The 'Happy Halloween' October NSD Challenge

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  • BeTheChange
    BeTheChange Posts: 89 Forumite
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    8/18 for me now - nearly half way there!
    Debt @ Sept '16 = £51804 Oct '16= £51,095 1.37% paid off
    Oct grocery challenge = £229.05/£250
    Oct AFD challenge = 20/31
    Oct NSD = 13/18
    Emergency Fund member #209 = 376/1000
  • ab_saver
    ab_saver Posts: 334 Forumite
    First Post Debt-free and Proud!
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    NSD 11/18 today :)
    Go on holiday in 8 days - going to have to have a long run of NSDs to get near my target!
    House fund: ~£5000 / £10,000 :D_£1000 emergency fund #208 - £151.74/ 1000 _
  • Nargleblast
    Nargleblast Posts: 10,762 Forumite
    Name Dropper First Post First Anniversary Debt-free and Proud!
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    Lots of spending going on today, hopefully I will be better behaved tomorrow!
    One life - your life - live it!
  • Nargleblast
    Nargleblast Posts: 10,762 Forumite
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    Quiet on here today, I hope that's not because you're all out spending money!

    I am pleased to announce the arrival of NSD number 7!!!
    One life - your life - live it!
  • ab_saver
    ab_saver Posts: 334 Forumite
    First Post Debt-free and Proud!
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    Nargleblast wrote: »
    Quiet on here today, I hope that's not because you're all out spending money!

    I'm afraid I have been out spending money and in large sums. Impromptu team lunch for someone's birthday today (£6), and then the floodgates had opened so I moved all of tomorrow's spends to today.

    So... as well as lunch:
    -work Christmas do for OH and I - £113 :eek::eek::eek:
    -secret santa care package shopping - £7 (pens, chocolate)
    -£land odds and sods - £2
    -reduced bargains at Mr W - 39p
    -totally unnecessary chocolate from Mr W - £1.50 :o

    I need to post my parcels to people tomorrow but I have got the money out and put it aside so I'm counting it as today's spends.

    So... I should now have a no spend weekend (it rhymes, I like it.... )
    House fund: ~£5000 / £10,000 :D_£1000 emergency fund #208 - £151.74/ 1000 _
  • Nargleblast
    Nargleblast Posts: 10,762 Forumite
    Name Dropper First Post First Anniversary Debt-free and Proud!
    edited 14 October 2016 at 9:33PM
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    £113 for a works Christmas do?????? Ye gods!!! I sincerely hope it will be the do to end all dos, should be, at that price!

    Edited to add....you truly deserve that chocolate. Chocolate is never unnecessary. Especially when you've just spent £113 on the Christmas knees-up.
    One life - your life - live it!
  • ab_saver
    ab_saver Posts: 334 Forumite
    First Post Debt-free and Proud!
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    It had better be good - it's a fancy black tie, sit down 3 course meal affair. Of course there are associated costs - like having to have a ballgown dry cleaned! :eek:

    I'm off for some therapeutic chocolate now...
    House fund: ~£5000 / £10,000 :D_£1000 emergency fund #208 - £151.74/ 1000 _
  • marmiterulesok
    marmiterulesok Posts: 7,812 Forumite
    First Anniversary First Post Combo Breaker Photogenic
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    Spendy today and yesterday.Promise to update tomorrow.Night all.
  • hazeldreams
    hazeldreams Posts: 401 Forumite
    First Anniversary Name Dropper First Post Combo Breaker
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    NSD #3 on Thursday ...only targeted ourselves 5 this month but I'm hoping we can surpass this!
    £1589.94 cc - DFD 31/12/22; £156,737.24 mortgage free target date 1/10/2026; £158,327.18 Total; Starting debt Jan 2019 £393,068; 60% cleared.
  • mobo1980
    mobo1980 Posts: 368 Forumite
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    Good morning :)

    Yesterday was NSD 2
    But today has been spendy already been shopping and spent £36 but O/h has come into some pennies and is very kindly giving me £100 later -:j

    Mobo xx
    CC1-£1729.53
    CC2-£4323.00
    LOAN-£14,519.05
    TOTAL DEBT £20,571.58 :eek:
    Then there's the mortgage :o
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