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Booked a holiday to Sri Lanka? Your rights after terror attacks - MSE News

Sri Lanka is currently facing heightened security and a nationwide curfew following Sunday's terror attacks. If you're in the country now or due to travel there shortly, here's what you need to know...
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'Booked a holiday to Sri Lanka? Your rights after terror attacks'
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  • agrinnallagrinnall
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    The FCO have now advised against all but essential travel to Sri Lanka, so it may now be possible to cancel and get a refund from insurance.


    https://www.gov.uk/government/news/travel-advice-to-sri-lanka-updated
  • lisyloolisyloo Forumite
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    I’m curious how this works.
    How far ahead can you claim? Or is it only after?

    Just thinking that if you don’t know whether you are going or not then you can’t reserve anything else or cancel/re-book your work leave.

    I am guessing it’s only at the time you can decide/claim making it mightily inconvenient financially, work leave and reservation wise.
  • cazziebocazziebo Forumite
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    Does anyone know what happens if the booking (via a travel agent) is a few months away? I've booked for August.
  • Beverley_HillbilliesBeverley_Hillbillies Forumite
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    agrinnall wrote: »
    The FCO have now advised against all but essential travel to Sri Lanka, so it may now be possible to cancel and get a refund from insurance.


    https://www.gov.uk/government/news/travel-advice-to-sri-lanka-updated

    As I understand it, you can't claim on holiday insurance if a destination is cancelled by the FCO due to terrorisium, one has to stand the cost if booked independently, i.e. not through a tour operator
  • peachypricepeachyprice Forumite
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    lisyloo wrote: »
    I’m curious how this works.
    How far ahead can you claim? Or is it only after?

    Just thinking that if you don’t know whether you are going or not then you can’t reserve anything else or cancel/re-book your work leave.

    I am guessing it’s only at the time you can decide/claim making it mightily inconvenient financially, work leave and reservation wise.


    You should be able cancel and book somewhere else now. Nobody knows how long the travel restriction will last, it could be years, but hopefully not.
    Accept your past without regret, handle your present with confidence and face your future without fear
  • lisyloolisyloo Forumite
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    As I understand it, you can't claim on holiday insurance if a destination is cancelled by the FCO due to terrorisium, one has to stand the cost if booked independently, i.e. not through a tour operator

    Do you have a link or source?
    I’ve thoroughly checked my policy and there isn’t an exclusion for either terrorism or independent arranegmemts. It specifically says this scenario is covered.
    Where did you read/hear this?
  • lisyloolisyloo Forumite
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    cazziebo wrote: »
    Does anyone know what happens if the booking (via a travel agent) is a few months away? I've booked for August.

    Sounds like you can claim on your insurance for cancellation.
    This is why you should take it out when you book (or have an annual policy in place).
  • smudge2006smudge2006 Forumite
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    I tried and my insurer said they'd only pay out of my holiday was within 14 days. I'm booked for July
    Premier League Baby!
  • cazziebocazziebo Forumite
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    lisyloo wrote: »
    Sounds like you can claim on your insurance for cancellation.
    This is why you should take it out when you book (or have an annual policy in place).

    I have an annual policy, but won't the Travel Agent try to rebook a similar holiday? I don't want a refund, I'd rather have a holiday of more or less same standard (and flight prices will have increased since I booked)
  • peachypricepeachyprice Forumite
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    smudge2006 wrote: »
    I tried and my insurer said they'd only pay out of my holiday was within 14 days. I'm booked for July

    Have you asked your tour operator for a refund or to re-book you to a different destination?

    This is not necessarily an insurance claim situation.
    Accept your past without regret, handle your present with confidence and face your future without fear
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