Lucifa's (Ac)counting the pennies DFW diary

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  • Lucifa73
    Lucifa73 Posts: 7,726 Forumite
    First Anniversary Combo Breaker
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    Woohoo Payday and I'm £150 richer (or less in debt I suppose) than I had estimated (was deliberately conservative but hadn't thought by that much) :D

    So this months SOA

    Income 2057

    Joint Account (1000)
    Monthly DDs (587) - includes minimum payments on debt

    'Free' cash 470:D

    Of that I budget approx £200 for shopping trip (I know but its been soooooooooo long and I am still wearing stuff to work I bought when I was on placement in uni 10 years ago so I consider it a reasonable investment...)

    Leaves a good £270 surplus for debt busting:D:j:D

    Oh - and life ROCKS!!!!!

    P.S. - Am going to see baby tomorrow and shopping next Sunday instead so I get to do both:D
    26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%
    28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%
    SPC 2019 #073
    My debt free diary


  • beanielou
    beanielou Posts: 90,537 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    Looking good hun :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • redsquirrel80
    redsquirrel80 Posts: 12,457 Forumite
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    Nice one Luc - nice to see so many smiley faces in there :D x
    Debt@16.12.09 £10,362.38, now debt free as of 29.02.2012.
    "I cannot make my days longer so I strive to make them better."
  • Lucifa73
    Lucifa73 Posts: 7,726 Forumite
    First Anniversary Combo Breaker
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    redsquirrel80 wrote: »
    Nice one Luc - nice to see so many smiley faces in there :D x

    I am a bit trigger happy with the green grin aren't I:D:D:D:D:D:D:D:p
    26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%
    28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%
    SPC 2019 #073
    My debt free diary


  • redsquirrel80
    redsquirrel80 Posts: 12,457 Forumite
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    Lucifa73 wrote: »
    I am a bit trigger happy with the green grin aren't I:D:D:D:D:D:D:D:p

    Yes you are :D:D:D:D:D:D:rotfl:
    Debt@16.12.09 £10,362.38, now debt free as of 29.02.2012.
    "I cannot make my days longer so I strive to make them better."
  • elfen
    elfen Posts: 10,213 Forumite
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    Looks all funkydoodly in here!
    ** Total debt: £6950.82 ± May NSDs 1/10 **
    ** Fat Bum Shrinking: -7/56lbs **
    **SPC 2012 #1498 -£152 and 1499 ***
    I do it all because I'm scared.
  • Lucifa73
    Lucifa73 Posts: 7,726 Forumite
    First Anniversary Combo Breaker
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    Other than pretty much losing my voice over the weekend, not much to report.

    An home alone as of today until Sunday evening. Wonder how I shall amuse myself....
    26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%
    28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%
    SPC 2019 #073
    My debt free diary


  • elfen
    elfen Posts: 10,213 Forumite
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    Daily Chat is always calling for you back you know...*tries to lure Luc in with cake and wine*
    ** Total debt: £6950.82 ± May NSDs 1/10 **
    ** Fat Bum Shrinking: -7/56lbs **
    **SPC 2012 #1498 -£152 and 1499 ***
    I do it all because I'm scared.
  • boredofbeingathome
    boredofbeingathome Posts: 15,657 Forumite
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    Lucifa73 wrote: »
    Woohoo Payday and I'm £150 richer (or less in debt I suppose) than I had estimated (was deliberately conservative but hadn't thought by that much) :D

    So this months SOA

    Income 2057

    Joint Account (1000)
    Monthly DDs (587) - includes minimum payments on debt

    'Free' cash 470:D

    Of that I budget approx £200 for shopping trip (I know but its been soooooooooo long and I am still wearing stuff to work I bought when I was on placement in uni 10 years ago so I consider it a reasonable investment...)

    Leaves a good £270 surplus for debt busting:D:j:D

    Oh - and life ROCKS!!!!!

    P.S. - Am going to see baby tomorrow and shopping next Sunday instead so I get to do both:D

    Looking good :D
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • Lucifa73
    Lucifa73 Posts: 7,726 Forumite
    First Anniversary Combo Breaker
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    Certainly is BoB - have taken on the lunch challenge and managed to take lunch in 5 of the last 7 working days which will make a huge difference compared to last month:D
    26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%
    28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%
    SPC 2019 #073
    My debt free diary


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