Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    Former MSE Penelope
    Money Moral Dilemma: She injured my dog - should she pay?
    • #1
    • 21st Jun 10, 12:52 PM
    Money Moral Dilemma: She injured my dog - should she pay? 21st Jun 10 at 12:52 PM
    This is a real life MMD so please bear in mind the MoneySaver in question will read your responses:

    Please give this MoneySaver the benefit of your advice...

    She injured my dog - should she pay?

    After dinner out with a friend she started suffering from food poisoning back at my house. Whilst running to the bathroom for the 10th time she accidently slammed the door on my dog - too ill to realise what she was doing. She was treated in hospital and is now ok but my dog had to go to the vet's - which was very expensive for me as I am out of work. Should I ask her to pay?


    Click reply to have your say

    Previous MMDs: View All


    This Forum Tip was included in MoneySavingExpert's weekly email

    Don't miss out on new deals, loopholes, and vouchers

    Last edited by Former MSE Penelope; 22-06-2010 at 12:39 PM.
Page 1
  • Evansangel
    • #2
    • 22nd Jun 10, 9:03 PM
    • #2
    • 22nd Jun 10, 9:03 PM
    Maybe if you had insurance it wouldn't be so much?
    Wife, Mum, Fashion Student, Morrisons Worker
    2012: Clear CC, Clear Catalogue, Start Saving!
    • Techno
    • By Techno 22nd Jun 10, 9:21 PM
    • 1,081 Posts
    • 691 Thanks
    Techno
    • #3
    • 22nd Jun 10, 9:21 PM
    • #3
    • 22nd Jun 10, 9:21 PM
    Most people who are out of work would struggle to afford pet insurance. Isn't there a company called Blue Cross who help people on low incomes to afford vet's bills. It wasn't really your poor friends fault - not yours (or the dogs) either. I'd see if I could claim elsewhere first
    If you think you are too small to make a difference, try getting in bed with a mosquito!
  • katiej79
    • #4
    • 22nd Jun 10, 9:22 PM
    • #4
    • 22nd Jun 10, 9:22 PM
    I think the unfortunate truth is that it was an accident and it is your dog. You can't expect someone else to pay. If you can't afford to keep a dog (which includes vet bills) then don't keep a dog.

    If your friend offered to pay some of the bill then that would be another matter.

    You could also cause some seriously bad blood by asking her to pay so think about how valuable the friendship is before deciding!!
    • elsien
    • By elsien 22nd Jun 10, 9:26 PM
    • 17,589 Posts
    • 44,479 Thanks
    elsien
    • #5
    • 22nd Jun 10, 9:26 PM
    • #5
    • 22nd Jun 10, 9:26 PM
    I agree - it was an accident, couldn't be helped, could just have easily have happened with you as with her. I wouldn't dream of asking the friend to pay. All comes as part of the joys of dog ownership, having to take responsibility for the unexpected. If you can't afford unexpected large bills, you need to try to get insurance if at all possible, or use services such as the PDSA if available near you. It probably won't be the last large bill your pet lands you with, so it is something you need to take into account somehow.
    Although I wouldn't be so harsh as to say get rid of the dog - if I lost my job I'd struggle to pay for mine, but I'd turn heaven and earth to keep her.
    Last edited by elsien; 22-06-2010 at 9:38 PM.
    All shall be well, and all shall be well, and all manner of things shall be well.

    Pedant alert - it's could have, not could of.
    • scotsbob
    • By scotsbob 22nd Jun 10, 10:44 PM
    • 4,462 Posts
    • 6,958 Thanks
    scotsbob
    • #6
    • 22nd Jun 10, 10:44 PM
    • #6
    • 22nd Jun 10, 10:44 PM
    It was an accident but the people who cause accidents are the ones who have to pay.

    If my car accidentally hits your car, who is to blame? If I accidentally drop your glass vase who has to pay?

    If there is no insurance then the person who causes the accident pays.
  • smileyt
    • #7
    • 22nd Jun 10, 10:54 PM
    • #7
    • 22nd Jun 10, 10:54 PM
    I think the unfortunate truth is that it was an accident and it is your dog. You can't expect someone else to pay. If you can't afford to keep a dog (which includes vet bills) then don't keep a dog.

    If your friend offered to pay some of the bill then that would be another matter.

    You could also cause some seriously bad blood by asking her to pay so think about how valuable the friendship is before deciding!!
    Originally posted by katiej79
    This is a bit harsh! Perhaps the OP could afford his/her dog easily until becoming unemployed?

    As for the dilemma - I'm afraid I can't offer any advice as I don't know what I would do if this happened to one of my dogs. You may just have to chalk it up to experience, unfortunately. And keep your dog out of her way next time she visits! Perhaps there is a way you could mention it in conversation.

    I have to say, if I had injured an animal, I would offer to pay some of the bill.

    Couldn't she claim compensation from the restaurant and use that towards the vet's bill?
    Aspire not to have more but to be more.
    Oscar Romero

    Still trying to be frugal...
    • skint-student-nurse
    • By skint-student-nurse 22nd Jun 10, 10:57 PM
    • 1,298 Posts
    • 2,497 Thanks
    skint-student-nurse
    • #8
    • 22nd Jun 10, 10:57 PM
    • #8
    • 22nd Jun 10, 10:57 PM
    i would check to see if i could get help with the vets bill (as already suggested,blue cross,rspca,etc) and if that wasnt an option, i would ask the friend to contribute to the vets bill.
    • Apricot
    • By Apricot 22nd Jun 10, 11:00 PM
    • 2,339 Posts
    • 7,486 Thanks
    Apricot
    • #9
    • 22nd Jun 10, 11:00 PM
    • #9
    • 22nd Jun 10, 11:00 PM
    If I had injured the dog and knew you were unemployed and short of money then I would offer to pay.
    However, it is correct that if you had had insurance you wouldn't have had to pay so much and I wouldn't ask her to contribute to the vets bill as it was obviously an accident.
    DD July 2011


    Aug 13 4235.19 2550.00
  • DEANCPW
    I work full time, my pets are insured, but i would struggle to afford dinner out with my friends.


    i have been unemployed in the past and would eat beans on toast everyday till the bills were paid.

    sorry but you are to blame for not having insurance. some others are saying your friend should pay but you dont say that she has a well paid job or has a lot more money than you.
  • SINBAD
    write to the restaurant?
    a long shot, but if there is a dog loving owner....
  • tryfive
    Restaurant pays
    Should I ask her to pay?
    Originally posted by MSE Penelope

    NO!

    As much as anything else, it was the restaurant that apparently gave her food poisoning. If anyone, I'd pass on the costs to the restaurant...

    ...And don't go back there again!
    • KxMx
    • By KxMx 23rd Jun 10, 10:07 AM
    • 7,486 Posts
    • 10,868 Thanks
    KxMx
    I wouldn't ask no. Having food poisoning is no picnic and if she was in hospital then must have been very bad.

    An unfourtunate accident i'm afraid, and maybe you'll now consider pet insurance. Peace of mind comes cheap each month!
    • Baileys Babe
    • By Baileys Babe 23rd Jun 10, 11:07 AM
    • 2,317 Posts
    • 11,461 Thanks
    Baileys Babe
    No you should not ask your friend to pay. As you have already said your friend was very ill. You should have been keeping your dog out of the way as your friend had enough to deal with without having to look out for you dog. As a resposible pet owner you need to ensure you have the means to take proper care of your pet, including when it is ill or injured.
    • dronid
    • By dronid 23rd Jun 10, 11:21 AM
    • 581 Posts
    • 1,258 Thanks
    dronid
    No. It could've been you with the poisoning. Accidents happen but plainly no one there was responsible for the illness. The dog, sadly, got in the way but we should avoid the old blame and claim kind of set up. If you saw a car accident went to help and got your clothes damaged you wouldn't try and claim off the injured people. The dog wanted to know what happened and was in the wrong place at the wrong time.

    I could make it better myself at home. All I need is a small aubergine...

    Current debt 7000 - loan. And a 4000 pound overdraft. That didn't work, did it?
  • oafish1
    Why is everyone being so harsh? A dog is for life, you dont just 'get rid' when circumstances change, and pet insurance is expensive when the dog is older (30 a month for my 9 year old and I have to pay the first 100). Not everyone is eligible for PDSA.

    Advice: She is your friend, I am sure she is as embarrassed as you to bring the subject up.

    Dont let this destroy your friendship, talk to her, and try to come to some solution.

    And ignore all the criticisms on here, you have done nothing wrong.

    TAke care and I hope your dog is better soon.
    • Gotrek
    • By Gotrek 23rd Jun 10, 11:33 AM
    • 40 Posts
    • 30 Thanks
    Gotrek
    I'm a tight git and in most of these "dilemmas" I have no hesitation in choosing what's right for me. I only work part time and have debts too so I couldn't afford a vet's bill but if my friend was "too ill to realise what she was doing" no way would I even consider asking her/him to pay. Accidents happen, a friendship should be more important and I'd have been more concerned about my friend's well-being than the cost.
    • shehen23
    • By shehen23 23rd Jun 10, 11:34 AM
    • 17 Posts
    • 38 Thanks
    shehen23
    I think if the poor friend was so ill that it was necessary to run to the bathroom more than 10 times I think that the responsible thing for the dog owner to have done was to keep the dog out of the way for a while.

    The dog owner is just as responsible for the dog's injuries for not putting him/her in a safe place whilst the situation was going on.

    If the sick friend had tripped over the dog and injured themselves whilst running to the bathroom then I'm sure the dog owner wouldn't be offering to pay compensation right now so I think she should just accept it was an accident and not risk her friendship by asking for money.
  • brokeinwales
    Seriously, is anyone really saying they would be comfortable approaching their recently food-poisoned friend and telling them they have to pay the vets bill because your dog accidentally got in the way when they were running to the bathroom?

    If she'd tripped over the dog and broken her leg would the dog have to pay compensation?

    I'm surprised some people actually have friends....
    • zx81
    • By zx81 23rd Jun 10, 11:47 AM
    • 19,398 Posts
    • 20,736 Thanks
    zx81
    She should have gone through her friend's bag and taken the money out of her purse while her friend has her head in the toilet.

    Hey presto - no need for an embarassing conversation!
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

35Posts Today

3,128Users online

Martin's Twitter