Oh pants I messed up BIG!!!

Options
1235716

Comments

  • Broke_Bear
    Broke_Bear Posts: 142 Forumite
    First Anniversary Photogenic First Post
    Options
    Is is wrong that I am wishing the end of the month was here already so I can update my signature again?
    27 days to go...
    If thou of fortune be bereft, and of thine earthly store hath left,Two loaves, Sell one and with the dole, buy hyacinths to feed the soul. 'Anon'

    Debt Dec '19 - £30,678
    Debt End of Dec '23 - £0.00 - 100% paid off
    Entering the debt free life and hoping to stay that way permanently!
  • Broke_Bear
    Options
    Oh wow, where has this month gone?
    Am now in the quiet period between the payments going out and the statements coming in. I know I will not have cleared as much as last month as had to put £100 on the BC, but I did manage to balance transfer £1400 of the high interest part of the BC to 0% on the M so after fee etc I should still clear about 1% I hope. Wish those statements would hurry up!!

    Delia (the new kitten) is settling in grand and is really starting to find her feet. She is such a little tear away :)
    If thou of fortune be bereft, and of thine earthly store hath left,Two loaves, Sell one and with the dole, buy hyacinths to feed the soul. 'Anon'

    Debt Dec '19 - £30,678
    Debt End of Dec '23 - £0.00 - 100% paid off
    Entering the debt free life and hoping to stay that way permanently!
  • Mummy_bear
    Options
    Hi,
    Just found your diary and subscribed.

    From one bear to another I wish you all the luck with your debt busting x
    My LBM May 2017, DH LBM July 2017- Total Debt (not Including Mortgage) £46444.23 :eek:
    £40773.61 /£46444.23 87.8% paid
  • Broke_Bear
    Options
    Hi Mummy_bear and thanks :) do you have a diary too?
    If thou of fortune be bereft, and of thine earthly store hath left,Two loaves, Sell one and with the dole, buy hyacinths to feed the soul. 'Anon'

    Debt Dec '19 - £30,678
    Debt End of Dec '23 - £0.00 - 100% paid off
    Entering the debt free life and hoping to stay that way permanently!
  • Broke_Bear
    Options
    Well I am hoping for a LSD today, the only thing I need to get is cat litter for Delia. DSD is here this weekend and I think as we are all still under the weather it will be a lazy one again. Weather is pants so we will not be going for any hiking trips as we had intended but hey ho.
    If thou of fortune be bereft, and of thine earthly store hath left,Two loaves, Sell one and with the dole, buy hyacinths to feed the soul. 'Anon'

    Debt Dec '19 - £30,678
    Debt End of Dec '23 - £0.00 - 100% paid off
    Entering the debt free life and hoping to stay that way permanently!
  • Mummy_bear
    Options
    Yes I do, can't say I'm at all that interesting to read. I do it to keep me motivated.
    Let me know if you need help finding it...if you're that way inclined :rotfl:

    MB
    My LBM May 2017, DH LBM July 2017- Total Debt (not Including Mortgage) £46444.23 :eek:
    £40773.61 /£46444.23 87.8% paid
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
    Options
    Hi broke bear :hello:

    Thought I would return the favour......sorry to hear about your dogs but glad your little kitten is settling in :D

    Well down on your lightbulb moment you have those debts paid down in no time xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Broke_Bear
    Options
    I hope so Abba (and thanks for dropping in) it is the start of a very long road for me I think
    If thou of fortune be bereft, and of thine earthly store hath left,Two loaves, Sell one and with the dole, buy hyacinths to feed the soul. 'Anon'

    Debt Dec '19 - £30,678
    Debt End of Dec '23 - £0.00 - 100% paid off
    Entering the debt free life and hoping to stay that way permanently!
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
    Options
    Broke_Bear wrote: »
    I hope so Abba (and thanks for dropping in) it is the start of a very long road for me I think

    But that's the main thing........you've started ;)
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Broke_Bear
    Options
    Ok so the figures are in with the new statements this month. The total has gone up very slightly but this is due to some card shuffling fees and I had to put just under £300 on the BC for cat insurance which was planned and unexpected vet fees which were not!

    Poor Delia had a fall :eek: and has a 'black eye' all swollen shut and had to go to the out of hours vet to make sure she hadn't done some serious damage. Thankfully with some drops to make sure it doesn't get infected and some anti inflammatories she will be fine.

    OK so here are the scores on the doors for this month:
    BC- 9164.51- balance transferred some of this to the M card at 0% until end of next year as this had about £2000 paying 19% interest. Although fees charged to BT it will save me in the long run.
    M- 7786.99
    T- 6576.15
    V- 5196.32
    L - 0

    £28,723.97
    1.69% paid off

    So all in all it has gone up very slightly this month :mad: but will be making an extra effort to get it down next month.

    Although...its not the end of the month yet so I may be able to get it under last month's figure of £28,705.30.

    £18.67 to find by the end of the month but really I want to find at least £24.00 to get into the next 100 bracket.

    I can do this !!
    If thou of fortune be bereft, and of thine earthly store hath left,Two loaves, Sell one and with the dole, buy hyacinths to feed the soul. 'Anon'

    Debt Dec '19 - £30,678
    Debt End of Dec '23 - £0.00 - 100% paid off
    Entering the debt free life and hoping to stay that way permanently!
Meet your Ambassadors

Categories

  • All Categories
  • 343.2K Banking & Borrowing
  • 250.1K Reduce Debt & Boost Income
  • 449.7K Spending & Discounts
  • 235.3K Work, Benefits & Business
  • 608K Mortgages, Homes & Bills
  • 173.1K Life & Family
  • 247.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards