:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 14 March 2018 at 8:33PM
    It's been a busy Wednesday so far!

    Mr T this morning where £74.63 was spent, which is virtually within budget :T. Also spent £6 on a storage box for the office and printer paper, but that's a business expense so doesn't count.

    It's been chucking it down with rain ALL day today, so got back with about ten soggy bags which needed to be hung off various door handles/chairs to dry. If I pack them away wet they develop an nasty smell :eek:.

    Then we had to tackle DS3's student finance which took hours and made me lose the will to live :(. We still need to post his birth certificate as proof of identity as he doesn't have an up to date passport, plus a proof of identity form has to be countersigned :(. So DH is at our friends' house again tonight (asking the hubby for a change this time and bearing beer as a thank you/bribe).

    Anyway it looks as if DS3 will be eligible for a full bursary based on our pathetically inadequate income, so that will be very helpful for him :T. :beer:.

    Now I'm cooking dinner but feel shattered!

    I want to go to my volunteering tomorrow as I've missed four weeks (it would have been six but it was half term plus a snow day). I still feel tired but I don't want them to think I'm completely unreliable. Hopefully I'll only be hearing children read which won't require much mental or physical effort from me. Last time I went the children were making bread, which was fun but rather exhausting :rotfl:.

    I'm feeling stronger every day, that's the main thing. I hope everyone is having a good day :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,489 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Enjoy your volunteering tomorrow :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou wrote: »
    Enjoy your volunteering tomorrow :)

    Thanks Beanie I usually do :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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