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Booked a holiday to Sri Lanka? Your rights after terror attacks - MSE News

Former_MSE_Naomi
Former_MSE_Naomi Posts: 519 Forumite
Second Anniversary First Post I've been Money Tipped! Newshound!
in Overseas holidays & travel planning
Sri Lanka is currently facing heightened security and a nationwide curfew following Sunday's terror attacks. If you're in the country now or due to travel there shortly, here's what you need to know...
Read the full story:
'Booked a holiday to Sri Lanka? Your rights after terror attacks'
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Comments

  • agrinnall
    agrinnall Posts: 23,344 Forumite
    10,000 Posts Combo Breaker
    The FCO have now advised against all but essential travel to Sri Lanka, so it may now be possible to cancel and get a refund from insurance.


    https://www.gov.uk/government/news/travel-advice-to-sri-lanka-updated
  • lisyloo
    lisyloo Posts: 30,094 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I’m curious how this works.
    How far ahead can you claim? Or is it only after?

    Just thinking that if you don’t know whether you are going or not then you can’t reserve anything else or cancel/re-book your work leave.

    I am guessing it’s only at the time you can decide/claim making it mightily inconvenient financially, work leave and reservation wise.
  • cazziebo
    cazziebo Posts: 3,209 Forumite
    Does anyone know what happens if the booking (via a travel agent) is a few months away? I've booked for August.
  • Beverley_Hillbillies
    Beverley_Hillbillies Posts: 184 Forumite
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    agrinnall wrote: »
    The FCO have now advised against all but essential travel to Sri Lanka, so it may now be possible to cancel and get a refund from insurance.


    https://www.gov.uk/government/news/travel-advice-to-sri-lanka-updated

    As I understand it, you can't claim on holiday insurance if a destination is cancelled by the FCO due to terrorisium, one has to stand the cost if booked independently, i.e. not through a tour operator
  • peachyprice
    peachyprice Posts: 22,346 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    lisyloo wrote: »
    I’m curious how this works.
    How far ahead can you claim? Or is it only after?

    Just thinking that if you don’t know whether you are going or not then you can’t reserve anything else or cancel/re-book your work leave.

    I am guessing it’s only at the time you can decide/claim making it mightily inconvenient financially, work leave and reservation wise.


    You should be able cancel and book somewhere else now. Nobody knows how long the travel restriction will last, it could be years, but hopefully not.
    Accept your past without regret, handle your present with confidence and face your future without fear
  • lisyloo
    lisyloo Posts: 30,094 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Beverley_Hillbillies wrote: »
    As I understand it, you can't claim on holiday insurance if a destination is cancelled by the FCO due to terrorisium, one has to stand the cost if booked independently, i.e. not through a tour operator

    Do you have a link or source?
    I’ve thoroughly checked my policy and there isn’t an exclusion for either terrorism or independent arranegmemts. It specifically says this scenario is covered.
    Where did you read/hear this?
  • lisyloo
    lisyloo Posts: 30,094 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    cazziebo wrote: »
    Does anyone know what happens if the booking (via a travel agent) is a few months away? I've booked for August.

    Sounds like you can claim on your insurance for cancellation.
    This is why you should take it out when you book (or have an annual policy in place).
  • smudge2006
    smudge2006 Posts: 129 Forumite
    Part of the Furniture 10 Posts Photogenic Combo Breaker
    I tried and my insurer said they'd only pay out of my holiday was within 14 days. I'm booked for July
    Premier League Baby!
  • cazziebo
    cazziebo Posts: 3,209 Forumite
    lisyloo wrote: »
    Sounds like you can claim on your insurance for cancellation.
    This is why you should take it out when you book (or have an annual policy in place).

    I have an annual policy, but won't the Travel Agent try to rebook a similar holiday? I don't want a refund, I'd rather have a holiday of more or less same standard (and flight prices will have increased since I booked)
  • peachyprice
    peachyprice Posts: 22,346 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    smudge2006 wrote: »
    I tried and my insurer said they'd only pay out of my holiday was within 14 days. I'm booked for July

    Have you asked your tour operator for a refund or to re-book you to a different destination?

    This is not necessarily an insurance claim situation.
    Accept your past without regret, handle your present with confidence and face your future without fear
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