Yes! Car Credit & PPI

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13

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  • magpiecottage
    magpiecottage Posts: 9,241 Forumite
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    JENJEN2204 wrote: »
    I have written a letter to DFA car finance to request a PPi refund for a loan/finance deal I took out in March 2005 from them, car salesman told me I had to take PPi in order to get the finance
    Then your complaint is against whoever the salesman worked for, which is probably not the lender.
  • Macang81
    Macang81 Posts: 1 Newbie
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    Hope someone can help as I’ve jumped on an old thread.
    I wrote a PPI letter to Direct Auto Financial Services and provided a copy of the agreement. I know it was post regulations but worth a try but I got a letter back today asking a copy of a new signature on either passport or driving licence and utility bill for change of address as they say the details don’t match their records.
    I’ve never had anyone this requested before and find it a bit strange?
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
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    Macang81 wrote: »
    I’ve never had anyone this requested before and find it a bit strange?

    It's often requested and not a bit strange.
  • Markstarr
    Markstarr Posts: 1 Newbie
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    I was recently contacted by YCC under writers who I challenged unsuccessfully a few years back. There has been a successful Supreme Court challenge regarding commission paid to YCC sales. Therefore proof of miselling.

    I contacted FCA as advised by the under writers and it seems you can now claim again because high commissions were not divulged thus breaking old legislation.

    I’ve sent back a claim form to YCC and await any movement. Advisor on FCA said process should be straight forward due to the Supreme Court ruling.

    Will advise of my progress.
  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
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    Markstarr wrote: »
    Therefore proof of miselling.
    Undisclosed commission is not proof of mis-selling the PPI.

    Your Plevin complaint will therefore only net you a refund of any undisclosed commission over 50%.

    Your original PPI complaint was rejected and will remain so I'm afraid.
  • societys_child
    societys_child Posts: 7,110 Forumite
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    I luv reading thro' these old threads . . . :)
  • Markymark123
    Markymark123 Posts: 1 Newbie
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    Have you had luck with this.
  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
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    Markymark123 wrote: »
    Have you had luck with this.
    Thread is now almost six years old.:eek:
  • Tigger37
    Tigger37 Posts: 1 Newbie
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    With regards to claiming from yes car credit/daf I recieved a cheque today for £1144.43 thankyou very much
  • mona5852
    mona5852 Posts: 2 Newbie
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    Hi

    which address did you use for your Yes Car Credit PPI Claim please?
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